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Private limited companyfounded 200917 yrs activeDiestsesteenweg 450, 3202 Aarschot, BelgiumKBO/BCE: BE 0816.886.884
Summary

LAVER has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.73M and a net result of €867k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 918 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
29 d early
2023
44 d early
2022
47 d early
2021
52 d early
2020
52 d early
2019
50 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.73M▲ 100.0%
2024 · €867k
2019: €225klowest in 7 years 2020: €307k▲ +36.5% vs 2019 2021: €396k▲ +28.9% vs 2020 2022: €496k▲ +25.4% vs 2021 2023: €678k▲ +36.6% vs 2022 2024: €867k▲ +28.0% vs 2023 2025: €1.73M▲ +100.0% vs 2024highest in 7 years
2019 → 2025
Total assets
€3.25M▲ 16.1%
2024 · €2.80M
2019: €329klowest in 7 years 2020: €395k▲ +20.0% vs 2019 2021: €438k▲ +10.8% vs 2020 2022: €2.44M▲ +458% vs 2021 2023: €2.84M▲ +16.4% vs 2022 2024: €2.80M▼ -1.4% vs 2023 2025: €3.25M▲ +16.1% vs 2024highest in 7 years
2019 → 2025
Net result
€867k▲ 358%
2024 · €189k
2019: €30klowest in 7 years 2020: €82k▲ +177% vs 2019 2021: €89k▲ +8.1% vs 2020 2022: €100k▲ +13.0% vs 2021 2023: €182k▲ +80.8% vs 2022 2024: €189k▲ +4.3% vs 2023 2025: €867k▲ +358% vs 2024highest in 7 years
2019 → 2025
Working capital
€560k
2024 · €-143k
2019: €325k 2020: €387k▲ +19.1% vs 2019 2021: €426k▲ +10.0% vs 2020 2022: €61k▼ -85.6% vs 2021 2023: €-141k▼ -329% vs 2022 2024: €-143k▼ -1.9% vs 2023lowest in 7 years 2025: €560k▲ +491% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€396k-€496k▲ 25.4%€678k▲ 36.6%€867k▲ 28.0%€1.73M▲ 100.0% 2021: €396klowest in 5 years 2022: €496k▲ +25.4% vs 2021 2023: €678k▲ +36.6% vs 2022 2024: €867k▲ +28.0% vs 2023 2025: €1.73M▲ +100.0% vs 2024highest in 5 years
Operating result€118k-€152k▲ 28.5%€263k▲ 73.3%€280k▲ 6.5%€236k▼ 15.6% 2021: €118klowest in 5 years 2022: €152k▲ +28.5% vs 2021 2023: €263k▲ +73.3% vs 2022 2024: €280k▲ +6.5% vs 2023highest in 5 years 2025: €236k▼ -15.6% vs 2024
Net result€89k-€100k▲ 13.0%€182k▲ 80.8%€189k▲ 4.3%€867k▲ 358% 2021: €89klowest in 5 years 2022: €100k▲ +13.0% vs 2021 2023: €182k▲ +80.8% vs 2022 2024: €189k▲ +4.3% vs 2023 2025: €867k▲ +358% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250k€500k€750kOperating result 2021: €118k€118kNet result 2021: €89k€89kOperating result 2022: €152k€152kNet result 2022: €100k€100kOperating result 2023: €263k€263kNet result 2023: €182k€182kOperating result 2024: €280k€280kNet result 2024: €189k€189kOperating result 2025: €236k€236kNet result 2025: €867k€867k20212022202320242025€0€250k€500k€750kOperating result 2023: €263k€263kNet result 2023: €182k€182kOperating result 2024: €280k€280kNet result 2024: €189k€189kOperating result 2025: €236k€236kNet result 2025: €867k€867k202320242025
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.25M
Fixed assets €2.42M =
Current assets €834k ▲ 118%
Equity and liabilities €3.25M
Equity €1.73M ▲ 100.0%
Debt €1.52M ▼ 21.5%
Debt's share of the balance-sheet total falls from 69.1% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
50.0%▲
2024 · 21.8%
ROA
26.6%▲
2024 · 6.8%
Debt ≤ 1 year
€274k▼
2024 · €526k
Debt > 1 year
€1.25M▼
2024 · €1.41M
Income taxes
€140k▲
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.80M€3.25M▲
Fixed assets21/28€2.42M€2.42M=
Financial fixed assets28€2.42M€2.42M=
Current assets29/58€383k€834k▲
Amounts receivable after more than one year29€125k€125k=
Other amounts receivable291€125k€125k=
Amounts receivable within one year40/41€66k€517k▲
Trade receivables40€12k€12k=
Other amounts receivable41€54k€505k▲
Cash at bank and in hand54/58€192k€192k▲
Equity and liabilities
Total equity and liabilities10/49€2.80M€3.25M▲
Equity10/15€867k€1.73M▲
Contributions10/11€19k€19k=
Reserves13€848k€1.72M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€848k€1.72M▲
Amounts payable17/49€1.94M€1.52M▼
Amounts payable after more than one year17€1.41M€1.25M▼
Financial debts170/4€1.41M€1.25M▼
Amounts payable within one year42/48€526k€274k▼
Current portion of amounts payable after more than one year42€176k€176k=
Trade debts44€235€448▲
Suppliers440/4€235€448▲
Taxes, remuneration and social security45€17k€97k▲
Taxes450/3€17k€97k▲
Other amounts payable47/48€333k€0▼
Accrued charges and deferred income492/3€2k€1k▼
Income statement Code20242025
Other operating charges640/8€496€968▲
Gross operating margin9900€280k€237k▼
Operating profit (loss)9901€280k€236k▼
Financial income75/76B€5k€800k▲
Recurring financial income75€5k€800k▲
Financial charges65/66B€32k€29k▼
Recurring financial charges65€32k€29k▼
