LCA-PRO
ActiveSummary
LCA-PRO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €132k. Its solvency ranks better than 76% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+19
Growth78
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.78 against 3.17 in 2024; short-term debt: 7.6% and cash: 41.2% of total assets), and 15.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
57.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 d early
2024
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 212%
2024 · €62k
2024: €62k
2024 → 2025
Total assets
€229k▲ 107%
2024 · €111k
2024: €111k
2024 → 2025
Net result
€132k▲ 121%
2024 · €60k
2024: €60k
2024 → 2025
Working capital
€189k▲ 234%
2024 · €56k
2024: €56k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€62k-€195k▲ 212%
Operating result€84k-€173k▲ 105%
Net result€60k-€132k▲ 121%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€23k ▼ 17.4%
Current assets
€206k ▲ 150%
Equity and liabilities €229k
Equity
€195k ▲ 212%
Debt
€35k ▼ 27.8%
Debt's share of the balance-sheet total falls from 43.5% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€179k▲
2024 · €87k
Cash flow
€139k▲
2024 · €63k
Current ratio
11.78▲
2024 · 3.17
Debt to equity
0.18▼
2024 · 0.77
ROE
67.9%▼
2024 · 96.0%
ROA
57.6%▲
2024 · 54.2%
Interest coverage
171.93▲
2024 · 110.27
Debt ≤ 1 year
€18k▼
2024 · €26k
Debt > 1 year
€17k▼
2024 · €22k
Income taxes
€39k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€111k€229k▲
Fixed assets21/28€28k€23k▼
Tangible fixed assets22/27€28k€23k▼
Furniture and vehicles24€2k€3k▲
Leasing and similar rights25€26k€20k▼
Current assets29/58€83k€206k▲
Cash at bank and in hand54/58€24k€95k▲
Deferred charges and accrued income490/1€58k€112k▲
Equity and liabilities
Total equity and liabilities10/49€111k€229k▲
Equity10/15€62k€195k▲
Contributions10/11€3k€3k=
Reserves13€60k€192k▲
Distributable reserves133€60k€192k▲
Amounts payable17/49€48k€35k▼
Amounts payable after more than one year17€22k€17k▼
Financial debts170/4€22k€17k▼
Amounts payable within one year42/48€26k€18k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€465€711▲
Suppliers440/4€465€711▲
Taxes, remuneration and social security45€18k€9k▼
Taxes450/3€18k€9k▼
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€417€239▼
Gross operating margin9900€88k€179k▲
Operating profit (loss)9901€84k€173k▲
Financial charges65/66B€790€1k▲
Recurring financial charges65€790€1k▲
Profit (loss) for the period before taxes9903€83k€172k▲
Income taxes67/77€23k€39k▲
Profit (loss) for the period9904€60k€132k▲
Profit (loss) for the period to be appropriated9905€60k€132k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€132k▲
Transfer to equity691/2€60k€132k▲
To other reserves6921€60k€132k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 11.78
Current ratio from 3.17 to 11.78; short-term debt falls from €26k to €18k.
30-06
Financial
Equity above €150kEq €195k ▲212%
2 profitable years in a row build equity to €195k.
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lonzée 2135030 GemblouxGround area
1,400 m²
Building footprint
124 m²
Parcel 92254B0042/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LCA-PRO
since 20232.346.387.042
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92254B0042/00B000 | Wallonia | 1,400 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAU'RL
BE 1015.815.969
Le Roeulx · Eq €194,661
Dr. David Strybol
BE 0687.585.191
Landen · Eq €194,577
DOKTER MOESEN OLIVIA
BE 0886.910.887
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StC²
BE 0818.941.405
Wemmel · Eq €194,766
DR. ROELANDT T. DERMATOLOGIE
BE 0847.782.671
Hamme (Vl.) · Eq €194,501
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2023
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:lca-pro@outlook.com
Phone:0474914362