LBoss CarSelect
ActiveSummary
LBoss CarSelect has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €1k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-11
Solvency36▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.17 in 2024; short-term debt: 54.7% and cash: 13.3% of total assets), and 88.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
8 d early
2022
42 d early
2021
23 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€168k▲ 0.6%
2024 · €167k
Total assets
€1.50M▲ 43.3%
2024 · €1.05M
Net result
€1k▼ 51.1%
2024 · €2k
Working capital
€121k▲ 99.8%
2024 · €60k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€61k▲ 252%€101k▲ 64.6%€78k▼ 22.7%€22k▼ 71.6%€30k▲ 35.3%
Net result€48k▲ 420%€73k▲ 50.9%€31k▼ 57.0%€2k▼ 93.2%€1k▼ 51.1%
Equity€101k▲ 91.6%€153k▲ 52.3%€165k▲ 7.3%€167k▲ 1.3%€168k▲ 0.6%
Total assets€757k▲ 18.2%€1.18M▲ 55.6%€1.18M▲ 0.5%€1.05M▼ 11.5%€1.50M▲ 43.3%
Debt€656k▲ 11.6%€1.02M▲ 56.1%€1.02M▼ 0.5%€881k▼ 13.5%€1.33M▲ 51.3%
Working capital€93k▲ 80.9%€194k▲ 109%€119k▼ 38.9%€60k▼ 49.1%€121k▲ 99.8%
Staff (FTE)0
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€560k ▼ 11.0%
Current assets
€942k ▲ 125%
Equity and liabilities €1.50M
Equity
€168k ▲ 0.6%
Debt
€1.33M ▲ 51.3%
Debt's share of the balance-sheet total rises from 84.1% to 88.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €60k
Cash flow
€20k▼
2024 · €40k
Current ratio
1.15▼
2024 · 1.17
Quick ratio
0.82▲
2024 · 0.48
Debt to equity
7.95▲
2024 · 5.29
ROE
0.6%▼
2024 · 1.3%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
1.76▼
2024 · 3.06
Debt ≤ 1 year
€821k▲
2024 · €359k
Debt > 1 year
€501k▼
2024 · €520k
Income taxes
€946▲
2024 · €366
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €151 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €14k | €14k | €38k | €19k | ▼ 48.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €8k | €-1k | €-2k | ▼ 81.8% |
| Other operating charges640/8 | €4k | €4k | €7k | €9k | €6k | ▼ 31.6% |
| Non-recurring operating charges66A | - | €2k | €0 | - | - | - |
| Gross operating margin9900 | €79k | €121k | €106k | €68k | €54k | ▼ 21.2% |
| Operating profit (loss)9901 | €61k | €101k | €78k | €22k | €30k | ▲ 35.3% |
| Financial income75/76B | €8 | €14 | €0 | €22 | €133 | ▲ 495% |
| Recurring financial income75 | €8 | €14 | €0 | €22 | €133 | ▲ 495% |
| Financial charges65/66B | €13k | €16k | €35k | €20k | €28k | ▲ 42.9% |
| Recurring financial charges65 | €13k | €16k | €35k | €20k | €28k | ▲ 42.9% |
| Profit (loss) for the period before taxes9903 | €48k | €85k | €43k | €2k | €2k | ▼ 20.4% |
| Income taxes67/77 | - | €12k | €12k | €366 | €946 | ▲ 158% |
| Profit (loss) for the period9904 | €48k | €73k | €31k | €2k | €1k | ▼ 51.1% |
| Profit (loss) for the period to be appropriated9905 | €48k | €73k | €31k | €2k | €1k | ▼ 51.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €757k | €1.18M | €1.18M | €1.05M | €1.50M | ▲ 43.3% |
| Fixed assets21/28 | €299k | €313k | €387k | €629k | €560k | ▼ 11.0% |
| Intangible fixed assets21 | €47 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €299k | €313k | €387k | €629k | €560k | ▼ 11.0% |
| Land and buildings22 | €287k | €309k | €306k | €562k | €545k | ▼ 3.1% |
| Plant, machinery and equipment23 | €1k | €707 | €174 | €4k | €6k | ▲ 40.9% |
| Furniture and vehicles24 | €10k | €3k | €81k | €63k | €1k | ▼ 98.2% |
| Leasing and similar rights25 | - | - | - | - | €9k | - |
| Current assets29/58 | €459k | €866k | €797k | €419k | €942k | ▲ 125% |
| Stocks and contracts in progress3 | €51k | €392k | €469k | €245k | €269k | ▲ 9.6% |
