LAZO-PRO

Active

Private limited companyfounded 201610 yrs activeNieuwe Hofstraat 10, 3583 Beringen, BelgiumKBO/BCE: BE 0649.499.132

Summary

The computed 12-month bankruptcy probability of LAZO-PRO is 3.7% (moderate). For LAZO-PRO, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €87,156 and a net result of €9,470. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 36364 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LAZO-PROActive

Risk analysis Report Compare

Activity

Bricklaying and masonry work

NACE 43910NACE 43994

1 site

Size

€115,614total assets 2024

Equity: €87,156
Profit: €9,470

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 3.7%

2024 figures too old to score

Structure

Accounts 245 d overdue0 of 3 deeds read

Signals- Figures for FY 2024 (filed 04-02-2025)- Size: total assets €115,614- 1 financial year not filed after the legal deadline; latest accounts 5 days late- Annual accounts not filed+ Equity €87,156 (75.4% of total assets)A punctual record breaksShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Strong

Solvency 100=

equity 75.4% of total assets

Liquidity 44-5

short-term debt 24.6% · cash 2.7%

Profitability 79+1

return on assets 8.2%

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%▼ -0.2% vs 11-2024lowest value 01-2025: 0.7%▲ +17.6% vs 12-2024 02-2025: 1.1%▲ +45.8% vs 01-2025 03-2025: 0.7%▼ -35.9% vs 02-2025 04-2025: 0.7%● 0.0% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%● 0.0% vs 05-2025 07-2025: 0.7%▼ -1.0% vs 06-2025 08-2025: 0.6%▼ -5.7% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.7%▲ +15.0% vs 09-2025 11-2025: 0.7%▼ -3.2% vs 10-2025 12-2025: 0.7%▼ -0.1% vs 11-2025 01-2026: 0.8%▲ +14.5% vs 12-2025 02-2026: 1.1%▲ +31.5% vs 01-2026 03-2026: 1.3%▲ +22.4% vs 02-2026 04-2026: 2.2%▲ +69.0% vs 03-2026 05-2026: 2.3%▲ +3.6% vs 04-2026 06-2026: 3.0%▲ +28.8% vs 05-2026 07-2026: 4.2%▲ +41.9% vs 06-2026 08-2026: 4.2%● 0.0% vs 07-2026 09-2026: 4.3%▲ +1.3% vs 08-2026highest value 10-2026: 3.7%▼ -14.6% vs 09-2026

Figures for FY 2024 (filed 04-02-2025) raises the probability
Size: total assets €115,614 raises the probability for this profile
1 financial year not filed after the legal deadline; latest accounts 5 days late raises the probability
Equity €87,156 (75.4% of total assets) lowers the probability

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2024 (filed 04-02-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €115,614

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 5 days late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €87,156 (75.4% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 245 days later.

NBB · 8 filings

Position against the passed deadline

30-06-2025 close31-01-2026 deadline03-10-2026 today

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 04-02-2025, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 8 filings

Deviation from the deadline

2025

not filed

2024

4 d late

2023

27 d early

2022

21 d early

2021

22 d early

2020

170 d late

2019

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

04-02-25 Annual accounts filedfiscal year 2024 · micro…
04-01-24 Annual accounts filedfiscal year 2023 · micro…
30-06-23 Back to profitnet €8,057

Key points

Risk: Accounts not fileddeadline was 31-01-2026 245 d late View
Positive: Among the best 19% on solvencysector median 46.6% · 36,364 companies 75.4% View
Total assets 20246 fiscal years filed €115,614 View