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LD HORECA

Active
Private limited companyfounded 20251 yr activeRue Sabaré(CHE) 95, 4602 Visé, BelgiumKBO/BCE: BE 1020.960.731
Summary

The computed 12-month bankruptcy probability of LD HORECA is 3.0% (moderate). The 2025 annual accounts show equity of €9,649 and a net result of €5,649. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability86
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
60 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LD HORECA was incorporated on 12 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,649
Total assets
€41,524
Net result
€5,649
Working capital
€7,488

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €41,524
Fixed assets €2,162
Current assets €39,363
Equity and liabilities €41,524
Equity €9,649
Debt €31,875
Debt finances 76.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€8,084
Cash flow
€6,488
Current ratio
1.23
Quick ratio
1.04
Debt to equity
3.30
ROE
58.5%
ROA
13.6%
Interest coverage
43.85
Debt ≤ 1 year
€31,875
Income taxes
€1,412
Staff costs
€40,670

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€41,524
Fixed assets21/28€2,162
Tangible fixed assets22/27€2,162
Furniture and vehicles24€2,162
Current assets29/58€39,363
Stocks and contracts in progress3€6,273
Stocks30/36€6,273
Amounts receivable within one year40/41€27,033
Trade receivables40€13,154
Other amounts receivable41€13,879
Cash at bank and in hand54/58€6,057
Equity and liabilities
Total equity and liabilities10/49€41,524
Equity10/15€9,649
Contributions10/11€4,000
Profit (loss) carried forward14€5,649
Amounts payable17/49€31,875
Amounts payable within one year42/48€31,875
Trade debts44€26,060
Suppliers440/4€26,060
Taxes, remuneration and social security45€5,815
Taxes450/3€3,924
Remuneration and social security454/9€1,892
Income statement Code2025
Remuneration, social security and pensions62€40,670
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€838
Other operating charges640/8€3
Gross operating margin9900€48,757
Operating profit (loss)9901€7,246
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903€7,062
Income taxes67/77€1,412
Profit (loss) for the period9904€5,649
Profit (loss) for the period to be appropriated9905€5,649
Appropriation of the result
Profit (loss) to be appropriated9906€5,649

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€40,670
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€838
Other operating charges640/8€3
Gross operating margin9900€48,757
Operating profit (loss)9901€7,246
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903€7,062
Income taxes67/77€1,412
Profit (loss) for the period9904€5,649
Profit (loss) for the period to be appropriated9905€5,649
Line2025
Assets
Total assets20/58€41,524
Fixed assets21/28€2,162
Tangible fixed assets22/27€2,162
Furniture and vehicles24€2,162
Current assets29/58€39,363
Stocks and contracts in progress3€6,273
Stocks30/36€6,273
Amounts receivable within one year40/41€27,033
Trade receivables40€13,154
Other amounts receivable41€13,879
Cash at bank and in hand54/58€6,057
Equity and liabilities
Total equity and liabilities10/49€41,524
Equity10/15€9,649
Contributions10/11€4,000
Profit (loss) carried forward14€5,649
Amounts payable17/49€31,875
Amounts payable within one year42/48€31,875
Trade debts44€26,060
Suppliers440/4€26,060
Taxes, remuneration and social security45€5,815
Taxes450/3€3,924
Remuneration and social security454/9€1,892
Line2025
Profit (loss) for the period9904€5,649
+ Depreciation and write-downs630€838
Operating cash flow (approximation)€6,488

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 60 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
5,334 m²
Building footprint
1,190 m²
Volume, LiDAR
6,390 m³
Parcel 62024A1059/00S000, Wallonia · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LD HORECA
Rue Sabaré(CHE) 95, 4602 ViséFull-service restaurants
since 20252.371.721.264
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62024A1059/00S000 Wallonia 5,334 m² 1 · 1,190 m² 12.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Visé2.371.721.264
1 permission
Toelating · Eetgelegenheid · since 04-04-2025

Similar companies · same sector and region

The National Bank holds 1 filing for this company, but none with figures Checked can read, so a size comparison is not possible. These companies share only the sector and the region. Of 20,500 companies in this sector we hold annual accounts for 11,468. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded12-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020960731
Also 9925:BE1020960731
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.