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LB OPTIC

Active
Private limited companyfounded 2022active for 4 yearsRue de Nivelles 146, 7170 Manage, BelgiumKBO/BCE: BE 0787.483.909
Summary

LB OPTIC has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481,495 and a net result of €118,591. Equity is growing by about 48% per year across the filed financial years. Its solvency ranks better than 43% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
9th largest company by total assets in Manage, Wholesale and retail trade sector3 sites
Size
€1.9mtotal assets 2025
Staff
8.8 FTE
Equity
€481,495
Profit
€118,591
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts filed 3 days late1 of 2 deeds summarised
Why 70raises riskFounded in 20221 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 03-08-2026)Size: total assets €1.9mShow the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 50+7
equity 24.9% of total assets
Liquidity 36=
short-term debt 42.9% · cash 5.0%
Profitability 76-7
return on assets 6.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.6%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.2 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▼ -0.6 percentage points vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.8%▲ +0.4 percentage points vs 12-2025 02-2026: 0.6%▼ -0.2 percentage points vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.2 percentage points vs 03-2026 05-2026: 1.2%▲ +0.3 percentage points vs 04-2026 06-2026: 1.4%▲ +0.2 percentage points vs 05-2026 07-2026: 1.7%▲ +0.3 percentage points vs 06-2026 08-2026: 2.3%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -1.6 percentage points vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.82, compared with 0.79 in 2024, below 1; short-term debt: 42.9% and cash: 5% of total assets), and 75.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 41% on solvency, 33% on liquidity, 64% on profitability and 80% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Figures for financial year 2025 (filed 03-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €1.9m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
3 days late
2024
8 days early
2023
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 18 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (3 of the last 3 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €118,591 ▼48.6%
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

2025 annual accounts filed late (3 days) Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00379733.

