Layerz
ActiveLayerz has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €543k and a net result of €63k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-26
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 4.02 in 2024), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.4%
Return on assets
8.8%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
25 d early
2022
9 d early
2021
5 d early
2020
4 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€543k▲ 13.1%
2024 · €480k
2018: €146k
2019: €181k
2020: €211k
2021: €255k
2022: €322k
2023: €503k
2024: €480k
2018 → 2025
Total assets
€711k▲ 12.4%
2024 · €633k
2018: €218k
2019: €282k
2020: €357k
2021: €374k
2022: €417k
2023: €610k
2024: €633k
2018 → 2025
Net result
€63k▼ 21.7%
2024 · €80k
2018: €28k
2019: €47k
2020: €30k
2021: €76k
2022: €67k
2023: €181k
2024: €80k
2018 → 2025
Working capital
€377k▲ 21.2%
2024 · €311k
2018: €59k
2019: €83k
2020: €62k
2021: €78k
2022: €125k
2023: €322k
2024: €311k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€255k-€322k▲ 26.1%€503k▲ 56.1%€480k▼ 4.4%€543k▲ 13.1%
Operating result€110k-€99k▼ 9.9%€249k▲ 153%€113k▼ 54.5%€88k▼ 22.6%
Net result€76k-€67k▼ 11.9%€181k▲ 171%€80k▼ 55.5%€63k▼ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 23% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €711k
Fixed assets
€209k▼ 3.9%
Current assets
€502k▲ 21.0%
Equity and liabilities €711k
Equity
€543k▲ 13.1%
Debt
€168k▲ 10.3%
The debt ratio falls from 24.1% to 23.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€112k▼
2024 · €150k
Cash flow
€87k▼
2024 · €116k
Solvency
76.4%▲
2024 · 75.9%
Current ratio
4.04▲
2024 · 4.02
Quick ratio
1.31▼
2024 · 2.24
Debt / equity
0.31▼
2024 · 0.32
ROE
11.6%▼
2024 · 16.7%
ROA
8.8%▼
2024 · 12.7%
Interest coverage
39.64▼
2024 · 52.04
Debt
€168k▲
2024 · €152k
Debt ≤ 1 year
€124k▲
2024 · €103k
Debt > 1 year
€44k▼
2024 · €49k
Income taxes
€24k▼
2024 · €32k
Staff costs
€48k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€711k▲
Fixed assets21/28€218k€209k▼
Tangible fixed assets22/27€218k€209k▼
Land and buildings22€140k€137k▼
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€68k€61k▼
Current assets29/58€415k€502k▲
Stocks and contracts in progress3€183k€339k▲
Stocks30/36€183k€339k▲
Amounts receivable within one year40/41€52k€65k▲
Trade receivables40€47k€59k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€174k€91k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€633k€711k▲
Equity10/15€480k€543k▲
Contributions10/11€12k€12k=
Reserves13€468k€531k▲
Distributable reserves133€468k€531k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€152k€168k▲
Amounts payable after more than one year17€49k€44k▼
Financial debts170/4€49k€44k▼
Amounts payable within one year42/48€103k€124k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€14k€46k▲
Suppliers440/4€14k€46k▲
Taxes, remuneration and social security45€15k€19k▲
Taxes450/3€11k€15k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€69k€54k▼
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Remuneration, social security and pensions62€49k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€24k▼
Other operating charges640/8€1k€7k▲
Non-recurring operating charges66A-€14k
Gross operating margin9900€199k€182k▼
Operating profit (loss)9901€113k€88k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€112k€87k▼
Income taxes67/77€32k€24k▼
Profit (loss) for the period9904€80k€63k▼
Profit (loss) for the period to be appropriated9905€80k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€63k▼
Transfer from equity791/2€103k€0▼
Transfer to equity691/2€80k€63k▼
To other reserves6921€80k€63k▼
Profit to be distributed694/7€103k€0▼
Return on contributions (dividend)694€103k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €500kEq €543k ▲13.1%
8 profitable years in a row build equity to €543k.
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €181k ▲171%
Operating result €249k, net result €181k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 7.06
Current ratio from 3.05 to 7.06; short-term debt falls from €61k to €53k.
30-09
Financial
Equity above €500kEq €503k ▲56.1%
6 profitable years in a row build equity to €503k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €211k ▲16.6%
3 profitable years in a row build equity to €211k.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €181k ▲24%
2 profitable years in a row build equity to €181k.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leenbosstraat 148830 HoogledeGround area
1,601 m²
Building footprint
178 m²
Volume, LiDAR
890 m³
Parcel 36005C0167/00B002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLEISTERWERKEN EDUARD JOSEPH
since 20122.216.484.147
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36005C0167/00B002 | Flanders | 1,601 m² | 1 · 178 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Goethals - Boute en Co
BE 0428.785.629
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R.V. CONSTRUCTIONS
BE 0892.384.558
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RUDY PLEISTERWERKEN
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GEUDENS KOEN
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ADB FINISH
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Of 3,988 companies in sector 43310 we hold annual accounts for 1,737. 948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2012
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.