LAVANDO
ActiveSummary
LAVANDO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €446,200 and a net result of €179,700. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+62
Solvency87▲+16
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.28 in 2024; short-term debt: 36.9% and cash: 4.1% of total assets), and 38.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
24.8%
Age of the figures
14 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €446,200
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 23-01-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
29 d early
2023
30 d early
2022
81 d early
2021
73 d early
2020
33 d early
2019
61 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 49 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close28-09-2026 today28-02-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€446,200▲ 67.4%
2024 · €266,500
Total assets
€725,247▲ 25.9%
2024 · €576,076
Net result
€179,700
2024 · -€792
Working capital
€99,541
2024 · -€192,183
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,467▼ 9.8%€7,342▼ 29.9%€9,939▲ 35.4%€10,713▲ 7.8%€247,351▲ 2,209%
Net result-€1,332-€4,765▼ 258%-€2,428▲ 49.0%-€792▲ 67.4%€179,700
Equity€274,485▼ 0.5%€269,720▼ 1.7%€267,292▼ 0.9%€266,500▼ 0.3%€446,200▲ 67.4%
Total assets€581,242▼ 1.3%€603,579▲ 3.8%€588,703▼ 2.5%€576,076▼ 2.1%€725,247▲ 25.9%
Debt€306,758▼ 2.0%€333,859▲ 8.8%€321,411▼ 3.7%€309,576▼ 3.7%€279,047▼ 9.9%
Working capital-€196,748▲ 2.8%-€193,226▲ 1.8%-€187,992▲ 2.7%-€192,183▼ 2.2%€99,541
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2,209% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725,247
Fixed assets
€358,137 ▼ 28.4%
Current assets
€367,110 ▲ 385%
Equity and liabilities €725,247
Equity
€446,200 ▲ 67.4%
Debt
€279,047 ▼ 9.9%
Debt's share of the balance-sheet total falls from 53.7% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€261,809▲
2024 · €28,665
Cash flow
€194,158▲
2024 · €17,160
Current ratio
1.37▲
2024 · 0.28
Debt to equity
0.63▼
2024 · 1.16
ROE
40.3%▲
2024 · -0.3%
ROA
24.8%▲
2024 · -0.1%
Interest coverage
15.98▲
2024 · 2.39
Debt ≤ 1 year
€267,569▼
2024 · €267,879
Debt > 1 year
€0▼
2024 · €33,199
Income taxes
€51,386
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €237,214 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,209 | €20,347 | €20,347 | €17,952 | €14,458 | ▼ 19.5% |
| Other operating charges640/8 | - | €4,035 | €3,700 | €4,631 | €3,563 | ▼ 23.1% |
| Gross operating margin9900 | €34,581 | €31,724 | €33,986 | €33,296 | €265,371 | ▲ 697% |
| Operating profit (loss)9901 | €10,467 | €7,342 | €9,939 | €10,713 | €247,351 | ▲ 2,209% |
| Financial income75/76B | - | €83 | €0 | €502 | €114 | ▼ 77.3% |
| Recurring financial income75 | - | €83 | €0 | €502 | €114 | ▼ 77.3% |
| Financial charges65/66B | - | €12,189 | €12,366 | €12,007 | €16,379 | ▲ 36.4% |
| Recurring financial charges65 | €11,799 | €12,189 | €12,366 | €12,007 | €16,379 | ▲ 36.4% |
| Profit (loss) for the period before taxes9903 | -€1,332 | -€4,765 | -€2,428 | -€792 | €231,086 | ▲ 29,267% |
| Income taxes67/77 | - | - | - | - | €51,386 | - |
| Profit (loss) for the period9904 | -€1,332 | -€4,765 | -€2,428 | -€792 | €179,700 | ▲ 22,781% |
| Profit (loss) for the period to be appropriated9905 | -€1,332 | -€4,765 | -€2,428 | -€792 | €179,700 | ▲ 22,781% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €581,242 | €603,579 | €588,703 | €576,076 | €725,247 | ▲ 25.9% |
| Fixed assets21/28 | €549,974 | €529,627 | €509,280 | €500,381 | €358,137 | ▼ 28.4% |
| Tangible fixed assets22/27 | €549,974 | €529,627 | €509,280 | €500,381 | €358,137 | ▼ 28.4% |
