LD CONSULT
ActiveLD CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €54k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 3251 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency60=
Growth85=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.12 in 2024), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
10.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
58 d early
2022
56 d early
2021
10 d early
2020
4 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€219k▲ 2.8%
2023 · €213k
2019: €72k
2020: €70k
2021: €117k
2022: €142k
2023: €213k
2019 → 2024
EBIT margin
61.4%▲ 3.7pp
2023 · 57.7%
2019: 24.0%
2020: 42.8%
2021: 26.0%
2022: 35.3%
2023: 57.7%
2019 → 2024
Net result
€54k▼ 51.9%
2024 · €113k
2019: €13k
2020: €24k
2021: €24k
2022: €47k
2023: €107k
2024: €113k
2019 → 2025
Working capital
€28k▲ 43.3%
2024 · €20k
2019: €34k
2020: €60k
2021: €82k
2022: €3k
2023: €-8k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€117k-€142k▲ 21.6%€213k▲ 50.1%€219k▲ 2.8%
Equity€84k-€95k▲ 12.6%€129k▲ 36.5%€182k▲ 40.9%€189k▲ 3.4%
Operating result€30k-€50k▲ 64.8%€123k▲ 146%€135k▲ 9.3%€59k▼ 55.8%
Net result€24k-€47k▲ 90.5%€107k▲ 129%€113k▲ 5.9%€54k▼ 51.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €514k
Fixed assets
€291k▼ 6.0%
Current assets
€223k▲ 20.6%
Equity and liabilities €514k
Equity
€189k▲ 3.4%
Debt
€326k▲ 4.3%
The debt ratio rises from 63.2% to 63.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€78k▼
2024 · €153k
Cash flow
€73k▼
2024 · €131k
Solvency
36.7%▼
2024 · 36.8%
Current ratio
1.14▲
2024 · 1.12
Quick ratio
1.14▲
2024 · 1.12
Debt / equity
1.73▲
2024 · 1.71
ROE
28.8%▼
2024 · 61.9%
ROA
10.5%▼
2024 · 22.8%
Interest coverage
38.78▼
2024 · 64.66
Debt
€326k▲
2024 · €313k
Debt ≤ 1 year
€195k▲
2024 · €165k
Debt > 1 year
€131k▼
2024 · €147k
Income taxes
€3k▼
2024 · €19k
Staff costs
€87k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€495k€514k▲
Fixed assets21/28€310k€291k▼
Tangible fixed assets22/27€310k€291k▼
Land and buildings22€285k€273k▼
Furniture and vehicles24€24k€18k▼
Current assets29/58€185k€223k▲
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Amounts receivable within one year40/41€44k€54k▲
Trade receivables40€32k€42k▲
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€141k€169k▲
Equity and liabilities
Total equity and liabilities10/49€495k€514k▲
Equity10/15€182k€189k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€168k€174k▲
Amounts payable17/49€313k€326k▲
Amounts payable after more than one year17€147k€131k▼
Financial debts170/4€147k€131k▼
Amounts payable within one year42/48€165k€195k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€3k€56k▲
Suppliers440/4€43€12k▲
Bills of exchange payable441€3k€44k▲
Taxes, remuneration and social security45€45k€45k▼
Taxes450/3€36k€12k▼
Remuneration and social security454/9€9k€33k▲
Other amounts payable47/48€103k€79k▼
Income statement
Code20242025
Turnover70€219k-
Goods, raw materials, services and sundry goods60/61€27k€70k▲
Remuneration, social security and pensions62€39k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€18€2▼
Gross operating margin9900€192k€165k▼
Operating profit (loss)9901€135k€59k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€132k€57k▼
Income taxes67/77€19k€3k▼
Profit (loss) for the period9904€113k€54k▼
Profit (loss) for the period to be appropriated9905€113k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€228k€222k▼
Profit (loss) brought forward from the previous period14P€115k€168k▲
Profit to be distributed694/7€60k€48k▼
Directors or managers695€60k€48k▼
Social balance
Average headcount (FTE)9087-2.0
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €113k ▲5.9%
Operating result €135k, net result €113k, both a record.
30-06
Financial
Equity above €150kEq €182k ▲40.9%
6 profitable years in a row build equity to €182k.
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €100kEq €129k ▲36.5%
5 profitable years in a row build equity to €129k.
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
13-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elegemstraat 501700 DilbeekGround area
4,132 m²
Building footprint
909 m²
Volume, LiDAR
9,483 m³
3 parcels, Brussels, Flanders, Wallonia · tallest building 24.6 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
LD CONSULT
since 20162.258.653.809
LD Consult
since 20172.261.047.828
3 parcels
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016B0338/00A000 | Flanders | 2,503 m² | 1 · 290 m² | - |
| 92072A0144/00L010 | Wallonia | 880 m² | 1 · 169 m² | - |
| 21392B0048/00L002 | Brussels | 749 m² | 1 · 450 m² | 24.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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2Bcome
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FIDUCIAIRE FRAITURE DANIEL
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TDS Accountancy
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2016
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.