LAYALI AL CHAM
ActiveThe computed 12-month bankruptcy probability of LAYALI AL CHAM is 4.2% (elevated). The 2024 annual accounts show equity of €154k and a net result of €39k. Equity is growing by ~48.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 18940 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+8
Solvency70▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 1.62 in 2023; short-term debt: 52.6% and cash: 5.2% of total assets), but 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
33 d late
2023
29 d late
2022
23 d late
2021
71 d late
2020
54 d late
2019
121 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€559k
EBIT margin
6.6%
Net result
€39k▲ 6.6%
2023 · €37k
2018: €1k
2019: €2k
2020: €18k
2021: €-21k
2022: €51k
2023: €37k
2018 → 2024
Working capital
€134k▲ 47.6%
2023 · €91k
2018: €2k
2019: €7k
2020: €23k
2021: €13k
2022: €62k
2023: €91k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€559k
Equity€37k-€22k▼ 39.9%€74k▲ 229%€110k▲ 50.1%€154k▲ 39.6%
Operating result€22k-€-20k€61k€37k▼ 39.1%€43k▲ 17.2%
Net result€18k-€-21k€51k€37k▼ 28.0%€39k▲ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €340k
Fixed assets
€27k▲ 1.9%
Current assets
€313k▲ 32.1%
Equity and liabilities €340k
Equity
€154k▲ 39.6%
Debt
€186k▲ 21.4%
The debt ratio falls from 58.0% to 54.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2023 · €46k
Cash flow
€50k▲
2023 · €46k
Solvency
45.4%▲
2023 · 42.0%
Current ratio
1.75▲
2023 · 1.62
Quick ratio
1.74▲
2023 · 1.47
Debt / equity
1.20▼
2023 · 1.38
ROE
25.5%▼
2023 · 33.4%
ROA
11.6%▼
2023 · 14.0%
Interest coverage
1463.89▲
2023 · 1271.03
Debt
€186k▲
2023 · €153k
Debt ≤ 1 year
€179k▲
2023 · €146k
Debt > 1 year
€7k=
2023 · €7k
Income taxes
€4k
Staff costs
€102k▲
2023 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€263k€340k▲
Fixed assets21/28€27k€27k▲
Tangible fixed assets22/27€27k€20k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€9k▼
Leasing and similar rights25€9k€4k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28-€7k
Current assets29/58€237k€313k▲
Stocks and contracts in progress3€22k€2k▼
Stocks30/36€22k€2k▼
Amounts receivable within one year40/41€164k€293k▲
Trade receivables40€157k€285k▲
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€50k€18k▼
Equity and liabilities
Total equity and liabilities10/49€263k€340k▲
Equity10/15€110k€154k▲
Contributions10/11€14k€19k▲
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€94k€134k▲
Amounts payable17/49€153k€186k▲
Amounts payable after more than one year17€7k€7k=
Financial debts170/4€7k€7k=
Amounts payable within one year42/48€146k€179k▲
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€106k€98k▼
Suppliers440/4€106k€98k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€33k€55k▲
Taxes450/3€27k€23k▼
Remuneration and social security454/9€6k€32k▲
Other amounts payable47/48€3k€24k▲
Income statement
Code20232024
Turnover70€559k-
Goods, raw materials, services and sundry goods60/61€437k-
Remuneration, social security and pensions62€75k€102k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€11k▲
Other operating charges640/8€2k€7k▲
Gross operating margin9900€122k€163k▲
Operating profit (loss)9901€37k€43k▲
Financial charges65/66B€36€37▲
Recurring financial charges65€36€37▲
Profit (loss) for the period before taxes9903€37k€43k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€37k€39k▲
Profit (loss) for the period to be appropriated9905€37k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€134k▲
Profit (loss) brought forward from the previous period14P€58k€94k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
31-12
Financial
Equity above €150kEq €154k ▲39.6%
3 profitable years in a row build equity to €154k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Equity above €100kEq €110k ▲50.1%
2 profitable years in a row build equity to €110k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
31-12
Financial
Weakest financial yearnet €-21k ▼213%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 121 days late
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 114 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria-Christinastraat 121020 BrusselGround area
218 m²
Building footprint
179 m²
Volume, LiDAR
2,414 m³
2 parcels, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
LAYALI AL CHAM
since 20152.242.396.213
Layali Al cham
since 20162.258.619.561
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0989/00P000 | Brussels | 124 m² | 1 · 86 m² | 20.8 m · 6 fl. |
| 21815D0264/00E005 | Brussels | 94 m² | 1 · 94 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBrussel2.242.396.213
Elsene2.258.619.561
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BROOD(JES)SHOP MAMMOET
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 7,211 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-06-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.