LC Immo et Services
ActiveThe computed 12-month bankruptcy probability of LC Immo et Services is 3.0% (moderate). The 2025 annual accounts show equity of €116k and a net result of €77k. Equity is growing by ~196.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 4488 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+16
Solvency34▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 3.92 in 2024; short-term debt: 8.8% and cash: 0.8% of total assets), but 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
6.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4488 sector peers (2025).
NBB · sector comparisonPosition among 4488 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
45 d early
2023
26 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 196%
2024 · €39k
2022: €4k
2023: €7k
2024: €39k
2022 → 2025
Total assets
€1.24M▲ 38.3%
2024 · €894k
2022: €26k
2023: €159k
2024: €894k
2022 → 2025
Net result
€77k▲ 140%
2024 · €32k
2022: €1k
2023: €3k
2024: €32k
2022 → 2025
Working capital
€143k▼ 7.2%
2024 · €154k
2022: €-6k
2023: €-6k
2024: €154k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€4k-€7k▲ 60.5%€39k▲ 447%€116k▲ 196%
Operating result€2k-€9k▲ 315%€55k▲ 516%€115k▲ 111%
Net result€1k-€3k▲ 84.3%€32k▲ 1,086%€77k▲ 140%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 111% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€984k▲ 43.2%
Current assets
€252k▲ 22.0%
Equity and liabilities €1.24M
Equity
€116k▲ 196%
Debt
€1.12M▲ 31.1%
The debt ratio falls from 95.6% to 90.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€166k▲
2024 · €72k
Cash flow
€127k▲
2024 · €49k
Solvency
9.4%▲
2024 · 4.4%
Current ratio
2.31▼
2024 · 3.92
Quick ratio
2.31▼
2024 · 3.92
Debt / equity
9.66▼
2024 · 21.80
ROE
66.2%▼
2024 · 81.7%
ROA
6.2%▲
2024 · 3.6%
Interest coverage
6.05▲
2024 · 4.55
Debt
€1.12M▲
2024 · €854k
Debt ≤ 1 year
€109k▲
2024 · €53k
Debt > 1 year
€1.01M▲
2024 · €801k
Income taxes
€14k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€894k€1.24M▲
Fixed assets21/28€687k€984k▲
Tangible fixed assets22/27€687k€984k▲
Land and buildings22€678k€963k▲
Plant, machinery and equipment23-€7k
Furniture and vehicles24€9k€14k▲
Current assets29/58€207k€252k▲
Amounts receivable within one year40/41€193k€242k▲
Trade receivables40€10k€64k▲
Other amounts receivable41€183k€178k▼
Cash at bank and in hand54/58€10k€9k▼
Deferred charges and accrued income490/1€3k€401▼
Equity and liabilities
Total equity and liabilities10/49€894k€1.24M▲
Equity10/15€39k€116k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€36k€113k▲
Amounts payable17/49€854k€1.12M▲
Amounts payable after more than one year17€801k€1.01M▲
Financial debts170/4€801k€1.01M▲
Amounts payable within one year42/48€53k€109k▲
Current portion of amounts payable after more than one year42€37k€63k▲
Trade debts44€10k€0▼
Suppliers440/4€10k-
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€5k€16k▲
Other amounts payable47/48€0€30k▲
Accrued charges and deferred income492/3€500€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€50k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€73k€169k▲
Operating profit (loss)9901€55k€115k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€16k€27k▲
Recurring financial charges65€16k€27k▲
Profit (loss) for the period before taxes9903€39k€91k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€32k€77k▲
Profit (loss) for the period to be appropriated9905€32k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€113k▲
Profit (loss) brought forward from the previous period14P€4k€36k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €77k ▲140%
Operating result €115k, net result €77k, both a record.
31-12
Financial
Equity above €100kEq €116k ▲196%
4 profitable years in a row build equity to €116k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 3.92
Current ratio from 0.80 to 3.92.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant 1085537 AnhéeGround area
1,812 m²
Building footprint
231 m²
Volume, LiDAR
783 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LC Trans-médic
since 20222.331.119.044
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005B0019/00R007 | Wallonia | 1,503 m² | 1 · 98 m² | 9.8 m · 3 fl. |
| 91050A0118/00G000 | Wallonia | 308 m² | 1 · 133 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 6,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2022
Fiscal year end31-12
Abbreviation FR
LCIS
Activities, NACEBEL
49410Freight transport by road
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:loic.clarenne@lcmobility.be