Profit (loss) for the period before taxes9903€253k€1.01M▲
Income taxes67/77€63k€140k▲
Profit (loss) for the period9904€189k€867k▲
Profit (loss) for the period to be appropriated9905€189k€867k▲
Appropriation of the result
Profit (loss) to be appropriated9906€189k€867k▲
Transfer to equity691/2€189k€867k▲
To other reserves6921€189k€867k▲
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Other operating charges640/8-€62€410€496€968▲ 94.9%
Gross operating margin9900€118k€152k€263k€280k€237k▼ 15.4%
Operating profit (loss)9901€118k€152k€263k€280k€236k▼ 15.6%
Financial income75/76B-€5k€5k€5k€800k▲ 15,890%
Recurring financial income75€5k€5k€5k€5k€800k▲ 15,890%
Financial charges65/66B-€23k€26k€32k€29k▼ 10.0%
Recurring financial charges65€5k€23k€26k€32k€29k▼ 10.0%
Profit (loss) for the period before taxes9903€118k€134k€242k€253k€1.01M▲ 299%
Income taxes67/77€29k€33k€61k€63k€140k▲ 121%
Profit (loss) for the period9904€89k€100k€182k€189k€867k▲ 358%
Profit (loss) for the period to be appropriated9905€89k€100k€182k€189k€867k▲ 358%
Line20212022202320242025Change
Assets
Total assets20/58€438k€2.44M€2.84M€2.80M€3.25M▲ 16.1%
Fixed assets21/28-€2.20M€2.42M€2.42M€2.42M=
Financial fixed assets28-€2.20M€2.42M€2.42M€2.42M=
Current assets29/58€438k€244k€424k€383k€834k▲ 118%
Amounts receivable after more than one year29-€125k€125k€125k€125k=
Other amounts receivable291-€125k€125k€125k€125k=
Amounts receivable within one year40/41€67k€73k€91k€66k€517k▲ 684%
Trade receivables40-€12k€12k€12k€12k=
Other amounts receivable41-€61k€79k€54k€505k▲ 838%
Cash at bank and in hand54/58€246k€46k€208k€192k€192k▲ 0.1%
Equity and liabilities
Total equity and liabilities10/49€438k€2.44M€2.84M€2.80M€3.25M▲ 16.1%
Equity10/15€396k€496k€678k€867k€1.73M▲ 100.0%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€377k€478k€659k€848k€1.72M▲ 102%
Non-distributable reserves130/1-€2k€2k€0--
Reserves not available under the articles1311-€2k€2k€0--
Distributable reserves133-€476k€657k€848k€1.72M▲ 102%
Amounts payable17/49€42k€1.95M€2.17M€1.94M€1.52M▼ 21.5%
Amounts payable after more than one year17€30k€1.76M€1.60M€1.41M€1.25M▼ 11.5%
Financial debts170/4-€1.76M€1.60M€1.41M€1.25M▼ 11.5%
Amounts payable within one year42/48€12k€183k€564k€526k€274k▼ 48.0%
Current portion of amounts payable after more than one year42-€176k€176k€176k€176k=
Financial debts43-€18€0---
Credit institutions430/8-€18€0---
Trade debts44€473€194€315€235€448▲ 90.6%
Suppliers440/4-€194€315€235€448▲ 90.6%
Taxes, remuneration and social security45-€7k€10k€17k€97k▲ 476%
Taxes450/3-€7k€10k€17k€97k▲ 476%
Other amounts payable47/48--€378k€333k€0▼ 100%
Accrued charges and deferred income492/3-€2k€2k€2k€1k▼ 33.6%
Line20212022202320242025Change
Profit (loss) for the period9904€89k€100k€182k€189k€867k▲ 358%
Operating cash flow (approximation)€89k€100k€182k€189k€867k▲ 358%
Investment in fixed assets (approximation)--€-221k€0€0-
Change in cash-€-200k€161k€-16k€269▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
11-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Highest result since 2019net €867k ▲358%
Net result €867k, the highest in the series.
30-06
Financial Liquidity quadruplescurrent ratio 3.05
Current ratio from 0.73 to 3.05; short-term debt falls from €526k to €274k.
30-06
Financial Equity above €1MEq €1.73M ▲100%
7 profitable years in a row build equity to €1.73M.
02-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Equity above €500kEq €678k ▲36.6%
5 profitable years in a row build equity to €678k.
2022
15-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
10-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
10-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
14-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
967 m²
Building footprint
183 m²
Volume, LiDAR
1,248 m³
Parcel 24092B0415/00S002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LAVER
Diestsesteenweg 450, 3202 AarschotFood and beverage service activities
since 20092.179.582.971
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24092B0415/00S002 Flanders 967 m² 1 · 183 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Aarschot2.179.582.971
1 permission
Apotheek (LM>3 maand) · since 01-08-2009

Similar companies · same sector, comparable size

Of 421 companies in sector 77400 we hold annual accounts for 152. 59 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-2009
Fiscal year end30-06
Activities, NACEBEL 2025
77400Rental and leasing activities
64210Activities of holding companies
85599Other education

Scores and ratios are computed by Checked and are not a credit decision.