LBK Bouw

Active

Private limited companyfounded 20206 yrs activeBulkenstraat 8, 9750 Kruisem, BelgiumKBO/BCE: BE 0745.463.311

The computed 12-month bankruptcy probability of LBK Bouw is 1.7% (moderate). The 2025 annual accounts show equity of €199k and a net result of €18k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 7293 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

69 / 100

Healthy▼ -12 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability45▼-55

Solvency95▲+7

Growth52▼-26

Stability100

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €14k at 30 days acceptable

Liquidity ample (current ratio 1.98 against 1.83 in 2024), but 50.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

49.8%

Return on assets

4.5%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

on the day

2024

28 d early

2023

8 d late

2022

94 d late

2021

18 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€199k▲ 10.0%

2024 · €181k

2021: €37k 2022: €70k 2023: €144k 2024: €181k

2021 → 2025

Total assets

€400k▲ 2.5%

2024 · €390k

2021: €78k 2022: €108k 2023: €199k 2024: €390k

2021 → 2025

Net result

€18k▼ 74.6%

2024 · €71k

2021: €34k 2022: €33k 2023: €75k 2024: €71k

2021 → 2025

Working capital

€195k▲ 14.0%

2024 · €171k

2021: €24k 2022: €57k 2023: €129k 2024: €171k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€37k-€70k▲ 87.6%€144k▲ 107%€181k▲ 25.4%€199k▲ 10.0%

Operating result€44k-€47k▲ 8.7%€105k▲ 122%€101k▼ 4.0%€32k▼ 67.9%

Net result€34k-€33k▼ 3.0%€75k▲ 129%€71k▼ 4.7%€18k▼ 74.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 68% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €400k

98.3%

Fixed assets €7k▼ 49.0%

Current assets €393k▲ 4.4%

Equity and liabilities €400k

49.8%

50.2%

Equity €199k▲ 10.0%

Debt €201k▼ 3.9%

The debt ratio falls from 53.6% to 50.2%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€41k▼

2024 · €110k

Cash flow

€26k▼

2024 · €81k

Solvency

49.8%▲

2024 · 46.4%

Current ratio

1.98▲

2024 · 1.83

Quick ratio

0.23▼

2024 · 0.67

Debt / equity

1.01▼

2024 · 1.15

ROE

9.1%▼

2024 · 39.3%

ROA

4.5%▼

2024 · 18.2%

Interest coverage

5.80▼

2024 · 20.13

Debt

€201k▼

2024 · €209k

Debt ≤ 1 year

€198k▼

2024 · €206k

Debt > 1 year

€2k▼

2024 · €3k

Income taxes

€7k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€390k€400k▲

Fixed assets21/28€14k€7k▼

Intangible fixed assets21€60€0▼

Tangible fixed assets22/27€13k€5k▼

Land and buildings22€3k€3k▼

Plant, machinery and equipment23€4k€1k▼

Furniture and vehicles24€997€404▼

Leasing and similar rights25€6k€930▼

Financial fixed assets28-€2k

Current assets29/58€376k€393k▲

Stocks and contracts in progress3€238k€348k▲

Contracts in progress37€238k€348k▲

Amounts receivable within one year40/41€34k€6k▼

Trade receivables40€26k€1k▼

Other amounts receivable41€8k€5k▼

Cash at bank and in hand54/58€102k€39k▼

Deferred charges and accrued income490/1€2k€0▼

Equity and liabilities

Total equity and liabilities10/49€390k€400k▲

Equity10/15€181k€199k▲

Contributions10/11€4k€4k=

Reserves13€177k€195k▲

Distributable reserves133€177k€195k▲

Profit (loss) carried forward14€0€0=

Amounts payable17/49€209k€201k▼

Amounts payable after more than one year17€3k€2k▼

Financial debts170/4€3k€2k▼

Amounts payable within one year42/48€206k€198k▼

Current portion of amounts payable after more than one year42€128k€149k▲

Trade debts44€21k€29k▲

Suppliers440/4€21k€29k▲

Taxes, remuneration and social security45€22k€9k▼

Taxes450/3€22k€9k▼

Other amounts payable47/48€35k€11k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€8k▼

Other operating charges640/8€23k€3k▼

Gross operating margin9900€134k€43k▼

Operating profit (loss)9901€101k€32k▼

Financial income75/76B€65€182▲

Recurring financial income75€65€182▲

Financial charges65/66B€5k€7k▲

Recurring financial charges65€5k€7k▲

Profit (loss) for the period before taxes9903€95k€26k▼

Income taxes67/77€24k€7k▼

Profit (loss) for the period9904€71k€18k▼

Profit (loss) for the period to be appropriated9905€71k€18k▼

Appropriation of the result

Profit (loss) to be appropriated9906€71k€18k▼

Transfer to equity691/2€37k€18k▼

To other reserves6921€37k€18k▼

Profit to be distributed694/7€35k€0▼

Return on contributions (dividend)694€35k€0▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €18k ▼74.6%

Net result drops to €18k, the lowest in the series.

03-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Equity above €150kEq €181k ▲25.4%

4 profitable years in a row build equity to €181k.

08-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 8 days late

2023

31-12

Financial Highest result since 2021net €75k ▲129%

Operating result €105k, net result €75k, both a record.

31-12

Financial Equity above €100kEq €144k ▲107%

3 profitable years in a row build equity to €144k.

02-11

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 94 days late

2022

13-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kruisem · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bulkenstraat 89750 Kruisem

Ground area

636 m²

Building footprint

182 m²

Volume, LiDAR

442 m³

Parcel 45057A0103/00C000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

LBK Bouwcoördinatie

Bulkenstraat 8, 9750 KruisemReal estate development

since 20202.300.537.914

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45057A0103/00C000	Flanders	636 m²	1 · 182 m²	7.2 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €200k

VAN NIEUWENHUYSE BOUW

Of 2,429 companies in sector 41003 we hold annual accounts for 1,046. 711 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-03-2020

Fiscal year end31-12

Activities, NACEBEL

41003General construction of other non-residential buildings

68121Development of residential building projects

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.