LCDT
ActiveSummary
The computed 12-month bankruptcy probability of LCDT is 3.1% (moderate). The 2025 annual accounts show equity of €100k and a net result of €43k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 78% of 459 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency93▲+6
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.52 in 2024; short-term debt: 31.9% and cash: 19.7% of total assets), and 31.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
29.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €100k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
32 d late
2024
32 d late
2023
64 d late
2022
80 d late
2021
29 d late
2020
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43k
2024 · €-25k
Working capital
€97k▲ 85.0%
2024 · €53k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k▼ 93.9%€-9k€16k€-24k€52k
Net result€3k▼ 95.8%€-10k€11k€-25k€43k
Equity€81k▲ 3.9%€71k▼ 11.8%€82k▲ 15.1%€57k▼ 30.7%€100k▲ 75.1%
Total assets€120k▲ 7.1%€99k▼ 17.2%€122k▲ 23.1%€92k▼ 24.8%€146k▲ 59.8%
Debt€39k▲ 14.6%€28k▼ 28.6%€40k▲ 43.9%€35k▼ 12.6%€47k▲ 34.7%
Working capital€72k▲ 1.8%€65k▼ 10.0%€66k▲ 1.4%€53k▼ 19.9%€97k▲ 85.0%
Staff (FTE)123▲ 50.0%1▼ 66.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €24k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€2k ▼ 43.5%
Current assets
€144k ▲ 65.0%
Equity and liabilities €146k
Equity
€100k ▲ 75.1%
Debt
€47k ▲ 34.7%
Debt's share of the balance-sheet total falls from 37.8% to 31.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €-22k
Cash flow
€47k▲
2024 · €-23k
Current ratio
3.08▲
2024 · 2.52
Quick ratio
2.80▲
2024 · 1.99
Debt to equity
0.47▼
2024 · 0.61
ROE
42.9%▲
2024 · -44.4%
ROA
29.2%▲
2024 · -27.6%
Interest coverage
144.47▲
2024 · -60.65
Debt ≤ 1 year
€47k▲
2024 · €35k
Income taxes
€9k▲
2024 · €437
Staff costs
€63k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €10k | €2k | - | - |
| Remuneration, social security and pensions62 | €4k | €44k | €99k | €102k | €63k | ▼ 38.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €4k | €3k | €4k | ▲ 52.0% |
| Other operating charges640/8 | €764 | €702 | €2k | €853 | €984 | ▲ 15.4% |
| Non-recurring operating charges66A | - | - | - | €4k | €2k | ▼ 60.9% |
| Gross operating margin9900 | €13k | €39k | €121k | €84k | €122k | ▲ 44.0% |
| Operating profit (loss)9901 | €6k | €-9k | €16k | €-24k | €52k | ▲ 315% |
| Financial income75/76B | €963 | €1 | - | - | €1 | - |
| Recurring financial income75 | €963 | €1 | - | - | €1 | - |
| Financial charges65/66B | €612 | €777 | €351 | €360 | €390 | ▲ 8.5% |
| Recurring financial charges65 | €612 | €777 | €351 | €360 | €390 | ▲ 8.5% |
| Profit (loss) for the period before taxes9903 | €6k | €-10k | €15k | €-25k | €52k | ▲ 310% |
| Income taxes67/77 | €3k | - | €5k | €437 | €9k | ▲ 2,028% |
| Profit (loss) for the period9904 | €3k | €-10k | €11k | €-25k | €43k | ▲ 269% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-10k | €11k | €-25k | €43k | ▲ 269% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120k | €99k | €122k | €92k | €146k | ▲ 59.8% |
| Fixed assets21/28 | €9k | €7k | €17k | €4k | €2k | ▼ 43.5% |
| Tangible fixed assets22/27 | €8k | €6k | €16k | €3k | €1k | ▼ 58.9% |
| Plant, machinery and equipment23 | €1k | €788 | €528 | €268 | - | - |
| Furniture and vehicles24 | €7k | €5k | €15k | €3k | €1k | ▼ 55.2% |
| Financial fixed assets28 | €900 | €900 | €900 | €1k | €1k | = |
| Current assets29/58 | €110k | €92k | €105k | €87k | €144k | ▲ 65.0% |
| Stocks and contracts in progress3 | €24k | €21k | €18k | €18k | €13k | ▼ 28.4% |
| Stocks30/36 | €24k | €21k | €18k | €18k | €13k | ▼ 28.4% |
| Amounts receivable within one year40/41 | €46k | €71k | €77k | €67k | €102k | ▲ 53.1% |
| Trade receivables40 | €19k | €32k | €37k | €43k | €80k | ▲ 86.9% |
| Other amounts receivable41 | €27k | €39k | €40k | €24k | €22k | ▼ 6.7% |
| Cash at bank and in hand54/58 | €40k | €216 | €10k | €2k | €29k | ▲ 1,172% |
| Deferred charges and accrued income490/1 | €865 | €62 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120k | €99k | €122k | €92k | €146k | ▲ 59.8% |
| Equity10/15 | €81k | €71k | €82k | €57k | €100k | ▲ 75.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | €6k | €6k | €6k | = |
| Issued capital100 | - | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €75k | €65k | €76k | €51k | €94k | ▲ 84.0% |
| Amounts payable17/49 | €39k | €28k | €40k | €35k | €47k | ▲ 34.7% |
| Amounts payable within one year42/48 | €39k | €28k | €40k | €35k | €47k | ▲ 34.7% |
| Financial debts43 | €759 | - | - | - | - | - |
| Credit institutions430/8 | €759 | - | - | - | - | - |
| Trade debts44 | €9k | €9k | €9k | €11k | €11k | ▲ 6.7% |
| Suppliers440/4 | €9k | €9k | €9k | €11k | €11k | ▲ 6.7% |
| Advances received on contracts in progress46 | - | - | - | €5k | - | - |
| Taxes, remuneration and social security45 | €29k | €19k | €31k | €19k | €35k | ▲ 86.0% |
| Taxes450/3 | €26k | €14k | €20k | €8k | €25k | ▲ 204% |
| Remuneration and social security454/9 | €2k | €5k | €11k | €11k | €10k | ▼ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-10k | €11k | €-25k | €43k | ▲ 269% |
| + Depreciation and write-downs630 | €2k | €3k | €4k | €3k | €4k | ▲ 52.0% |
| Operating cash flow (approximation) | €5k | €-7k | €15k | €-23k | €47k | ▲ 306% |
| Investment in fixed assets (approximation) | - | €-510 | €-14k | €10k | €-2k | ▼ 122% |
| Change in cash | - | €-40k | €10k | €-8k | €26k | ▲ 434% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 32 days late
2025
31-12
Financial
Back to profitnet €43k
Net result €43k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 32 days late
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 64 days late
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 80 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2020
Ground area
804 m²
Building footprint
378 m²
Volume, LiDAR
3,722 m³
2 parcels, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
334
companies at this address
See who is registered here
1 establishment unit
Le cueilleur de temps
since 20202.301.195.534
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0747/00R003 | Brussels | 479 m² | 1 · 249 m² | 9.3 m · 3 fl. |
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,997 companies in sector 81220 we hold annual accounts for 2,414. 2,011 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2020
Fiscal year end31-12
Trade name FR
LE CUEILLEUR DE TEMPS
Activities, NACEBEL 2025
52100Warehousing and storage
81220Other building cleaning and industrial cleaning
47789Other retail sale of new goods
Contact
E-mail
contact@lecueilleurdetemps.be
Scores and ratios are computed by Checked and are not a credit decision.