LCONCEPT
ActiveThe computed 12-month bankruptcy probability of LCONCEPT is 2.9% (moderate). For LCONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €99k and a net result of €1k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3605 sector peers (fiscal year 2023). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability50▲+20
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
89.4%
Return on assets
1.2%
Age of the figures
43 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 28-02-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
28-02-2024 close28-09-2024 deadline19-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2023 was due by 30-09-2023 and was filed on 12-09-2023, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
18 d early
2022
4 d early
2021
12 d late
2020
47 d late
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1k▼ 60.3%
2022 · €3k
2019: €8k
2020: €24k
2021: €-15k
2022: €3k
2019 → 2023
Working capital
€99k▼ 2.9%
2022 · €102k
2019: €85k
2020: €109k
2021: €93k
2022: €102k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€85k-€109k▲ 28.8%€94k▼ 14.0%€98k▲ 3.7%€99k▲ 1.4%
Operating result€6k-€30k▲ 379%€-10k€2k€3k▲ 105%
Net result€8k-€24k▲ 199%€-15k€3k€1k▼ 60.3%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 105% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €111k
Fixed assets
€507▼ 57.4%
Current assets
€110k▼ 4.2%
Equity and liabilities €111k
Equity
€99k▲ 1.4%
Debt
€12k▼ 36.9%
The debt ratio falls from 16.0% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2022 · €3k
Cash flow
€2k▼
2022 · €4k
Solvency
89.4%▲
2022 · 84.0%
Current ratio
9.74▲
2022 · 8.74
Quick ratio
9.48▲
2022 · 8.51
Debt / equity
0.12▼
2022 · 0.19
ROE
1.4%▼
2022 · 3.5%
ROA
1.2%▼
2022 · 3.0%
Interest coverage
3.53▲
2022 · 0.95
Debt
€12k▼
2022 · €19k
Debt ≤ 1 year
€11k▼
2022 · €13k
Debt > 1 year
€417▼
2022 · €5k
Income taxes
€907▲
2022 · €-4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€116k€111k▼
Fixed assets21/28€1k€507▼
Tangible fixed assets22/27€1k€507▼
Plant, machinery and equipment23€913€434▼
Furniture and vehicles24€275€73▼
Current assets29/58€115k€110k▼
Stocks and contracts in progress3€3k€3k=
Contracts in progress37€3k€3k=
Amounts receivable within one year40/41€110k€106k▼
Trade receivables40€35k€37k▲
Other amounts receivable41€75k€68k▼
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€116k€111k▼
Equity10/15€98k€99k▲
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€35k€36k▲
Amounts payable17/49€19k€12k▼
Amounts payable after more than one year17€5k€417▼
Financial debts170/4€5k€417▼
Amounts payable within one year42/48€13k€11k▼
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€588€5k▲
Taxes450/3€78€685▲
Remuneration and social security454/9€510€4k▲
Income statement
Code20222023
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€855€682▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€6k€7k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€8€46▲
Recurring financial income75€8€46▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-982€2k▲
Income taxes67/77€-4k€907▲
Profit (loss) for the period9904€3k€1k▼
Profit (loss) for the period to be appropriated9905€3k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€36k▲
Profit (loss) brought forward from the previous period14P€31k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
28-02
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-02
Financial
Liquidity triplescurrent ratio 8.74
Current ratio from 3.01 to 8.74; short-term debt falls from €46k to €13k.
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
28-02
Financial
Weakest financial yearnet €-15k ▼162%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 47 days late
29-02
Financial
Highest result since 2019net €24k ▲199%
Operating result €30k, net result €24k, both a record.
29-02
Financial
Equity above €100kEq €109k ▲28.8%
2 profitable years in a row build equity to €109k.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2014
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mommaertsstraat 311080 Sint-Jans-MolenbeekGround area
381 m²
Building footprint
265 m²
Volume, LiDAR
3,354 m³
2 parcels, Brussels · tallest building 23.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Maarschalk Joffrelaan 130, 1190 Vorst
since 20122.209.710.082
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0034/00D002 | Brussels | 294 m² | 1 · 178 m² | 23.9 m · 5 fl. |
| 21522B0031/00Y003 | Brussels | 87 m² | 1 · 87 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0759.428.440
Lebbeke · Eq €99k
CPS TOITURES
BE 1008.063.887
Blégny · Eq €99k
W.G.M. CONSTRUCTIONS
BE 0426.819.695
Jemeppe-sur-Sambre · Eq €99k
Solidroofs
BE 0521.774.282
Asse · Eq €99k
Of 8,564 companies in sector 43410 we hold annual accounts for 4,354. 3,807 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-04-2012
Fiscal year end28-02
Activities, NACEBEL
43410Roofing work
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.