LCBIM
ActiveSummary
The computed 12-month bankruptcy probability of LCBIM is 2.7% (moderate). The 2025 annual accounts show equity of €51,633 and a net result of -€6,038. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 865 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- solvency under 10%
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 865 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €765 | €465 | ▼ 39.1% |
| Gross operating margin9900 | -€2,238 | -€3,102 | ▼ 38.6% |
| Operating profit (loss)9901 | -€3,003 | -€3,567 | ▼ 18.8% |
| Financial charges65/66B | €826 | €2,471 | ▲ 199% |
| Recurring financial charges65 | €826 | €2,471 | ▲ 199% |
| Profit (loss) for the period before taxes9903 | -€3,829 | -€6,038 | ▼ 57.7% |
| Profit (loss) for the period9904 | -€3,829 | -€6,038 | ▼ 57.7% |
| Profit (loss) for the period to be appropriated9905 | -€3,829 | -€6,038 | ▼ 57.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.6m | €1.7m | ▲ 2.1% |
| Current assets29/58 | €1.6m | €1.7m | ▲ 2.1% |
| Stocks and contracts in progress3 | €1.5m | €1.6m | ▲ 5.1% |
| Stocks30/36 | €1.5m | €1.6m | ▲ 5.1% |
| Amounts receivable within one year40/41 | €70,000 | €906 | ▼ 98.7% |
| Other amounts receivable41 | €70,000 | €906 | ▼ 98.7% |
| Cash at bank and in hand54/58 | €73,330 | €102,171 | ▲ 39.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.6m | €1.7m | ▲ 2.1% |
| Equity10/15 | €57,671 | €51,633 | ▼ 10.5% |
| Contributions10/11 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | = |
| Profit (loss) carried forward14 | -€3,829 | -€9,867 | ▼ 158% |
| Amounts payable17/49 | €1.6m | €1.6m | ▲ 2.6% |
| Amounts payable after more than one year17 | €1.6m | €1.6m | ▲ 2.6% |
| Financial debts170/4 | €894,506 | €894,506 | = |
| Other amounts payable178/9 | €667,598 | €708,211 | ▲ 6.1% |
| Amounts payable within one year42/48 | €1,783 | €1,970 | ▲ 10.5% |
| Trade debts44 | €1,783 | €1,970 | ▲ 10.5% |
| Suppliers440/4 | €1,783 | €1,970 | ▲ 10.5% |
| Accrued charges and deferred income492/3 | €1,287 | €1,036 | ▼ 19.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€3,829 | -€6,038 | ▼ 57.7% |
| Operating cash flow (approximation) | -€3,829 | -€6,038 | ▼ 57.7% |
| Change in cash | - | €28,841 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
17-09
State Gazette act
Appointment: Luc Spits (director)Resignation: Ingrid Spons (director)3 facts ▸
- General meeting, 28-08-2026
- Director appointment, Luc Spits (director)
- Director resignation, Ingrid Spons (director)
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63055A0078/00N000 | Wallonia | 822 m² | 1 · 368 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Luc Spits |
|
| Ingrid Spons |
|
Structure & network
Owners and holdings
1 ownerOwners 1
-
50%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.