LAVIN
ActiveLAVIN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €664k and a net result of €255k. Equity is shrinking by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 13935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+29
Solvency92▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.63 in 2024; short-term debt: 31.8% and cash: 8.7% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
25.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
31 d late
2022
on the day
2021
6 d early
2020
31 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€664k▼ 27.0%
2024 · €910k
2018: €1.71M
2019: €1.71M
2020: €1.62M
2021: €763k
2022: €1.11M
2023: €739k
2024: €910k
2018 → 2025
Total assets
€988k▼ 22.6%
2024 · €1.28M
2018: €1.94M
2019: €1.94M
2020: €1.64M
2021: €1.38M
2022: €1.33M
2023: €1.31M
2024: €1.28M
2018 → 2025
Net result
€255k▲ 49.1%
2024 · €171k
2018: €-49k
2019: €-2k
2020: €-91k
2021: €147k
2022: €344k
2023: €132k
2024: €171k
2018 → 2025
Working capital
€657k▲ 11.1%
2024 · €591k
2018: €1.93M
2019: €1.92M
2020: €493k
2021: €386k
2022: €275k
2023: €316k
2024: €591k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€763k-€1.11M▲ 45.1%€739k▼ 33.3%€910k▲ 23.1%€664k▼ 27.0%
Operating result€66k-€315k▲ 379%€110k▼ 65.1%€89k▼ 19.5%€316k▲ 257%
Net result€147k-€344k▲ 134%€132k▼ 61.7%€171k▲ 29.7%€255k▲ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 257% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €988k
Fixed assets
€16k▼ 94.9%
Current assets
€971k▲ 1.7%
Equity and liabilities €988k
Equity
€664k▼ 27.0%
Debt
€323k▼ 11.8%
The debt ratio rises from 28.7% to 32.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€322k▲
2024 · €95k
Cash flow
€261k▲
2024 · €177k
Solvency
67.3%▼
2024 · 71.3%
Current ratio
3.09▲
2024 · 2.63
Quick ratio
3.09▲
2024 · 2.63
Debt / equity
0.49▲
2024 · 0.40
ROE
38.3%▲
2024 · 18.8%
ROA
25.8%▲
2024 · 13.4%
Interest coverage
116.99▲
2024 · -38.04
Debt
€323k▼
2024 · €366k
Debt ≤ 1 year
€314k▼
2024 · €363k
Income taxes
€121k▲
2024 · €42k
Staff costs
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€988k▼
Fixed assets21/28€321k€16k▼
Tangible fixed assets22/27€21k€16k▼
Furniture and vehicles24€21k€16k▼
Financial fixed assets28€300k€0▼
Current assets29/58€955k€971k▲
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€726€4k▲
Other amounts receivable41€3k€3k▼
Current investments50/53€795k€876k▲
Cash at bank and in hand54/58€154k€86k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.28M€988k▼
Equity10/15€910k€664k▼
Contributions10/11€500k€1▼
Reserves13€410k€664k▲
Distributable reserves133€410k€664k▲
Amounts payable17/49€366k€323k▼
Amounts payable within one year42/48€363k€314k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€57k€159k▲
Taxes450/3€57k€159k▲
Other amounts payable47/48€305k€153k▼
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€97k€323k▲
Operating profit (loss)9901€89k€316k▲
Financial income75/76B€122k€63k▼
Recurring financial income75€122k€63k▼
Financial charges65/66B€-2k€3k▲
Recurring financial charges65€-2k€3k▲
Profit (loss) for the period before taxes9903€213k€376k▲
Income taxes67/77€42k€121k▲
Profit (loss) for the period9904€171k€255k▲
Profit (loss) for the period to be appropriated9905€171k€255k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€255k▲
Transfer to equity691/2€171k€255k▲
To other reserves6921€171k€255k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €344k ▲134%
Net result €344k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.11M ▲45.1%
2 profitable years in a row build equity to €1.11M.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €147k
Net result €147k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 48 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 362930 BrasschaatGround area
3.3 ha
Building footprint
1.6 ha
Volume, LiDAR
114,643 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Bredabaan 36, 2930 Brasschaat
since 20132.218.540.844
Luithagen-Haven 9, 2030 Antwerpen
since 20162.268.379.345
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11815D0262/00D000 | Flanders | 2.8 ha | 1 · 1.5 ha | 9.1 m · 2 fl. |
| 11322E0418/00A002 | Flanders | 5,813 m² | 1 · 629 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755001U2VQ6ASA8T525
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2013
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.