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LD CONSULT HR SERVICES

Active
Private limited companyfounded 20206 yrs activeChaussée de Marche 73, 5330 Assesse, BelgiumKBO/BCE: BE 0751.559.265

LD CONSULT HR SERVICES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €13k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+32
Solvency96▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 6.12 in 2024; short-term debt: 12.2% and cash: 49.3% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.4%
Return on assets
12.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
25 d early
2024
30 d early
2023
34 d early
2022
12 d early
2021
53 d early
2020
45 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€75k▲ 19.1%
2024 · €63k
2020: €26k 2021: €29k 2022: €40k 2023: €72k 2024: €63k
2020 → 2025
Total assets
€106k▼ 0.5%
2024 · €106k
2020: €41k 2021: €104k 2022: €78k 2023: €103k 2024: €106k
2020 → 2025
Net result
€13k
2024 · €-8k
2020: €24k 2021: €3k 2022: €13k 2023: €32k 2024: €-8k
2020 → 2025
Working capital
€61k▲ 6.9%
2024 · €57k
2020: €29k 2021: €81k 2022: €38k 2023: €50k 2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€29k-€40k▲ 41.5%€72k▲ 77.9%€63k▼ 11.9%€75k▲ 19.1%
Operating result€5k-€16k▲ 206%€44k▲ 181%€-5k€21k
Net result€3k-€13k▲ 307%€32k▲ 155%€-8k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €16k€16kNet result 2022: €13k€13kOperating result 2023: €44k€44kNet result 2023: €32k€32kOperating result 2024: €-5k€-5kNet result 2024: €-8k€-8kOperating result 2025: €21k€21kNet result 2025: €13k€13k20212022202320242025
The operating result returns to profit in 2025: €21k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets €32k▼ 16.6%
Current assets €74k▲ 8.4%
Equity and liabilities €106k
Equity €75k▲ 19.1%
Debt €30k▼ 29.6%
The debt ratio falls from 40.4% to 28.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €3k
Cash flow
€21k
2024 · €262
Solvency
71.4%
2024 · 59.6%
Current ratio
5.72
2024 · 6.12
Quick ratio
5.72
2024 · 6.12
Debt / equity
0.40
2024 · 0.68
ROE
17.2%
2024 · -12.2%
ROA
12.3%
2024 · -7.3%
Interest coverage
30.61
2024 · 5.06
Debt
€30k
2024 · €43k
Debt ≤ 1 year
€13k
2024 · €11k
Debt > 1 year
€12k
2024 · €25k
Income taxes
€7k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€106k€106k
Fixed assets21/28€38k€32k
Intangible fixed assets21€10k€7k
Tangible fixed assets22/27€28k€25k
Furniture and vehicles24€3k€3k
Other tangible fixed assets26€25k€21k
Current assets29/58€68k€74k
Amounts receivable within one year40/41€45k€16k
Trade receivables40€36k€16k
Other amounts receivable41€10k-
Cash at bank and in hand54/58€20k€52k
Deferred charges and accrued income490/1€3k€5k
Equity and liabilities
Total equity and liabilities10/49€106k€106k
Equity10/15€63k€75k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€60k€72k
Amounts payable17/49€43k€30k
Amounts payable after more than one year17€25k€12k
Other amounts payable178/9€25k€12k
Amounts payable within one year42/48€11k€13k
Trade debts44€495€248
Suppliers440/4€495€248
Taxes, remuneration and social security45€9k€12k
Taxes450/3€9k€12k
Other amounts payable47/48€1k€859
Accrued charges and deferred income492/3€7k€5k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€387€400
Gross operating margin9900€4k€29k
Operating profit (loss)9901€-5k€21k
Financial income75/76B€2€140
Recurring financial income75€2€140
Financial charges65/66B€665€941
Recurring financial charges65€665€941
Profit (loss) for the period before taxes9903€-5k€20k
Income taxes67/77€2k€7k
Profit (loss) for the period9904€-8k€13k
Profit (loss) for the period to be appropriated9905€-8k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€61k€73k
Profit (loss) brought forward from the previous period14P€69k€60k
Profit to be distributed694/7€833€859
Return on contributions (dividend)694€833€859

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-8k ▼124%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2020net €32k ▲155%
Operating result €44k, net result €32k, both a record.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée de Marche 735330 Assesse
Ground area
404 m²
Building footprint
92 m²
Parcel 92006B0510/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
LD CONSULT HR Services
Chaussée de Marche 73, 5330 AssesseBusiness consulting
since 20202.305.245.085
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92006B0510/00B002 Wallonia 404 m² 1 · 92 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,915 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Abbreviation FR LD CONSULT
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:info@ld-consult.eu
Enterprise
Phone:+32497452789
Enterprise