Equity
€481,495▲ 32.7%
2024 · €362,903
Total assets
€1.9m▼ 5.4%
2024 · €2.0m
Net result
€118,591▼ 48.6%
2024 · €230,882
Working capital
-€152,514▲ 17.3%
2024 · -€184,474
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.2m 2025 Net result€0.1m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€0.2m-€0.4m▲ 45.2%€0.2m▼ 47.4%
Net result€0.1mabove the sector's middle half-€0.2mabove the sector's middle half▲ 78.3%€0.1mabove the sector's middle half▼ 48.6%
Equity€0.1mabove the sector's middle half-€0.4mabove the sector's middle half▲ 175%€0.5mabove the sector's middle half▲ 32.7%
Total assets€2.1mabove the sector's middle half-€2.0mabove the sector's middle half▼ 0.8%€1.9mabove the sector's middle half▼ 5.4%
Debt€1.9m-€1.7m▼ 12.8%€1.4m▼ 13.7%
Working capital-€0.4mbelow the sector's middle half--€0.2mbelow the sector's middle half▲ 51.3%-€0.2mbelow the sector's middle half▲ 17.3%
Solvency6.4%within the sector's middle half-17.8%within the sector's middle half▲ 11.4pp24.9%within the sector's middle half▲ 7.2pp
Current ratio0.59below the sector's middle half-0.79below the sector's middle half▲ 0.200.82below the sector's middle half▲ 0.03
Return on assets (ROA)6.3%within the sector's middle half-11.3%within the sector's middle half▲ 5.0pp6.1%within the sector's middle half▼ 5.2pp
Staff (FTE)7.7-9.7▲ 26.0%8.8▼ 9.3%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €1.3m ▼ 6.9%
Current assets €675,859 ▼ 2.6%
Equity and liabilities €1.9m
Equity €481,495 ▲ 32.7%
Debt €1.4m ▼ 13.7%
Debt's share of the balance-sheet total falls from 82.2% to 75.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€380,714▼
2024 · €535,176
Cash flow
€314,987▼
2024 · €415,624
Quick ratio
0.45▼
2024 · 0.51
Debt to equity
3.01▼
2024 · 4.63
ROE
24.6%▼
2024 · 63.6%
Interest coverage
9.48▼
2024 · 11.50
Debt ≤ 1 year
€828,374▼
2024 · €878,282
Debt > 1 year
€621,581▼
2024 · €800,881
Income taxes
€37,126▼
2024 · €78,594
Staff costs
€535,346=
2024 · €535,081
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.0m€1.9m▼
Fixed assets21/28€1.3m€1.3m▼
Intangible fixed assets21€1.3m€1.1m▼
Tangible fixed assets22/27€0.06m€0.1m▲
Plant, machinery and equipment23€0.02m€0.01m▼
Furniture and vehicles24€0.004m€0.02m▲
Other tangible fixed assets26€0.04m€0.1m▲
Current assets29/58€0.7m€0.7m▼
Amounts receivable after more than one year29€0.1m€0.03m▼
Other amounts receivable291€0.1m€0.03m▼
Stocks and contracts in progress3€0.2m€0.3m▲
Stocks30/36€0.2m€0.3m▲
Amounts receivable within one year40/41€0.09m€0.2m▲
Trade receivables40€0.05m€0.07m▲
Other amounts receivable41€0.03m€0.2m▲
Current investments50/53€0.05m€0.009m▼
Cash at bank and in hand54/58€0.1m€0.1m▼
Deferred charges and accrued income490/1€0.07m€0.02m▼
Equity and liabilities
Total equity and liabilities10/49€2.0m€1.9m▼
Equity10/15€0.4m€0.5m▲
Contributions10/11€0.003m€0.003m=
Profit (loss) carried forward14€0.4m€0.5m▲
Amounts payable17/49€1.7m€1.4m▼
Amounts payable after more than one year17€0.8m€0.6m▼
Financial debts170/4€0.8m€0.6m▼
Amounts payable within one year42/48€0.9m€0.8m▼
Current portion of amounts payable after more than one year42€0.2m€0.2m▲
Trade debts44€0.2m€0.1m▼
Suppliers440/4€0.2m€0.1m▼
Taxes, remuneration and social security45€0.08m€0.08m▼
Taxes450/3€0.02m€0.03m▲
Remuneration and social security454/9€0.06m€0.05m▼
Other amounts payable47/48€0.4m€0.4m▼
Income statement Code20242025
Remuneration, social security and pensions62€0.5m€0.5m=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.2m€0.2m▲
Other operating charges640/8€0.004m€0.001m▼
Non-recurring operating charges66A€0.001m€0.002m▲
Gross operating margin9900€1.1m€0.9m▼
Operating profit (loss)9901€0.4m€0.2m▼
Financial income75/76B€0.006m€0.01m▲
Recurring financial income75€0.006m€0.01m▲
Financial charges65/66B€0.05m€0.04m▼
Recurring financial charges65€0.05m€0.04m▼
Profit (loss) for the period before taxes9903€0.3m€0.2m▼
Income taxes67/77€0.08m€0.04m▼
Profit (loss) for the period9904€0.2m€0.1m▼
Profit (loss) for the period to be appropriated9905€0.2m€0.1m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.4m€0.5m▲
Profit (loss) brought forward from the previous period14P€0.1m€0.4m▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A€0.005m---
Remuneration, social security and pensions62€0.7m€0.5m€0.5m=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.3m€0.2m€0.2m▲ 6.3%
Other operating charges640/8€0.001m€0.004m€0.001m▼ 67.9%
Non-recurring operating charges66A-€0.001m€0.002m▲ 18.0%
Gross operating margin9900€1.2m€1.1m€0.9m▼ 14.6%
Operating profit (loss)9901€0.2m€0.4m€0.2m▼ 47.4%
Financial income75/76B€0.001m€0.006m€0.01m▲ 108%
Recurring financial income75€0.001m€0.006m€0.01m▲ 108%
Financial charges65/66B€0.07m€0.05m€0.04m▼ 13.6%
Recurring financial charges65€0.07m€0.05m€0.04m▼ 13.6%
Profit (loss) for the period before taxes9903€0.2m€0.3m€0.2m▼ 49.7%
Income taxes67/77€0.05m€0.08m€0.04m▼ 52.8%
Profit (loss) for the period9904€0.1m€0.2m€0.1m▼ 48.6%
Profit (loss) for the period to be appropriated9905€0.1m€0.2m€0.1m▼ 48.6%
Line202320242025Change
Assets
Total assets20/58€2.1m€2.0m€1.9m▼ 5.4%
Fixed assets21/28€1.5m€1.3m€1.3m▼ 6.9%
Intangible fixed assets21€1.5m€1.3m€1.1m▼ 13.2%
Tangible fixed assets22/27€0.06m€0.06m€0.1m▲ 130%
Plant, machinery and equipment23€0.02m€0.02m€0.01m▼ 36.4%
Furniture and vehicles24€0.004m€0.004m€0.02m▲ 342%
Other tangible fixed assets26€0.03m€0.04m€0.1m▲ 180%
Current assets29/58€0.5m€0.7m€0.7m▼ 2.6%
Amounts receivable after more than one year29-€0.1m€0.03m▼ 76.0%
Other amounts receivable291-€0.1m€0.03m▼ 76.0%
Stocks and contracts in progress3€0.2m€0.2m€0.3m▲ 21.1%
Stocks30/36€0.2m€0.2m€0.3m▲ 21.1%
Amounts receivable within one year40/41€0.09m€0.09m€0.2m▲ 147%
Trade receivables40€0.04m€0.05m€0.07m▲ 20.9%
Other amounts receivable41€0.05m€0.03m€0.2m▲ 349%
Current investments50/53€0.1m€0.05m€0.009m▼ 82.0%
Cash at bank and in hand54/58€0.1m€0.1m€0.1m▼ 10.8%
Deferred charges and accrued income490/1€0.02m€0.07m€0.02m▼ 65.3%
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.0m€1.9m▼ 5.4%
Equity10/15€0.1m€0.4m€0.5m▲ 32.7%
Contributions10/11€0.003m€0.003m€0.003m=
Profit (loss) carried forward14€0.1m€0.4m€0.5m▲ 32.9%
Amounts payable17/49€1.9m€1.7m€1.4m▼ 13.7%
Amounts payable after more than one year17€1.0m€0.8m€0.6m▼ 22.4%
Financial debts170/4€1.0m€0.8m€0.6m▼ 22.4%
Amounts payable within one year42/48€0.9m€0.9m€0.8m▼ 5.7%
Current portion of amounts payable after more than one year42€0.2m€0.2m€0.2m▲ 11.4%
Trade debts44€0.2m€0.2m€0.1m▼ 8.9%
Suppliers440/4€0.2m€0.2m€0.1m▼ 8.9%
Taxes, remuneration and social security45€0.1m€0.08m€0.08m▼ 7.4%
Taxes450/3€0.02m€0.02m€0.03m▲ 18.5%
Remuneration and social security454/9€0.08m€0.06m€0.05m▼ 18.2%
Other amounts payable47/48€0.5m€0.4m€0.4m▼ 11.8%
Line202320242025Change
Profit (loss) for the period9904€129,522€230,882€118,591▼ 48.6%
+ Depreciation and write-downs630€257,299€184,742€196,396▲ 6.3%
Operating cash flow (approximation)€386,820€415,624€314,987▼ 24.2%
Investment in fixed assets (approximation)--€19,009-€103,727▼ 446%
Change in cash--€5,355-€11,610▼ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 03-08-2026 2026-00379733
31-12-2024 micro format 23-07-2025 2025-00299944
31-12-2023 micro format 11-06-2024 2024-00124721

