LAZLO
ActiveLAZLO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €85k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.68 against 6.07 in 2024; short-term debt: 20.2% and cash: 35.1% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
23.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
52 d early
2023
52 d early
2022
55 d early
2021
47 d early
2020
9 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▼ 26.2%
2024 · €391k
2018: €176k
2019: €212k
2020: €251k
2021: €310k
2022: €334k
2023: €364k
2024: €391k
2018 → 2025
Total assets
€362k▼ 21.5%
2024 · €461k
2018: €182k
2019: €240k
2020: €291k
2021: €355k
2022: €392k
2023: €443k
2024: €461k
2018 → 2025
Net result
€85k▲ 6.8%
2024 · €79k
2018: €54k
2019: €56k
2020: €59k
2021: €77k
2022: €53k
2023: €83k
2024: €79k
2018 → 2025
Working capital
€269k▼ 24.3%
2024 · €355k
2018: €171k
2019: €209k
2020: €247k
2021: €304k
2022: €269k
2023: €312k
2024: €355k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€334k▲ 7.8%€364k▲ 8.9%€391k▲ 7.5%€289k▼ 26.2%
Operating result€77k-€80k▲ 3.0%€110k▲ 37.8%€106k▼ 3.0%€116k▲ 8.5%
Net result€77k-€53k▼ 30.9%€83k▲ 55.9%€79k▼ 4.1%€85k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362k
Fixed assets
€20k▼ 44.5%
Current assets
€342k▼ 19.6%
Equity and liabilities €362k
Equity
€289k▼ 26.2%
Debt
€73k▲ 4.2%
The debt ratio rises from 15.2% to 20.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€130k▲
2024 · €122k
Cash flow
€99k▲
2024 · €95k
Solvency
79.8%▼
2024 · 84.8%
Current ratio
4.68▼
2024 · 6.07
Quick ratio
4.59▼
2024 · 5.97
Debt / equity
0.25▲
2024 · 0.18
ROE
29.3%▲
2024 · 20.3%
ROA
23.4%▲
2024 · 17.2%
Interest coverage
2564.06▲
2024 · 1895.01
Debt
€73k▲
2024 · €70k
Debt ≤ 1 year
€73k▲
2024 · €70k
Income taxes
€34k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€362k▼
Fixed assets21/28€36k€20k▼
Tangible fixed assets22/27€35k€20k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€33k€19k▼
Financial fixed assets28€2k-
Current assets29/58€425k€342k▼
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€55k€54k▼
Trade receivables40€55k€54k▼
Current investments50/53€230k€152k▼
Cash at bank and in hand54/58€131k€127k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€461k€362k▼
Equity10/15€391k€289k▼
Contributions10/11€6k€6k=
Reserves13€385k€283k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€382k€279k▼
Amounts payable17/49€70k€73k▲
Amounts payable within one year42/48€70k€73k▲
Trade debts44€516€365▼
Suppliers440/4€516€365▼
Taxes, remuneration and social security45€25k€28k▲
Taxes450/3€23k€26k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€44k€44k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€942€501▼
Gross operating margin9900€123k€131k▲
Operating profit (loss)9901€106k€116k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€64€51▼
Recurring financial charges65€64€51▼
Profit (loss) for the period before taxes9903€110k€118k▲
Income taxes67/77€31k€34k▲
Profit (loss) for the period9904€79k€85k▲
Profit (loss) for the period to be appropriated9905€79k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€85k▲
Transfer from equity791/2€52k€187k▲
Transfer to equity691/2€79k€85k▲
To other reserves6921€79k€85k▲
Profit to be distributed694/7€52k€187k▲
Return on contributions (dividend)694€52k€187k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €85k ▲6.8%
Operating result €116k, net result €85k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €53k ▼30.9%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Equity above €200kEq €212k ▲20.4%
2 profitable years in a row build equity to €212k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Blanche(WIE) 47608 PéruwelzGround area
919 m²
Building footprint
131 m²
Volume, LiDAR
706 m³
Parcel 57090B0029/00F002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Blanche(WIE) 4, 7608 Péruwelz
since 20132.219.673.566
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57090B0029/00F002 | Wallonia | 919 m² | 1 · 131 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2013
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.