LC PSY

Active

Private limited companyfounded 20241 yr activeAvenue Wanderpepen(BIN) 66, 7130 Binche, BelgiumKBO/BCE: BE 1014.653.157

Summary

LC PSY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €1k. Its solvency ranks better than 35% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

LC PSYActiveChecked score 78/100

Risk analysis Report Compare

Checked score

Score 2025

78 / 100

Excellent

Every signal that weighs is under Signals.

Axes

Profitability100

Solvency69

Growth-

Track record67

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Human health activities (NACE 86)

about 87% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

41 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€1k

Total assets

€3k

Net result

€1k

Working capital

€692

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €3k

20.8%

79.2%

Fixed assets €622

Current assets €2k

Equity and liabilities €3k

44.0%

56.0%

Equity €1k

Debt €2k

Debt finances 56.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€4k

Cash flow

€2k

Interest coverage

52.43

Debt ≤ 1 year

€2k

Income taxes

€2k

Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 · 30 lines

Balance sheet Code2025

Assets

Total assets20/58€3k

Fixed assets21/28€622

Tangible fixed assets22/27€622

Furniture and vehicles24€622

Current assets29/58€2k

Amounts receivable within one year40/41€2k

Other amounts receivable41€2k

Cash at bank and in hand54/58€367

Equity and liabilities

Total equity and liabilities10/49€3k

Equity10/15€1k

Profit (loss) carried forward14€1k

Amounts payable17/49€2k

Amounts payable within one year42/48€2k

Trade debts44€16

Suppliers440/4€16

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€564

Other operating charges640/8€243

Gross operating margin9900€4k

Operating profit (loss)9901€3k

Financial income75/76B€9

Recurring financial income75€9

Financial charges65/66B€69

Recurring financial charges65€69

Profit (loss) for the period before taxes9903€3k

Income taxes67/77€2k

Profit (loss) for the period9904€1k

Profit (loss) for the period to be appropriated9905€1k

Appropriation of the result

Profit (loss) to be appropriated9906€1k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€564
Other operating charges640/8	€243
Gross operating margin9900	€4k
Operating profit (loss)9901	€3k
Financial income75/76B	€9
Recurring financial income75	€9
Financial charges65/66B	€69
Recurring financial charges65	€69
Profit (loss) for the period before taxes9903	€3k
Income taxes67/77	€2k
Profit (loss) for the period9904	€1k
Profit (loss) for the period to be appropriated9905	€1k

Line	2025
Assets
Total assets20/58	€3k
Fixed assets21/28	€622
Tangible fixed assets22/27	€622
Furniture and vehicles24	€622
Current assets29/58	€2k
Amounts receivable within one year40/41	€2k
Other amounts receivable41	€2k
Cash at bank and in hand54/58	€367
Equity and liabilities
Total equity and liabilities10/49	€3k
Equity10/15	€1k
Profit (loss) carried forward14	€1k
Amounts payable17/49	€2k
Amounts payable within one year42/48	€2k
Trade debts44	€16
Suppliers440/4	€16
Taxes, remuneration and social security45	€2k
Taxes450/3	€2k

Line	2025
Profit (loss) for the period9904	€1k
+ Depreciation and write-downs630	€564
Operating cash flow (approximation)	€2k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

10-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 41 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Binche · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

278 m²

Building footprint

68 m²

Volume, LiDAR

758 m³

Parcel 56011D0238/00L000, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

LC PSY

Avenue Wanderpepen(BIN) 66, 7130 BincheHuman health activities

since 20242.365.020.643

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
56011D0238/00L000	Wallonia	278 m²	1 · 67 m²	12.2 m · 4 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

L'Autre Espace

BE 1014.368.491

Namur · Eq €1,351

TRIVIUM-Psychologenpraktijk

Denderleeuw · Eq €1,255

Of 5,525 companies in sector 86931 we hold annual accounts for 550. 121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded04-10-2024

Fiscal year end31-12

Activities, NACEBEL 2025

86931Psychology services

Scores and ratios are computed by Checked and are not a credit decision.