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LC Création

Active
Private limited companyfounded 2024active for 2 yearsRue du Tilleul 65, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 1015.582.575
Summary

The computed 12-month bankruptcy probability of LC Création is 2.8% (moderate). The 2025 annual accounts show equity of €15,294 and a net result of €10,294. Its solvency ranks better than 25% of 5,640 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Landscape service activities
NACE 81300
1 site
Size
€91,163total assets 2025
Staff
1.4 FTE
Equity
€15,294
Profit
€10,294
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Structure
2025 accounts filed 64 days late
Why 52raises riskFounded in 2024Last filed accounts filed 64 days late; 1 of the last 3 lateSize: total assets €91,163lowers riskLiquidity: current ratio 1.18, cash €19,495Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 52% of its sector peers (NACE 81, micro)
Financial strength
Strong
Solvency 42
equity 16.8% of total assets
Liquidity 64
short-term debt 30.1% · cash 21.4%
Profitability 83
return on assets 11.3%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,700 companies, NACE 81, micro)
Last 24 months 11-2025: 1.9%lowest value 12-2025: 1.9%● unchanged vs 11-2025lowest value 01-2026: 2.0%▲ +0.1 percentage points vs 12-2025 02-2026: 2.4%▲ +0.4 percentage points vs 01-2026 03-2026: 2.5%▲ +0.1 percentage points vs 02-2026 04-2026: 2.8%▲ +0.3 percentage points vs 03-2026 05-2026: 2.8%● unchanged vs 04-2026 06-2026: 3.1%▲ +0.3 percentage points vs 05-2026 07-2026: 3.1%● unchanged vs 06-2026 08-2026: 3.0%▼ -0.1 percentage points vs 07-2026 09-2026: 3.2%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.8%▼ -0.4 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.18, below the usual 1.5; short-term debt: 30.1% and cash: 21.4% of total assets), and 83.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 24% on solvency, 67% on liquidity and 64% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 64 days late; 1 of the last 3 late
NBB · filings
raises risk · Size: total assets €91,163
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.18, cash €19,495
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 5640 sector peers (2025).
NBB · sector comparison
Position among 5640 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · 2025 accounts filed 64 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-10-2026, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
64 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Cédric LECOCQ (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (64 days) Filed on 3 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550279.

Equity
€15,294
Total assets
€91,163
Net result
€10,294
Working capital
€4,926

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €91,163
Fixed assets €58,769
Current assets €32,394
Equity and liabilities €91,163
Equity €15,294
Debt €75,869
Debt finances 83.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€26,507
Cash flow
€21,444
Current ratio
1.18
Debt to equity
4.96
ROE
67.3%
ROA
11.3%
Interest coverage
10.50
Debt ≤ 1 year
€27,468
Debt > 1 year
€45,461
Income taxes
€2,562
Staff costs
€33,214

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€91,163
Fixed assets21/28€58,769
Tangible fixed assets22/27€58,491
Plant, machinery and equipment23€1,789
Furniture and vehicles24€56,702
Financial fixed assets28€278
Current assets29/58€32,394
Amounts receivable within one year40/41€7,649
Trade receivables40€4,710
Other amounts receivable41€2,939
Cash at bank and in hand54/58€19,495
Deferred charges and accrued income490/1€5,250
Equity and liabilities
Total equity and liabilities10/49€91,163
Equity10/15€15,294
Contributions10/11€5,000
Reserves13€10,294
Distributable reserves133€10,294
Amounts payable17/49€75,869
Amounts payable after more than one year17€45,461
Financial debts170/4€45,461
Amounts payable within one year42/48€27,468
Current portion of amounts payable after more than one year42€12,418
Trade debts44€9,105
Suppliers440/4€9,105
Taxes, remuneration and social security45€5,330
Taxes450/3€2,560
Remuneration and social security454/9€2,770
Other amounts payable47/48€615
Accrued charges and deferred income492/3€2,940
Income statement Code2025
Remuneration, social security and pensions62€33,214
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,149
Other operating charges640/8€1,428
Gross operating margin9900€61,149
Operating profit (loss)9901€15,357
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€2,525
Recurring financial charges65€2,525
Profit (loss) for the period before taxes9903€12,857
Income taxes67/77€2,562
Profit (loss) for the period9904€10,294
Profit (loss) for the period to be appropriated9905€10,294
Appropriation of the result
Profit (loss) to be appropriated9906€10,294
Transfer to equity691/2€10,294
To other reserves6921€10,294

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€33,214
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,149
Other operating charges640/8€1,428
Gross operating margin9900€61,149
Operating profit (loss)9901€15,357
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€2,525
Recurring financial charges65€2,525
Profit (loss) for the period before taxes9903€12,857
Income taxes67/77€2,562
Profit (loss) for the period9904€10,294
Profit (loss) for the period to be appropriated9905€10,294
Line2025
Assets
Total assets20/58€91,163
Fixed assets21/28€58,769
Tangible fixed assets22/27€58,491
Plant, machinery and equipment23€1,789
Furniture and vehicles24€56,702
Financial fixed assets28€278
Current assets29/58€32,394
Amounts receivable within one year40/41€7,649
Trade receivables40€4,710
Other amounts receivable41€2,939
Cash at bank and in hand54/58€19,495
Deferred charges and accrued income490/1€5,250
Equity and liabilities
Total equity and liabilities10/49€91,163
Equity10/15€15,294
Contributions10/11€5,000
Reserves13€10,294
Distributable reserves133€10,294
Amounts payable17/49€75,869
Amounts payable after more than one year17€45,461
Financial debts170/4€45,461
Amounts payable within one year42/48€27,468
Current portion of amounts payable after more than one year42€12,418
Trade debts44€9,105
Suppliers440/4€9,105
Taxes, remuneration and social security45€5,330
Taxes450/3€2,560
Remuneration and social security454/9€2,770
Other amounts payable47/48€615
Accrued charges and deferred income492/3€2,940
Line2025
Profit (loss) for the period9904€10,294
+ Depreciation and write-downs630€11,149
Operating cash flow (approximation)€21,444

