Overdue debts
The annual accounts state €14,414 of overdue tax debts on 31-12-2025.
The annual accounts state €14,414 of overdue tax debts on 31-12-2025.
The micro format states no turnover.
Latest accounts filed late: after the legal deadline.
In July 2024, 3,445 companies had the same profile as LD IMMO has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,445 companies, not a prediction for LD IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| LD IMMO Namur | €155,929 | €57,560 | 35.3% | - |
| JM SECUR Houyet | €133,824 | €71,490 | 33.1% | - |
| Dirk Blomme Deinze | €178,020 | €52,533 | 70.6% | - |
| Power4U Balen | €132,564 | €46,794 | 56.2% | - |
| Sanolicious Merchtem | €145,634 | €41,911 | -8.9% | - |
| CABOLEX Lasne | €123,800 | €48,055 | 10.5% | - |
| CODI BUSINESS Anderlecht | €193,593 | €58,197 | 21.0% | - |
These companies have the same main activity as LD IMMO: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €124,000 and €194,000, founded between 2020 and 2021.
LD IMMO files the micro format. That format states no turnover. The gross margin fell from €101,516 in 2021 to €57,560 in 2025.
The balance sheet grew most in 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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