LAYB
ActiveThe file of LAYB contains 1 historical bankruptcy publication and 1 administrative flag, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 5.0% (elevated). The 2025 annual accounts show negative equity (-€463) and a net result of -€463. Its solvency ranks better than 17% of 11425 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes
Profitability14
Solvency16
Growth-
Track record44
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
30 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2025, micro schema
Equity
-€463
Total assets
€4,894
Net result
-€463
Working capital
-€463
Turnover and EBIT margin not published: the micro schema does not require them.
Key figures and ratios
Debt
€5,357
Debt ≤ 1 year
€5,357
Ratios withheld: a balance sheet total of €4,894 is too small for a meaningful ratio.
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €1,093 |
| Gross operating margin9900 | €631 |
| Operating profit (loss)9901 | -€463 |
| Financial charges65/66B | €0 |
| Recurring financial charges65 | €0 |
| Profit (loss) for the period before taxes9903 | -€463 |
| Profit (loss) for the period9904 | -€463 |
| Profit (loss) for the period to be appropriated9905 | -€463 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €4,894 | |
| Current assets29/58 | €4,894 | |
| Amounts receivable within one year40/41 | €3,707 | |
| Trade receivables40 | €3,707 | |
| Cash at bank and in hand54/58 | €1,187 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €4,894 | |
| Equity10/15 | -€463 | |
| Profit (loss) carried forward14 | -€463 | |
| Amounts payable17/49 | €5,357 | |
| Amounts payable within one year42/48 | €5,357 | |
| Trade debts44 | €4,905 | |
| Suppliers440/4 | €4,905 | |
| Taxes, remuneration and social security45 | €158 | |
| Taxes450/3 | €158 | |
| Other amounts payable47/48 | €294 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€463 |
| Operating cash flow (approximation) | -€463 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
04-06
Bankruptcy
Judicial dissolution
Ondernemingsrechtbank Brussel
2025
16-05
KBO administration
Address struck
SignalNBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2024
Ground area
461 m²
Building footprint
192 m²
Volume, LiDAR
1,492 m³
Parcel 23078A0472/00L000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
666
companies at this address
See who is registered here
1 establishment unit
LAYB
since 20242.370.175.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AD-AUTO MOTION
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BE 1033.641.995
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BE 1037.086.386
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,415 companies in sector 46180 we hold annual accounts for 1,885. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
47241Retail sale of bread and pastry (bakery outlets)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.