LD-IMMO

Active

Private limited companyfounded 20206 yrs activeRue de Brabant 180, 6200 Châtelet, BelgiumKBO/BCE: BE 0752.604.786

Summary

The computed 12-month bankruptcy probability of LD-IMMO is 5.3% (elevated). For LD-IMMO, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €14,433 and a net result of €10,557. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

LD-IMMOActive

Risk analysis Report Compare

Checked score

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Axes, FY 2022 · tick = 2021

Profitability42▲+8

Solvency28▲+2

Growth78

Track record100

Bankruptcy probability, 12 months

5.3% Elevated

0%0.5%1.5%4%10%≥ 25%

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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2022

Solvency, return and age of the figures

Solvency

2.5%

Return on assets

1.8%

Age of the figures

45 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Two or more financial years not filed

Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2023 close31-07-2024 deadline30-09-2026 today

Filed after the deadline

The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

70 d late

2021

36 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 53 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

LD-IMMO was incorporated on 14 August 2020 as a Private limited company.¹ The company has filed 2 sets of annual accounts, the latest for fiscal year 2022.²

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2022, micro schema

Equity

€14,433▲ 272%

2021 · €3,876

Total assets

€577,013▲ 39.0%

2021 · €415,209

Net result

€10,557

2021 · -€6,124

Working capital

€574,433▲ 38.8%

2021 · €413,876

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022

Operating result€22,418-€47,927▲ 114%

Net result-€6,124-€10,557

Equity€3,876-€14,433▲ 272%

Total assets€415,209-€577,013▲ 39.0%

Debt€411,333-€562,580▲ 36.8%

Working capital€413,876-€574,433▲ 38.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2022; 2022 is 114% above 2021.

Balance-sheet composition

2022 in colour, 2021 as the grey bar beneath

Equity and liabilities €577,013

97.5%

Equity €14,433 ▲ 272%

Debt €562,580 ▲ 36.8%

Debt's share of the balance-sheet total falls from 99.1% to 97.5%. Equity and debt are higher.

Key figures and ratios

2022 value · change against 2021

Debt to equity

38.98

ROE

73.1%▲

2021 · -158.0%

ROA

1.8%▲

2021 · -1.5%

Debt ≤ 1 year

€2,580▲

2021 · €1,333

Debt > 1 year

€560,000▲

2021 · €410,000

Income taxes

€1,108

A ratio outside any meaningful range has been withheld (balance sheet total €577,013, equity €14,433).

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2022 against 2021 · 32 lines

Balance sheet Code20212022

Assets

Total assets20/58€415,209€577,013▲

Current assets29/58€415,209€577,013▲

Stocks and contracts in progress3€285,497€197,319▼

Stocks30/36€285,497€197,319▼

Amounts receivable within one year40/41-€372,275

Trade receivables40-€365,000

Other amounts receivable41-€7,275

Cash at bank and in hand54/58€129,271€7,227▼

Deferred charges and accrued income490/1€441€192▼

Equity and liabilities

Total equity and liabilities10/49€415,209€577,013▲

Equity10/15€3,876€14,433▲

Contributions10/11€10,000€10,000=

Profit (loss) carried forward14-€6,124€4,433▲

Amounts payable17/49€411,333€562,580▲

Amounts payable after more than one year17€410,000€560,000▲

Financial debts170/4€410,000€560,000▲

Amounts payable within one year42/48€1,333€2,580▲

Trade debts44€1,333€1,472▲

Suppliers440/4€1,333€1,472▲

Taxes, remuneration and social security45-€1,108

Taxes450/3-€1,108

Income statement Code20212022

Other operating charges640/8€1,388€1,687▲

Gross operating margin9900€23,806€49,613▲

Operating profit (loss)9901€22,418€47,927▲

Financial charges65/66B€28,542€36,261▲

Recurring financial charges65€28,542€36,261▲

Profit (loss) for the period before taxes9903-€6,124€11,666▲

Income taxes67/77-€1,108

Profit (loss) for the period9904-€6,124€10,557▲

Profit (loss) for the period to be appropriated9905-€6,124€10,557▲

Appropriation of the result

Profit (loss) to be appropriated9906-€6,124€4,433▲

Profit (loss) brought forward from the previous period14P--€6,124

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	Change
Other operating charges640/8	€1,388	€1,687	▲ 21.5%
Gross operating margin9900	€23,806	€49,613	▲ 108%
Operating profit (loss)9901	€22,418	€47,927	▲ 114%
Financial charges65/66B	€28,542	€36,261	▲ 27.0%
Recurring financial charges65	€28,542	€36,261	▲ 27.0%
Profit (loss) for the period before taxes9903	-€6,124	€11,666	▲ 290%
Income taxes67/77	-	€1,108	-
Profit (loss) for the period9904	-€6,124	€10,557	▲ 272%
Profit (loss) for the period to be appropriated9905	-€6,124	€10,557	▲ 272%

Line	2021	2022	Change
Assets
Total assets20/58	€415,209	€577,013	▲ 39.0%
Current assets29/58	€415,209	€577,013	▲ 39.0%
Stocks and contracts in progress3	€285,497	€197,319	▼ 30.9%
Stocks30/36	€285,497	€197,319	▼ 30.9%
Amounts receivable within one year40/41	-	€372,275	-
Trade receivables40	-	€365,000	-
Other amounts receivable41	-	€7,275	-
Cash at bank and in hand54/58	€129,271	€7,227	▼ 94.4%
Deferred charges and accrued income490/1	€441	€192	▼ 56.4%
Equity and liabilities
Total equity and liabilities10/49	€415,209	€577,013	▲ 39.0%
Equity10/15	€3,876	€14,433	▲ 272%
Contributions10/11	€10,000	€10,000	=
Profit (loss) carried forward14	-€6,124	€4,433	▲ 172%
Amounts payable17/49	€411,333	€562,580	▲ 36.8%
Amounts payable after more than one year17	€410,000	€560,000	▲ 36.6%
Financial debts170/4	€410,000	€560,000	▲ 36.6%
Amounts payable within one year42/48	€1,333	€2,580	▲ 93.5%
Trade debts44	€1,333	€1,472	▲ 10.4%
Suppliers440/4	€1,333	€1,472	▲ 10.4%
Taxes, remuneration and social security45	-	€1,108	-
Taxes450/3	-	€1,108	-

Line	2021	2022	Change
Profit (loss) for the period9904	-€6,124	€10,557	▲ 272%
Operating cash flow (approximation)	-€6,124	€10,557	▲ 272%
Change in cash	-	-€122,044	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2023

09-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 70 days late

2022

31-12

Financial Back to profitnet €10,557

Net result €10,557 after one loss-making year.

05-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 36 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Châtelet · 1 establishment unit since 2020

seat establishment approximate The establishment unit on the map

Ground area

218 m²

Building footprint

33 m²

Parcel 52013A0017/00G089, Wallonia. Linked by address, not a title deed.

1 establishment unit

LD-IMMO

Rue de Brabant 180, 6200 ChâteletRenting and operating of own or leased residential real estate, excluding social housing

since 20202.306.379.886

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52013A0017/00G089	Wallonia	218 m²	1 · 33 m²	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Identification & contact

Identification

Legal formPrivate limited company

Founded14-08-2020

Fiscal year end31-12

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.