LB Reno
ActiveLB Reno has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €560. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+27
Solvency54▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.15 in 2024; short-term debt: 70.2% and cash: 21.1% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
16 d early
2023
34 d early
2022
27 d early
2021
19 d early
2020
24 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 1.9%
2024 · €30k
2019: €7k
2020: €-6k
2021: €7k
2022: €19k
2023: €37k
2024: €30k
2019 → 2025
Total assets
€105k▲ 55.2%
2024 · €68k
2019: €127k
2020: €115k
2021: €89k
2022: €71k
2023: €83k
2024: €68k
2019 → 2025
Net result
€560
2024 · €-7k
2019: €785
2020: €-13k
2021: €13k
2022: €12k
2023: €18k
2024: €-7k
2019 → 2025
Working capital
€9k▲ 60.6%
2024 · €6k
2019: €-15k
2020: €-25k
2021: €-13k
2022: €-14k
2023: €4k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€19k▲ 167%€37k▲ 94.6%€30k▼ 19.2%€31k▲ 1.9%
Operating result€19k-€18k▼ 4.4%€27k▲ 49.8%€-3k€2k
Net result€13k-€12k▼ 7.3%€18k▲ 51.4%€-7k€560
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€22k▼ 11.6%
Current assets
€83k▲ 94.5%
Equity and liabilities €105k
Equity
€31k▲ 1.9%
Debt
€74k▲ 98.0%
The debt ratio rises from 55.5% to 70.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2024 · €7k
Cash flow
€12k▲
2024 · €3k
Solvency
29.2%▼
2024 · 44.5%
Current ratio
1.12▼
2024 · 1.15
Quick ratio
0.93▲
2024 · 0.88
Debt / equity
2.42▲
2024 · 1.25
ROE
1.8%▲
2024 · -23.7%
ROA
0.5%▲
2024 · -10.6%
Interest coverage
2.80▲
2024 · 1.24
Debt
€74k▲
2024 · €38k
Debt ≤ 1 year
€74k▲
2024 · €37k
Income taxes
€480▲
2024 · €181
Staff costs
€224k▲
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€105k▲
Fixed assets21/28€25k€22k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€25k€22k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€43k€83k▲
Stocks and contracts in progress3€10k€14k▲
Stocks30/36€10k€14k▲
Amounts receivable within one year40/41€20k€45k▲
Trade receivables40€7k€18k▲
Other amounts receivable41€13k€27k▲
Cash at bank and in hand54/58€11k€22k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€68k€105k▲
Equity10/15€30k€31k▲
Contributions10/11€6k€6k=
Reserves13€31k€31k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€-7k€-7k▲
Amounts payable17/49€38k€74k▲
Amounts payable within one year42/48€37k€74k▲
Trade debts44€29k€40k▲
Suppliers440/4€29k€40k▲
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3-€3k
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48-€20k
Accrued charges and deferred income492/3€650€650=
Income statement
Code20242025
Remuneration, social security and pensions62€167k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€1k€880▼
Gross operating margin9900€175k€238k▲
Operating profit (loss)9901€-3k€2k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-7k€1k▲
Income taxes67/77€181€480▲
Profit (loss) for the period9904€-7k€560▲
Profit (loss) for the period to be appropriated9905€-7k€560▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-7k▲
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €560
Net result €560 after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €18k ▲51.4%
Operating result €27k, net result €18k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼1721%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bookmolenstraat 329220 Hamme (Vl.)Ground area
568 m²
Building footprint
128 m²
Volume, LiDAR
540 m³
Parcel 42452C1409/00F000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LB Reno
since 20182.273.035.543
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1409/00F000 | Flanders | 568 m² | 1 · 128 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 2,469 EUR awarded · 2,365 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,134 EUR | 1,030 EUR |
| 2024 | 2 | 1,000 EUR | 1,045 EUR |
| 2023 | 1 | 45 EUR | 0 EUR |
| 2022 | 1 | 290 EUR | 290 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamme (O.-Vl.)2.273.035.543
Dual-learning approval
4 live approvals · 6 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (vwo)
Ruwbouw duaal (so)
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Of 7,039 companies in sector 43221 we hold annual accounts for 3,469. 2,741 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2018
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43221Plumbing work
43320Joinery installation
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.