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 03-10-2026 2026-00550279

Similar companies · same sector, comparable size

Of the 21,113 active companies whose main activity is landscape service activities (NACE 81300), figures are known for 4,480. 2,991 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Cédric LECOCQ
Director (not named in the articles) · since 29-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Cédric LECOCQ
  • Director (not named in the articles), from 29-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 29-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 29-10-2024 Incorporation · €5,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

LC Création was incorporated on 25 October 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2024, Cédric LECOCQ has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
03-10
NBB filing Annual accounts filed
financial year 2025 · micro format · 64 days late
2024
29-10
Gazette deed Incorporation
Appointment: Cédric LECOCQ (director) · Permanent representative: Cédric LECOCQ · Founder8 facts ▸
  • Incorporation, 22-10-2024
  • Founder, Cédric LECOCQ
  • Founding capital, €5,000
  • Board rule, 1, “assemblée” (deed in French)
  • Director appointment, Cédric LECOCQ (director (not named in the articles))
  • Other provision, “absence d’interdiction de gérer, ne pas avoir fait l’objet d’une procédure de faillite dans le cadre de laquelle une interdiction de gérer a pu être prononcée” (deed in French)
  • Other provision, “avertissement accès à la profession, pourrait devoir obtenir des autorisations ou licences préalables ou remplir certaines conditions en raison des règlements e…” (deed in French)
  • Permanent representative, Cédric LECOCQ (représentant permanent de la société)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded25-10-2024
Financial year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
43350Other building finishing work
Contact
E-mail lecocqcedric@outlook.be
Phone +32474693800
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015582575
Also 9925:BE1015582575
Registered 01-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1015.582.575

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
821 m²
Building footprint
146 m²
Building volume
631 m³
Parcel 25001C0112/00T000, Wallonia · tallest building 6.2 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Rue du Tilleul 65, 1390 Grez-Doiceau
Landscape service activities
since 2024unit no. 2.366.265.015
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25001C0112/00T000 Wallonia 821 m² 1 · 146 m² 6.2 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“42110 Construction de routes et d’autoroutes; 42212 Construction de réseaux d’évacuation des eaux usées; 4221901 Forage et construction de…” (deed in French)
26 activities (deed in French)
  1. 42110 Construction de routes et d’autoroutes
  2. 42212 Construction de réseaux d’évacuation des eaux usées
  3. 4221901 Forage et construction de puits d’eau,fonçage de puits
  4. 4299001 Construction de terrains de jeux de sport,de bassin de natation,etc.
  5. 43120 Travaux de préparation des sites
  6. 43130 Forages d’essai et sondages
  7. 43291 Travaux d’isolation
  8. 4329903 Autres travaux d’installation n.d.a.,y compris l’installation d’accessoires
  9. 43390 Autres travaux de finitions
  10. 43992 Ravalement des façades
  11. 43993 Construction de cheminées décoratives et de feux ouverts
  12. 4399402 Exécution de travaux de rejointoiement
  13. 4399901 Mise en place de fondations,y compris le battage de pieux
  14. 4399904 Montage d’éléments de structures métalliques non fabriqués par l’unité
  15. 4399906 Montage et démontage d’échafaudages et de plates-formes de travail
  16. 4399931 Installation de piscines privées
  17. 81300 Services d’aménagement paysager
  18. 0120 Culture permanente
  19. 0130 Reproduction de plantes
  20. 3700 Collecte et traitement des eaux usées
  21. 3900 Dépollution et autres services de gestion des déchets
  22. 6820 Location et exploitation de biens immobiliers propres ou loués
  23. 71113 Activités d’architecture,d’urbanisme,de paysage et de jardin
  24. 7731 Location et location bail de machine et d’équipement agricole
  25. 7732 Location et location bail de machine et d’équipement pour la construction
  26. 8121 Nettoyage courant des bâtiments

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
LC Création
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, 65,rue du Tilleul,Grez-Doiceau (1390 Archennes)” (deed in French)

deed of 29-10-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, personnes physiques ou morales,actionnaires ou non” (deed in French)
“Assemblée qui nomme, sans limitation de durée” (deed in French)
“Ceux que la loi et les statuts réservent à l’assemblée générale, totalité des pouvoirs d’administration attribuée,avec faculté de déléguer…” (deed in French)
“Si place d’un administrateur devient vacante avant fin de mandat,seule l’assemblée générale a le droit de nommer un nouvel administrateur” (deed in French)

deed of 29-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Thursday of June at 18:00

deed of 29-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Affectation du bénéfice annuel net, assemblée générale” (deed in French)
Liquidation distribution: “Apurement de toutes les dettes,charges et frais de liquidation ou consignation des montants nécessaires, actif net réparti entre tous les…” (deed in French)
1 more provision in the deed, see the deed of 29-10-2024

deed of 29-10-2024