Similar companies · same sector, comparable size

Of the 1,726 active companies whose main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742), figures are known for 1,148. 813 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

LB OPTIC was incorporated on 21 June 2022 as a private limited company.1 The registered office was moved to Manage in 2025.2 Total assets went from €2.1m in 2023 to €1.9m in 2025 and headcount from 7.7 to 8.8 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-12-2025
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
03-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 3 days late
2025
31-12
Financial Weakest financial yearnet €118,591 ▼48.6%
Net result drops to €118,591, the lowest in the series.
29-12
Gazette deed Registered office
Registered-office move2 facts ▸
  • Registered-office move, 146 rue de Nivelles à 7170 MANAGE
  • General meeting, “assemblée” (deed in French)
23-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2023 to 2025net €230,882 ▲78.3%
Operating result €350,433, net result €230,882, both a record.
31-12
Financial Equity above €200,000equity €362,903 ▲175%
A profit in every financial year since 2023 builds equity to €362,903.
11-06
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded21-06-2022
Financial year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787483909
Also 9925:BE0787483909
Registered 03-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 26 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Manage · 3 establishment units since 2022
registered office establishment All 3 establishment units on the map
Ground area
3.8 ha
Building footprint
2.2 ha
Building volume
117,310 m³
4 parcels, Wallonia · tallest building 16.3 m. Linked by address, not a title deed.
3 establishment units
LB OPTIC
Vieux Chemin de Seneffe 20, 1400 NivellesRetail sale of prescription glasses, lenses and sunglasses
since 2022unit no. 2.332.573.153
AFFLELOU
Grand'rue 143, 6000 CharleroiRetail sale of prescription glasses, lenses and sunglasses
since 2022unit no. 2.334.493.258
AFFLELOU
Rue du Trieu-Kaisin 71, 6200 ChâteletRetail sale of prescription glasses, lenses and sunglasses
since 2022unit no. 2.334.493.357
4 parcels
Wallonia 4 (100%)
Cadastral parcel Region Area Buildings Height / floors
52502C0335/00E005 Wallonia 3.3 ha 1 · 2.2 ha 9.5 m · 2
25783E0369/00L003 Wallonia 2,390 m² 1 · 303 m² 16.3 m · 4
52302A1138/00X000 Wallonia 1,734 m² - -
52004A0216/00N000 Wallonia 1,414 m² 1 · 42 m² 3.1 m · 1
How the parcels are linked
Good to know
All 4 parcels match the address exactly.