LBBH
ActiveLBBH has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €638k and a net result of €105k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-2
Solvency87▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 3.14 in 2024; short-term debt: 25.1% and cash: 1.7% of total assets), and 38.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.6%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
on the day
2021
31 d late
2020
29 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€638k▲ 19.6%
2024 · €534k
2018: €196k
2019: €252k
2020: €281k
2021: €327k
2022: €347k
2023: €424k
2024: €534k
2018 → 2025
Total assets
€1.04M▲ 10.8%
2024 · €935k
2018: €611k
2019: €638k
2020: €738k
2021: €669k
2022: €814k
2023: €846k
2024: €935k
2018 → 2025
Net result
€105k▼ 4.5%
2024 · €110k
2018: €55k
2019: €56k
2020: €29k
2021: €46k
2022: €19k
2023: €77k
2024: €110k
2018 → 2025
Working capital
€647k▲ 14.7%
2024 · €565k
2018: €327k
2019: €373k
2020: €494k
2021: €373k
2022: €376k
2023: €451k
2024: €565k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€327k-€347k▲ 5.9%€424k▲ 22.3%€534k▲ 25.9%€638k▲ 19.6%
Operating result€61k-€21k▼ 66.4%€90k▲ 336%€149k▲ 66.4%€135k▼ 9.4%
Net result€46k-€19k▼ 58.1%€77k▲ 298%€110k▲ 42.0%€105k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€129k▲ 20.4%
Current assets
€908k▲ 9.6%
Equity and liabilities €1.04M
Equity
€638k▲ 19.6%
Debt
€398k▼ 0.8%
The debt ratio falls from 42.9% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148k▼
2024 · €160k
Cash flow
€118k▼
2024 · €121k
Solvency
61.6%▲
2024 · 57.1%
Current ratio
3.49▲
2024 · 3.14
Quick ratio
3.49▲
2024 · 3.14
Debt / equity
0.62▼
2024 · 0.75
ROE
16.4%▼
2024 · 20.6%
ROA
10.1%▼
2024 · 11.7%
Interest coverage
20.74▼
2024 · 21.07
Debt
€398k▼
2024 · €401k
Debt ≤ 1 year
€260k▼
2024 · €263k
Debt > 1 year
€115k=
2024 · €115k
Income taxes
€45k▼
2024 · €50k
Staff costs
€268k▲
2024 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€935k€1.04M▲
Fixed assets21/28€107k€129k▲
Intangible fixed assets21€108€0▼
Tangible fixed assets22/27€32k€54k▲
Furniture and vehicles24€22k€27k▲
Other tangible fixed assets26€9k€26k▲
Financial fixed assets28€75k€75k=
Current assets29/58€828k€908k▲
Amounts receivable after more than one year29€520k€592k▲
Other amounts receivable291€520k€592k▲
Amounts receivable within one year40/41€250k€249k▼
Trade receivables40€247k€246k▼
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€15k€17k▲
Deferred charges and accrued income490/1€43k€50k▲
Equity and liabilities
Total equity and liabilities10/49€935k€1.04M▲
Equity10/15€534k€638k▲
Contributions10/11€6k€6k=
Reserves13€471k€576k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€93k€132k▲
Distributable reserves133€377k€443k▲
Profit (loss) carried forward14€56k€56k▲
Amounts payable17/49€401k€398k▼
Amounts payable after more than one year17€115k€115k=
Financial debts170/4€115k€115k=
Amounts payable within one year42/48€263k€260k▼
Trade debts44€108k€80k▼
Suppliers440/4€108k€80k▼
Taxes, remuneration and social security45€70k€96k▲
Taxes450/3€44k€66k▲
Remuneration and social security454/9€26k€30k▲
Other amounts payable47/48€85k€83k▼
Accrued charges and deferred income492/3€23k€23k=
Income statement
Code20242025
Remuneration, social security and pensions62€227k€268k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-15k€0▲
Other operating charges640/8€2k€10k▲
Non-recurring operating charges66A-€108
Gross operating margin9900€374k€426k▲
Operating profit (loss)9901€149k€135k▼
Financial income75/76B€18k€22k▲
Recurring financial income75€18k€22k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€160k€150k▼
Income taxes67/77€50k€45k▼
Profit (loss) for the period9904€110k€105k▼
Transfer from tax-exempt reserves789-€38k
Transfer to tax-exempt reserves689€55k€77k▲
Profit (loss) for the period to be appropriated9905€55k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€110k€122k▲
Profit (loss) brought forward from the previous period14P€55k€56k▲
Transfer to equity691/2€55k€66k▲
To other reserves6921€55k€66k▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director appointment
Mandate compensation
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
11-08
State Gazette act
General meeting · Director appointment
Mandate compensation · Director resignation
26-01
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
24-01
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2024
31-12
Financial
Highest result since 2018net €110k ▲42%
Operating result €149k, net result €110k, both a record.
31-12
Financial
Equity above €500kEq €534k ▲25.9%
7 profitable years in a row build equity to €534k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
19-01
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €19k ▼58.1%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Equity above €200kEq €252k ▲28.8%
2 profitable years in a row build equity to €252k.
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 79 days late
16-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 442 days late
2018
06-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 463 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Henrilaan 4851200 Sint-Lambrechts-WoluweGround area
1.0 ha
Building footprint
1,237 m²
Volume, LiDAR
23,792 m³
2 parcels, Brussels · tallest building 25.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Terhulpsesteenweg 187, 1170 Watermaal-Bosvoorde
since 20062.259.366.065
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0051/00S002 | Brussels | 9,553 m² | 1 · 1,129 m² | 25.2 m · 6 fl. |
| 21673D0159/00Z011 | Brussels | 593 m² | 1 · 108 m² | 17.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Xelyo
BE 0427.931.237
Antwerpen · Eq €638k
Degand I.P. Services
BE 0750.780.790
Brussel · Eq €636k
AD MAIORA
BE 0676.535.210
Oudergem · Eq €642k
BUREAU OSTYN
BE 0474.030.486
Kortrijk · Eq €647k
de mandato
BE 0881.597.564
Oud-Turnhout · Eq €649k
Of 2,763 companies in sector 69109 we hold annual accounts for 1,209. 681 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-05-2006
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
69201Certified accountants and tax accountants
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.