| Stocks30/36 | €51k | €392k | €469k | €245k | €269k | ▲ 9.6% |
| Amounts receivable within one year40/41 | €358k | €265k | €112k | €149k | €464k | ▲ 210% |
| Trade receivables40 | €358k | €264k | €112k | €54k | €464k | ▲ 757% |
| Other amounts receivable41 | - | €1k | €0 | €95k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €48k | €197k | €215k | €16k | €200k | ▲ 1,164% |
| Deferred charges and accrued income490/1 | €2k | €12k | €354 | €9k | €9k | ▲ 6.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €757k | €1.18M | €1.18M | €1.05M | €1.50M | ▲ 43.3% |
| Equity10/15 | €101k | €153k | €165k | €167k | €168k | ▲ 0.6% |
| Contributions10/11 | €69k | €69k | €69k | €69k | €69k | = |
| Reserves13 | €32k | €85k | €96k | €98k | €99k | ▲ 1.1% |
| Non-distributable reserves130/1 | €340 | €340 | €0 | - | - | - |
| Reserves not available under the articles1311 | €340 | €340 | €0 | - | - | - |
| Distributable reserves133 | €32k | €84k | €96k | €98k | €99k | ▲ 1.1% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | - | - |
| Amounts payable17/49 | €656k | €1.02M | €1.02M | €881k | €1.33M | ▲ 51.3% |
| Amounts payable after more than one year17 | €291k | €353k | €339k | €520k | €501k | ▼ 3.5% |
| Financial debts170/4 | €291k | €353k | €339k | €520k | €501k | ▼ 3.5% |
| Amounts payable within one year42/48 | €366k | €671k | €678k | €359k | €821k | ▲ 129% |
| Current portion of amounts payable after more than one year42 | €13k | €13k | €14k | €26k | €28k | ▲ 10.6% |
| Financial debts43 | €47k | €125k | €0 | €87k | €350k | ▲ 301% |
| Credit institutions430/8 | €47k | €125k | €0 | €87k | €350k | ▲ 301% |
| Trade debts44 | €180k | €193k | €94k | €60k | €269k | ▲ 347% |
| Suppliers440/4 | €180k | €193k | €94k | €60k | €269k | ▲ 347% |
| Advances received on contracts in progress46 | - | €93k | €241k | €13k | €7k | ▼ 47.8% |
| Taxes, remuneration and social security45 | €61k | €15k | €57k | €3k | €29k | ▲ 875% |
| Taxes450/3 | €61k | €15k | €57k | €3k | €29k | ▲ 875% |
| Other amounts payable47/48 | €64k | €232k | €273k | €170k | €138k | ▼ 18.7% |
| Accrued charges and deferred income492/3 | - | €1k | €2k | €3k | €11k | ▲ 318% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €73k | €31k | €2k | €1k | ▼ 51.1% |
| + Depreciation and write-downs630 | €14k | €14k | €14k | €38k | €19k | ▼ 48.8% |
| Operating cash flow (approximation) | €62k | €87k | €45k | €40k | €20k | ▼ 48.9% |
| Investment in fixed assets (approximation) | - | €-28k | €-88k | €-280k | €50k | ▲ 118% |
| Change in cash | - | €148k | €19k | €-199k | €184k | ▲ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €73k ▲50.9%
Operating result €101k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲52.3%
3 profitable years in a row build equity to €153k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €101k ▲91.6%
2 profitable years in a row build equity to €101k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 2 establishment units since 2017
Ground area
3,657 m²
Building footprint
498 m²
Volume, LiDAR
1,639 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
LBoss CarSelect
since 20172.261.517.782
LBoss CarSelect
since 20202.301.700.033
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005C0545/00D004 | Flanders | 2,065 m² | 1 · 254 m² | 9.4 m · 2 fl. |
| 72005C0029/00X004 | Flanders | 1,592 m² | 1 · 243 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 3,717 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46720Wholesale of motor vehicle parts and accessories
Scores and ratios are computed by Checked and are not a credit decision.