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LB-CONSULT

Active
Private limited companyfounded 200620 yrs activeChemin d' Havré 2, 7030 Mons, BelgiumKBO/BCE: BE 0878.721.020
Summary

LB-CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388 and a net result of €498. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 53% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100
Solvency79
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
26 d late
2023
on the day
2022
21 d late
2021
29 d late
2020
27 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LB-CONSULT was incorporated on 18 January 2006.1 The company has filed 20 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€388
2024 · -€109
Total assets
€716
Net result
€498
2021 · -€55
Working capital
€388
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€55▼ 0.7%€498
Net result-€55within the sector's middle half▼ 0.7%€498within the sector's middle half
Equity-€109below the sector's middle half▼ 101%-€109below the sector's middle half=-€109below the sector's middle half=-€109below the sector's middle half=€388below the sector's middle half
Total assets€716below the sector's middle half
Debt€109▲ 101%€109=€109=€109=€327▲ 199%
Working capital€388within the sector's middle half
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200€0€200€400Operating result 2021: -€55-€55Net result 2021: -€55-€55Operating result 2025: €498€498Net result 2025: €498€49820212022202320242025€0€200€400Operating result 2025: €498€498Net result 2025: €498€498202320242025
The operating result is €498 in 2025, compared with -€55 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
Equity and liabilities €716
Equity €388
Debt €327
Debt finances 45.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€327▲
2024 · €109
Ratios withheld: a balance sheet total of €716 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58-€716
Current assets29/58-€716
Cash at bank and in hand54/58-€716
Equity and liabilities
Total equity and liabilities10/49-€716
Equity10/15-€109€388▲
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€8,169-€7,672▲
Amounts payable17/49€109€327▲
Amounts payable within one year42/48€109€327▲
Trade debts44-€218
Suppliers440/4-€218
Other amounts payable47/48€109€109=
Income statement Code20242025
Gross operating margin9900-€498
Operating profit (loss)9901-€498
Profit (loss) for the period before taxes9903-€498
Profit (loss) for the period9904-€498
Profit (loss) for the period to be appropriated9905-€498
Appropriation of the result
Profit (loss) to be appropriated9906-€8,169-€7,672▲
Profit (loss) brought forward from the previous period14P-€8,169-€8,169=

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€55-----
Gross operating margin9900----€498-
Operating profit (loss)9901-€55---€498-
Profit (loss) for the period before taxes9903-€55---€498-
Profit (loss) for the period9904-€55---€498-
Profit (loss) for the period to be appropriated9905-€55---€498-
Line20212022202320242025Change
Assets
Total assets20/58----€716-
Current assets29/58----€716-
Cash at bank and in hand54/58----€716-
Equity and liabilities
Total equity and liabilities10/49----€716-
Equity10/15-€109-€109-€109-€109€388▲ 455%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€8,169-€8,169-€8,169-€8,169-€7,672▲ 6.1%
Amounts payable17/49€109€109€109€109€327▲ 199%
Amounts payable within one year42/48€109€109€109€109€327▲ 199%
Trade debts44----€218-
Suppliers440/4----€218-
Other amounts payable47/48€109€109€109€109€109=
Line20212022202320242025Change
Profit (loss) for the period9904-€55---€498-
Operating cash flow (approximation)-€55---€498-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €498
Operating result €498, net result €498, both a record.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,306 m²
Building footprint
140 m²
Parcel 53071A0365/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LB-CONSULT
Chemin d' Havré 2, 7030 MonsBusiness and other management consultancy
since 20252.382.745.117
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53071A0365/00D000 Wallonia 1,306 m² 1 · 140 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878721020
Also 9925:BE0878721020
Registered 28-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.