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Lavin27

Active
Private limited companyfounded 20241 yr activeProcessiestraat 130, 1070 Anderlecht, BelgiumKBO/BCE: BE 1016.202.088
Summary

The computed 12-month bankruptcy probability of Lavin27 is 4.1% (elevated). The 2025 annual accounts show negative equity (-€35,034) and a net result of -€35,034. Its solvency ranks better than 10% of 18973 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112
1 site
How big
€45,948total assets 2025
Equity
-€35,034
Loss
-€35,034
Turnover not published (abridged schema)
Financially healthy?
15 Critical Checked score 2025
Bankruptcy chance 12 m
4.1%
Who decides
Accounts filed 29 d late0 of 1 deed read
Why 15- Annual accounts: weaker financial profile- Higher-failure-rate region- Young company- Higher-failure-rate sector- Negative equityFiled after the deadlineShow the evidence

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39; short-term debt: 176.2% and cash: 4.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-76.2%
Return on assets
-76.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
29 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials

Fiscal year 2025Total assets €45,948Loss -€35,034Solvency -76.2%Liquidity 0.39
Total assets
€45,948
2025
Net result
-€35,034
2025
Equity
-€35,034
2025
Solvency
-76.2%
2025

Financials · fiscal year 2025, micro schema

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2025
Balance-sheet composition
Assets €45,948
Fixed assets €14,268
Current assets €31,680
Equity and liabilities
Equity-€35,034
Debt€80,982
Equity is negative: debt (€80,982) exceeds the balance-sheet total (€45,948).
Key figures and ratios2025
Key figures and ratios
2025 value
EBITDA
-€31,608
Cash flow
-€31,637
Solvency
-76.2%
Current ratio
0.39
Quick ratio
0.13
ROA
-76.2%
Interest coverage
-739.71
Debt
€80,982
Debt ≤ 1 year
€80,982
Staff costs
€29,010
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€45,948
Fixed assets21/28€14,268
Tangible fixed assets22/27€14,268
Plant, machinery and equipment23€9,815
Furniture and vehicles24€4,453
Current assets29/58€31,680
Stocks and contracts in progress3€20,789
Stocks30/36€20,789
Amounts receivable within one year40/41€9,013
Trade receivables40€7,246
Other amounts receivable41€1,766
Cash at bank and in hand54/58€1,878
Equity and liabilities
Total equity and liabilities10/49€45,948
Equity10/15-€35,034
Contributions10/11€0
Profit (loss) carried forward14-€35,034
Amounts payable17/49€80,982
Amounts payable within one year42/48€80,982
Taxes, remuneration and social security45€7,488
Taxes450/3€2,477
Remuneration and social security454/9€5,011
Other amounts payable47/48€73,494
Income statement Code2025
Remuneration, social security and pensions62€29,010
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,396
Other operating charges640/8€126
Gross operating margin9900-€2,472
Operating profit (loss)9901-€35,004
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€43
Recurring financial charges65€43
Profit (loss) for the period before taxes9903-€35,034
Profit (loss) for the period9904-€35,034
Profit (loss) for the period to be appropriated9905-€35,034
Appropriation of the result
Profit (loss) to be appropriated9906-€35,034

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€29,010
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,396
Other operating charges640/8€126
Gross operating margin9900-€2,472
Operating profit (loss)9901-€35,004
Financial income75/76B€13
Recurring financial income75€13
Financial charges65/66B€43
Recurring financial charges65€43
Profit (loss) for the period before taxes9903-€35,034
Profit (loss) for the period9904-€35,034
Profit (loss) for the period to be appropriated9905-€35,034
Line2025
Assets
Total assets20/58€45,948
Fixed assets21/28€14,268
Tangible fixed assets22/27€14,268
Plant, machinery and equipment23€9,815
Furniture and vehicles24€4,453
Current assets29/58€31,680
Stocks and contracts in progress3€20,789
Stocks30/36€20,789
Amounts receivable within one year40/41€9,013
Trade receivables40€7,246
Other amounts receivable41€1,766
Cash at bank and in hand54/58€1,878
Equity and liabilities
Total equity and liabilities10/49€45,948
Equity10/15-€35,034
Contributions10/11€0
Profit (loss) carried forward14-€35,034
Amounts payable17/49€80,982
Amounts payable within one year42/48€80,982
Taxes, remuneration and social security45€7,488
Taxes450/3€2,477
Remuneration and social security454/9€5,011
Other amounts payable47/48€73,494
Line2025
Profit (loss) for the period9904-€35,034
+ Depreciation and write-downs630€3,396
Operating cash flow (approximation)-€31,637

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,504 companies in this sector we hold annual accounts for 5,855. See the whole sector

Timeline

1 eventLatest 29-08-2026

History

On 14 November 2024, Lavin27 was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Support & recognitions

1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations1

Food safety, FASFC

1 site
Anderlechtunit no. 2.366.195.333
1 permission
Toelating · Detailhandel · since 27-11-2024

Company details

Private limited company · founded 14-11-2024Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded14-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47252Retail sale of beverages, general range
47260Retail trade
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016202088
Also 9925:BE1016202088
Registered 11-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
167 m²
Building footprint
160 m²
Volume, LiDAR
1,959 m³
Parcel 21308H0462/00C000, Brussels · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Lavin27
Victor en Jules Bertauxlaan 116, 1070 AnderlechtRetail trade
since 2024unit no. 2.366.195.333
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0462/00C000 Brussels 167 m² 1 · 160 m² 13.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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