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LBBC - Services

Active
Private limited company (pre-2019)founded 200719 yrs activeRue St.Donat(Cha) 16A, 5650 Walcourt, BelgiumKBO/BCE: BE 0891.665.669
Summary

LBBC - Services has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€36,498) and a net result of €2,915. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+92
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
33 d early
2023
32 d early
2022
30 d early
2021
27 d early
2020
12 d late
2019
45 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 August 2007, LBBC - Services was incorporated.1 Total assets went from €1,529 in 2018 to €3,043 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2,915
2023 · -€378
Working capital
-€37,090▲ 8.4%
2023 · -€40,481
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€1,882€976▼ 48.1%€1,068▲ 9.4%-€181€3,111
Net result€1,649within the sector's middle half€764within the sector's middle half▼ 53.7%€884within the sector's middle half▲ 15.6%-€378within the sector's middle half€2,915within the sector's middle half
Equity-€40,682below the sector's middle half▲ 3.9%-€39,918below the sector's middle half▲ 1.9%-€39,035below the sector's middle half▲ 2.2%-€39,413below the sector's middle half▼ 1.0%-€36,498below the sector's middle half▲ 7.4%
Total assets€2,841below the sector's middle half▲ 46.0%€2,868below the sector's middle half▲ 0.9%€2,783below the sector's middle half▼ 2.9%€2,557below the sector's middle half▼ 8.1%€3,043below the sector's middle half▲ 19.0%
Debt€43,523▼ 1.7%€42,786▼ 1.7%€41,818▼ 2.3%€41,969▲ 0.4%€39,541▼ 5.8%
Working capital-€40,682below the sector's middle half▲ 3.9%-€39,918below the sector's middle half▲ 1.9%-€39,035below the sector's middle half▲ 2.2%-€40,481below the sector's middle half▼ 3.7%-€37,090below the sector's middle half▲ 8.4%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€1,000€0€1,000€2,000€3,000Operating result 2020: €1,882€1,882Net result 2020: €1,649€1,649Operating result 2021: €976€976Net result 2021: €764€764Operating result 2022: €1,068€1,068Net result 2022: €884€884Operating result 2023: -€181-€181Net result 2023: -€378-€378Operating result 2024: €3,111€3,111Net result 2024: €2,915€2,91520202021202220232024-€1,000€0€1,000€2,000€3,000Operating result 2022: €1,068€1,070Net result 2022: €884€884Operating result 2023: -€181-€181Net result 2023: -€378-€378Operating result 2024: €3,111€3,110Net result 2024: €2,915€2,910202220232024
The operating result returns to profit in 2024: €3,111 after a loss of €181 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3,043
Fixed assets €592 ▼ 44.6%
Current assets €2,451 ▲ 64.7%
Equity and liabilities
Equity-€36,498
Debt€39,541
Equity is negative: debt (€39,541) exceeds the balance-sheet total (€3,043).
Key figures and ratios
2024 value · change against 2023
EBITDA
€3,588▲
2023 · €179
Cash flow
€3,391▲
2023 · -€18
Interest coverage
18.25▲
2023 · 0.91
Debt ≤ 1 year
€39,541▼
2023 · €41,969
Ratios withheld: a balance sheet total of €3,043 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
2.9% went bankrupt
4.8% stopped otherwise
92% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€2,557€3,043▲
Fixed assets21/28€1,069€592▼
Tangible fixed assets22/27€1,069€592▼
Furniture and vehicles24€1,069€592▼
Current assets29/58€1,488€2,451▲
Stocks and contracts in progress3€585€585=
Stocks30/36€585€585=
Amounts receivable within one year40/41€424€1,210▲
Trade receivables40€424€1,210▲
Cash at bank and in hand54/58€467€656▲
Deferred charges and accrued income490/1€13-
Equity and liabilities
Total equity and liabilities10/49€2,557€3,043▲
Equity10/15-€39,413-€36,498▲
Contributions10/11€6,200€6,200=
Capital10€6,200-
Issued capital100€18,600-
Uncalled capital101€12,400-
Profit (loss) carried forward14-€45,613-€42,698▲
Amounts payable17/49€41,969€39,541▼
Amounts payable within one year42/48€41,969€39,541▼
Taxes, remuneration and social security45€560€869▲
