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LBI PRO

Active
Private limited companyfounded 20224 yrs activeRue de Huppaye 43/A, 1315 Incourt, BelgiumKBO/BCE: BE 0789.224.464
Summary

The computed 12-month bankruptcy probability of LBI PRO is 3.2% (moderate). The 2024 annual accounts show equity of €57,086 and a net result of €30,700. Equity is growing by ~85% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.36 against 1.52 in 2023; short-term debt: 24.2% and cash: 59.4% of total assets), and 24.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
140 d late
2023
135 d late
2022
122 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 132 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 July 2022, LBI PRO was incorporated as a Private limited company.1 Total assets went from EUR 13,090 in 2022 to EUR 75,333 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€57,086▲ 107%
2023 · €27,586
Total assets
€75,333▲ 52.4%
2023 · €49,432
Net result
€30,700▲ 76.5%
2023 · €17,390
Working capital
€43,072▲ 280%
2023 · €11,341
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€10,524-€27,322▲ 160%€44,051▲ 61.2%
Net result€7,695-€17,390▲ 126%€30,700▲ 76.5%
Equity€10,195-€27,586▲ 171%€57,086▲ 107%
Total assets€13,090-€49,432▲ 278%€75,333▲ 52.4%
Debt€2,894-€21,846▲ 655%€18,247▼ 16.5%
Working capital€10,195-€11,341▲ 11.2%€43,072▲ 280%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2022: €10,524€10,524Net result 2022: €7,695€7,695Operating result 2023: €27,322€27,322Net result 2023: €17,390€17,390Operating result 2024: €44,051€44,051Net result 2024: €30,700€30,700202220232024€0€20,000€40,000Operating result 2022: €10,524€10,500Net result 2022: €7,695€7,700Operating result 2023: €27,322€27,300Net result 2023: €17,390€17,400Operating result 2024: €44,051€44,100Net result 2024: €30,700€30,700202220232024
The operating result has risen two years in a row; 2024 is 61% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €75,333
Fixed assets €14,014 ▼ 13.7%
Current assets €61,319 ▲ 84.8%
Equity and liabilities €75,333
Equity €57,086 ▲ 107%
Debt €18,247 ▼ 16.5%
Debt's share of the balance-sheet total falls from 44.2% to 24.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€48,191▲
2023 · €31,169
Cash flow
€34,840▲
2023 · €21,237
Current ratio
3.36▲
2023 · 1.52
Debt to equity
0.32▼
2023 · 0.79
ROE
53.8%▼
2023 · 63.0%
ROA
40.8%▲
2023 · 35.2%
Interest coverage
9.57▲
2023 · 6.59
Debt ≤ 1 year
€18,247▼
2023 · €21,846
Income taxes
€8,313▲
2023 · €5,204
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet Code20232024
Assets
Total assets20/58€49,432€75,333▲
Fixed assets21/28€16,245€14,014▼
Tangible fixed assets22/27€16,245€14,014▼
Furniture and vehicles24€16,245€14,014▼
Current assets29/58€33,187€61,319▲
Cash at bank and in hand54/58€20,178€44,743▲
Deferred charges and accrued income490/1€13,009€16,576▲
Equity and liabilities
Total equity and liabilities10/49€49,432€75,333▲
Equity10/15€27,586€57,086▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€25,086€54,586▲
Amounts payable17/49€21,846€18,247▼
Amounts payable within one year42/48€21,846€18,247▼
Trade debts44€2,755€1,531▼
Suppliers440/4€2,755€1,531▼
Taxes, remuneration and social security45€7,912€13,518▲
Taxes450/3€7,912€13,518▲
Other amounts payable47/48€11,179€3,198▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,846€4,140▲
Other operating charges640/8€2,933€394▼
Gross operating margin9900€34,102€48,585▲
Operating profit (loss)9901€27,322€44,051▲
Financial charges65/66B€4,728€5,038▲
Recurring financial charges65€4,728€5,038▲
Profit (loss) for the period before taxes9903€22,595€39,013▲
Income taxes67/77€5,204€8,313▲
Profit (loss) for the period9904€17,390€30,700▲
Profit (loss) for the period to be appropriated9905€17,390€30,700▲
Appropriation of the result
Profit (loss) to be appropriated9906€25,086€55,786▲
Profit (loss) brought forward from the previous period14P€7,695€25,086▲
Profit to be distributed694/7-€1,200
Directors or managers695-€1,200

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,846€4,140▲ 7.6%
Other operating charges640/8€271€2,933€394▼ 86.6%
Gross operating margin9900€10,795€34,102€48,585▲ 42.5%
Operating profit (loss)9901€10,524€27,322€44,051▲ 61.2%
Financial charges65/66B€121€4,728€5,038▲ 6.6%
Recurring financial charges65€121€4,728€5,038▲ 6.6%
Profit (loss) for the period before taxes9903€10,403€22,595€39,013▲ 72.7%
Income taxes67/77€2,707€5,204€8,313▲ 59.7%
Profit (loss) for the period9904€7,695€17,390€30,700▲ 76.5%
Profit (loss) for the period to be appropriated9905€7,695€17,390€30,700▲ 76.5%
Line202220232024Change
Assets
Total assets20/58€13,090€49,432€75,333▲ 52.4%
Fixed assets21/28-€16,245€14,014▼ 13.7%
Tangible fixed assets22/27-€16,245€14,014▼ 13.7%
Furniture and vehicles24-€16,245€14,014▼ 13.7%
Current assets29/58€13,090€33,187€61,319▲ 84.8%
Current investments50/53€4,494---
Cash at bank and in hand54/58-€20,178€44,743▲ 122%
Deferred charges and accrued income490/1€8,596€13,009€16,576▲ 27.4%
Equity and liabilities
Total equity and liabilities10/49€13,090€49,432€75,333▲ 52.4%
Equity10/15€10,195€27,586€57,086▲ 107%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14€7,695€25,086€54,586▲ 118%
Amounts payable17/49€2,894€21,846€18,247▼ 16.5%
Amounts payable within one year42/48€2,894€21,846€18,247▼ 16.5%
Trade debts44€137€2,755€1,531▼ 44.4%
Suppliers440/4€137€2,755€1,531▼ 44.4%
Taxes, remuneration and social security45€2,707€7,912€13,518▲ 70.9%
Taxes450/3€2,707€7,912€13,518▲ 70.9%
Other amounts payable47/48€50€11,179€3,198▼ 71.4%
Line202220232024Change
Profit (loss) for the period9904€7,695€17,390€30,700▲ 76.5%
+ Depreciation and write-downs630-€3,846€4,140▲ 7.6%
Operating cash flow (approximation)€7,695€21,237€34,840▲ 64.1%
Investment in fixed assets (approximation)---€1,909-
Change in cash--€24,564-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2024
31-12
Financial Highest result since 2022net €30,700 ▲76.5%
Operating result €44,051, net result €30,700, both a record.
31-12
Financial Liquidity doublescurrent ratio 3.36
Current ratio from 1.52 to 3.36; short-term debt falls from €21,846 to €18,247.
13-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 135 days late
2023
30-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,364 m²
Building footprint
98 m²
Volume, LiDAR
737 m³
Parcel 25035B0531/00G000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LBI PRO
Rue de Huppaye 43/A, 1315 IncourtHuman health activities
since 20222.334.177.910
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25035B0531/00G000 Wallonia 2,364 m² 1 · 98 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded29-07-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.