| Land and buildings22 | - | €529,627 | €509,280 | €500,381 | €358,137 | ▼ 28.4% |
| Current assets29/58 | €31,268 | €73,952 | €79,424 | €75,695 | €367,110 | ▲ 385% |
| Amounts receivable within one year40/41 | - | €25 | €0 | €151 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €25 | €0 | €151 | €0 | ▼ 100% |
| Current investments50/53 | - | €37,581 | €37,581 | €37,581 | €337,581 | ▲ 798% |
| Cash at bank and in hand54/58 | €31,268 | €35,029 | €41,843 | €37,964 | €29,529 | ▼ 22.2% |
| Deferred charges and accrued income490/1 | - | €1,317 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €581,242 | €603,579 | €588,703 | €576,076 | €725,247 | ▲ 25.9% |
| Equity10/15 | €274,485 | €269,720 | €267,292 | €266,500 | €446,200 | ▲ 67.4% |
| Contributions10/11 | €297,472 | €297,472 | €297,472 | €297,472 | €297,472 | = |
| Capital10 | - | €297,472 | €297,472 | €297,472 | €297,472 | = |
| Issued capital100 | - | €297,472 | €297,472 | €297,472 | €297,472 | = |
| Reserves13 | - | - | - | - | €148,728 | - |
| Distributable reserves133 | - | - | - | - | €148,728 | - |
| Profit (loss) carried forward14 | -€22,988 | -€27,752 | -€30,180 | -€30,972 | €0 | ▲ 100% |
| Amounts payable17/49 | €306,758 | €333,859 | €321,411 | €309,576 | €279,047 | ▼ 9.9% |
| Amounts payable after more than one year17 | €70,904 | €58,747 | €46,183 | €33,199 | €0 | ▼ 100% |
| Financial debts170/4 | - | €58,747 | €46,183 | €33,199 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €228,016 | €267,178 | €267,416 | €267,879 | €267,569 | ▼ 0.1% |
| Current portion of amounts payable after more than one year42 | - | €12,157 | €12,564 | €12,984 | €0 | ▼ 100% |
| Trade debts44 | €468 | €388 | €0 | €42 | €8 | ▼ 81.1% |
| Suppliers440/4 | - | €388 | €0 | €42 | €8 | ▼ 81.1% |
| Taxes, remuneration and social security45 | - | €2,802 | €3,022 | €3,022 | €15,731 | ▲ 421% |
| Taxes450/3 | - | €2,802 | €3,022 | €3,022 | €15,731 | ▲ 421% |
| Other amounts payable47/48 | - | €251,830 | €251,830 | €251,830 | €251,830 | = |
| Accrued charges and deferred income492/3 | - | €7,934 | €7,811 | €8,498 | €11,478 | ▲ 35.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,332 | -€4,765 | -€2,428 | -€792 | €179,700 | ▲ 22,781% |
| + Depreciation and write-downs630 | €20,209 | €20,347 | €20,347 | €17,952 | €14,458 | ▼ 19.5% |
| Operating cash flow (approximation) | €18,878 | €15,583 | €17,920 | €17,160 | €194,158 | ▲ 1,031% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€9,053 | €127,786 | ▲ 1,511% |
| Change in cash | - | €3,761 | €6,814 | -€3,879 | -€8,435 | ▼ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
Financial
Back to profitnet €179,700
Net result €179,700 after 4 loss-making years.
31-07
Financial
Liquidity times 5current ratio 1.37
Current ratio from 0.28 to 1.37; short-term debt falls from €267,879 to €267,569.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-07
Financial
Weakest financial yearnet -€4,765
Net result drops to -€4,765, the lowest in the series; recovery starts the following year.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 1993
Ground area
312 m²
Building footprint
133 m²
Volume, LiDAR
901 m³
Parcel 44066D0848/00L000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
LAVANDO NV
since 19932.062.096.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066D0848/00L000 | Flanders | 312 m² | 1 · 133 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded01-04-1993
Fiscal year end31-07
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationGeneral meeting
1. Verslag raad van bestuur. 2. Goedkeuring jaarrekening per 31 juli 2009. 3. Ontlasting aan bestuurders. Zich schikken naar de statuten.