Lazard Conseil
ActiveLazard Conseil has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €49k. Equity is growing by ~120.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 4.31 in 2024; short-term debt: 19.1% and cash: 9.6% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
85 d early
2024
19 d late
2023
100 d early
2022
11 d early
2021
39 d early
2020
30 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€241k▲ 17.8%
2024 · €205k
2019: €4k
2020: €2k
2021: €58k
2022: €42k
2023: €48k
2024: €205k
2019 → 2025
Total assets
€298k▲ 13.1%
2024 · €263k
2019: €22k
2020: €24k
2021: €77k
2022: €138k
2023: €177k
2024: €263k
2019 → 2025
Net result
€49k▼ 68.6%
2024 · €157k
2019: €-6k
2020: €-2k
2021: €56k
2022: €59k
2023: €96k
2024: €157k
2019 → 2025
Working capital
€237k▲ 22.0%
2024 · €195k
2019: €-6k
2020: €-7k
2021: €49k
2022: €34k
2023: €32k
2024: €195k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€42k▼ 27.3%€48k▲ 13.4%€205k▲ 330%€241k▲ 17.8%
Operating result€73k-€76k▲ 4.4%€132k▲ 72.2%€212k▲ 61.3%€74k▼ 65.3%
Net result€56k-€59k▲ 6.4%€96k▲ 61.4%€157k▲ 64.2%€49k▼ 68.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets
€4k▼ 63.9%
Current assets
€294k▲ 16.1%
Equity and liabilities €298k
Equity
€241k▲ 17.8%
Debt
€57k▼ 3.2%
The debt ratio falls from 22.3% to 19.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€79k▼
2024 · €219k
Cash flow
€54k▼
2024 · €163k
Solvency
80.9%▲
2024 · 77.7%
Current ratio
5.16▲
2024 · 4.31
Quick ratio
5.16▲
2024 · 4.31
Debt / equity
0.24▼
2024 · 0.29
ROE
20.5%▼
2024 · 76.7%
ROA
16.6%▼
2024 · 59.6%
Interest coverage
1023.79▼
2024 · 3152.76
Debt
€57k▼
2024 · €59k
Debt ≤ 1 year
€57k▼
2024 · €59k
Income taxes
€28k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€263k€298k▲
Fixed assets21/28€10k€4k▼
Tangible fixed assets22/27€10k€4k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€5k€2k▼
Current assets29/58€253k€294k▲
Amounts receivable within one year40/41€250k€266k▲
Trade receivables40€228k€142k▼
Other amounts receivable41€22k€124k▲
Cash at bank and in hand54/58€2k€28k▲
Deferred charges and accrued income490/1€2k€28▼
Equity and liabilities
Total equity and liabilities10/49€263k€298k▲
Equity10/15€205k€241k▲
Contributions10/11€10k€10k=
Reserves13-€179k
Distributable reserves133-€179k
Profit (loss) carried forward14€195k€52k▼
Amounts payable17/49€59k€57k▼
Amounts payable within one year42/48€59k€57k▼
Trade debts44€730€9▼
Suppliers440/4€730€9▼
Taxes, remuneration and social security45€58k€57k▼
Taxes450/3€58k€57k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€2k€882▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€221k€83k▼
Operating profit (loss)9901€212k€74k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€69€77▲
Recurring financial charges65€69€77▲
Profit (loss) for the period before taxes9903€213k€77k▼
Income taxes67/77€56k€28k▼
Profit (loss) for the period9904€157k€49k▼
Profit (loss) for the period to be appropriated9905€157k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€195k€101k▼
Profit (loss) brought forward from the previous period14P€38k€52k▲
Transfer to equity691/2-€49k
To other reserves6921-€49k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2019net €157k ▲64.2%
Operating result €212k, net result €157k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.31
Current ratio from 1.25 to 4.31; short-term debt falls from €130k to €59k.
31-12
Financial
Equity above €200kEq €205k ▲330%
4 profitable years in a row build equity to €205k.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €56k
Net result €56k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 3.54
Current ratio from 0.68 to 3.54; short-term debt falls from €22k to €19k.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molièrelaan 2011050 ElseneGround area
421 m²
Building footprint
305 m²
Volume, LiDAR
7,176 m³
Parcel 21447B0310/00Z043, Brussels · tallest building 27.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Lazard Conseil
since 20192.292.678.340
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0310/00Z043 | Brussels | 421 m² | 1 · 305 m² | 27.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-08-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:olivier.jacquinot@progressus-corp.com