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LAVELCO

Active
Private limited companyfounded 2016active for 9 yearsKielsbroek 4, 2020 Antwerpen, BelgiumKBO/BCE: BE 0665.753.065
Summary

The computed 12-month bankruptcy probability of LAVELCO is 1.7% (moderate). The 2025 annual accounts show equity of €55,430 and a net result of €4,601, of which €6,096 non-recurring income. Equity has been growing by about 5.3% per year since 2018. Its solvency ranks better than 33% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-11-2016 Normal situation
Registered office
76 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Wholesale trade NACE 46360and 3 others
Establishment unit
2.260.861.647 2020 Antwerpen, since 10-01-2017
Financial year end
31 December
Peppol
Reachable since 04-09-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€32,568
▲ 119%
Turnover
≈ €250,000
estimated
Profit
€4,601
▲ 53.4%
Equity
€55,430
▲ 9.1%
Total assets
€297,420
▼ 49.9%
  • 2025 accounts filed 75 days after the deadline
Score breakdownraises riskLast filed accounts filed 75 days late; 2 of the last 3 accounts lateSize: total assets €297,420Sector: Wholesale trade (NACE 46)Equity €55,430 (18.6% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 44+10
equity 18.6% of total assets
Liquidity 28+20
short-term debt 62.5% · cash 8.9%
Profitability 71+2
return on assets 1.5%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.2%▼ -0.2 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.1%▼ -0.1 percentage points vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.4 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 1.1%▼ -0.9 percentage points vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.0%▼ -0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026lowest value 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%▲ +0.4 percentage points vs 07-2026 09-2026: 1.8%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%▼ -0.1 percentage points vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.45 (1.15 in 2024), below the usual 1.5. Short-term debt is 62.5% and cash 8.9% of total assets. 81.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 30% of them on solvency, 26% on liquidity, 55% on profitability and 63% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 75 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €297,420
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Equity €55,430 (18.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
75 days late
2024
30 days late
2023
36 days late
2022
31 days late
2021
24 days late
2020
31 days late
2019
132 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 51 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Appointment: M’RABET-MOUILKI Bilal (director)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as LAVELCO: wholesale trade (NACE 46360). They are comparable in size and age: total assets between €127,000 and €482,000, founded between 2011 and 2017.

CompanyTotal assetsGross margin
LAVELCO Antwerpen€297,420€32,568
PRALIWEB Bilzen-Hoeselt€482,273€37,432
De Makerij Hulshout€214,804€40,407
CONFISERIE LEOPOLD Pajottegem€236,644€45,773
Shantam Dendermonde€252,158€41,740
IMAA-SIS Anderlecht€171,405€57,269
Wiezewafels Aalst€127,461€43,368
Full comparison

Key facts about LAVELCO

What is the company number of LAVELCO?
The company number of LAVELCO is 0665.753.065. The VAT number is the same number with BE in front: BE 0665.753.065.
Where is LAVELCO based?
The registered office is at Kielsbroek 4, 2020 Antwerpen.Company details
What does LAVELCO do?
According to the KBO register, the main activity is wholesale trade (NACE 46360).
What is the legal form of LAVELCO?
The legal form of LAVELCO is Private limited company (BV).
When was LAVELCO founded?
LAVELCO was founded on 04-11-2016.
Is LAVELCO still active?
Yes, LAVELCO is an active enterprise in the KBO register.
What is the turnover of LAVELCO?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €32,568 and 35 comparable companies (NACE 463). It probably lies between €130,000 and €550,000.Financials
Is LAVELCO profitable?
In financial year 2025, LAVELCO made a profit of €4,601.
Where can I find the annual accounts of LAVELCO?
LAVELCO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LAVELCO due?
LAVELCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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