Taxes450/3€560€869▲
Other amounts payable47/48€41,410€38,673▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€360€476▲
Other operating charges640/8€1,444€423▼
Gross operating margin9900€1,623€4,011▲
Operating profit (loss)9901-€181€3,111▲
Financial charges65/66B€196€197▲
Recurring financial charges65€196€197▲
Profit (loss) for the period before taxes9903-€378€2,915▲
Profit (loss) for the period9904-€378€2,915▲
Profit (loss) for the period to be appropriated9905-€378€2,915▲
Appropriation of the result
Profit (loss) to be appropriated9906-€45,613-€42,698▲
Profit (loss) brought forward from the previous period14P-€45,235-€45,613▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€360€476▲ 32.2%
Other operating charges640/8--€348€1,444€423▼ 70.7%
Gross operating margin9900€1,882€976€1,415€1,623€4,011▲ 147%
Operating profit (loss)9901€1,882€976€1,068-€181€3,111▲ 1,816%
Financial charges65/66B-€212€184€196€197▲ 0.1%
Recurring financial charges65€233€212€184€196€197▲ 0.1%
Profit (loss) for the period before taxes9903€1,649€764€884-€378€2,915▲ 872%
Profit (loss) for the period9904€1,649€764€884-€378€2,915▲ 872%
Profit (loss) for the period to be appropriated9905€1,649€764€884-€378€2,915▲ 872%
Line20202021202220232024Change
Assets
Total assets20/58€2,841€2,868€2,783€2,557€3,043▲ 19.0%
Fixed assets21/28---€1,069€592▼ 44.6%
Tangible fixed assets22/27---€1,069€592▼ 44.6%
Furniture and vehicles24---€1,069€592▼ 44.6%
Current assets29/58€2,841€2,868€2,783€1,488€2,451▲ 64.7%
Stocks and contracts in progress3€585€585€585€585€585=
Stocks30/36-€585€585€585€585=
Amounts receivable within one year40/41€1,822€1,299€376€424€1,210▲ 186%
Trade receivables40-€1,299€350€424€1,210▲ 186%
Other amounts receivable41--€26---
Cash at bank and in hand54/58€434€984€1,822€467€656▲ 40.6%
Deferred charges and accrued income490/1---€13--
Equity and liabilities
Total equity and liabilities10/49€2,841€2,868€2,783€2,557€3,043▲ 19.0%
Equity10/15-€40,682-€39,918-€39,035-€39,413-€36,498▲ 7.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Capital10-€6,200-€6,200--
Issued capital100-€18,600-€18,600--
Uncalled capital101-€12,400-€12,400--
Profit (loss) carried forward14-€46,882-€46,118-€45,235-€45,613-€42,698▲ 6.4%
Amounts payable17/49€43,523€42,786€41,818€41,969€39,541▼ 5.8%
Amounts payable within one year42/48€43,523€42,786€41,818€41,969€39,541▼ 5.8%
Trade debts44--€348---
Suppliers440/4--€348---
Taxes, remuneration and social security45-€368€228€560€869▲ 55.2%
Taxes450/3-€368€228€560€869▲ 55.2%
Other amounts payable47/48-€42,418€41,242€41,410€38,673▼ 6.6%
Line20202021202220232024Change
Profit (loss) for the period9904€1,649€764€884-€378€2,915▲ 872%
+ Depreciation and write-downs630---€360€476▲ 32.2%
Operating cash flow (approximation)€1,649€764€884-€18€3,391▲ 19,401%
Investment in fixed assets (approximation)----€0-
Change in cash-€550€838-€1,356€189▲ 114%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €2,915
Net result €2,915 after one loss-making year.
29-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial Back to profitnet €1,649
Net result €1,649 after 2 loss-making years.
14-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
No directors read from the Gazette yet. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2007
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue St.Donat(Cha) 16A5650 Walcourt
1 establishment unit
Rue St.Donat(Cha) 19, 5650 Walcourt
NACE 02012
since 2007unit no. 2.167.921.591

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 855 companies in this sector we hold annual accounts for 590. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded28-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46832Wholesale of timber
46500Wholesale of information and communication equipment
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
Contact
Phone 0498/576325Walcourt
E-invoicing
Reachable via Peppol
Peppol ID 0208:0891665669
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.