Summary
LAVAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €190,003 and a net result of €12,356. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 20% of 3,019 sector peers (NACE 66, financial year 2025). The company has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
13-08
Gazette deed
RestructuringMerger · Declaration · Dissolution12 facts ▸
Gazette deed
Restructuring
Merger · Declaration · Dissolution12 facts ▸
- General meeting, 28-07-2025
- Other provision, “kennisname en bespreking van stukken, laatste drie boekjaren” (deed in Dutch)
- Other provision, “verzaking aan opstellen tussentijdse cijfers, laatste jaarrekening goedgekeurd voor boekjaar meer dan zes maanden vóór datum fusievoorstel” (deed in Dutch)
- Merger, “geruisloze fusie, overname” (deed in Dutch)
- Declaration, “geen bevoorrechte aandelen of effecten” (deed in Dutch)
- Declaration, “geen bijzondere voordelen voor bestuurders” (deed in Dutch)
- Other provision, “eigendomsovergang” (deed in Dutch)
- Declaration, “geen onroerende goederen in overgedragen vermogen” (deed in Dutch)
- Dissolution, “ontbinding zonder vereffening, geruisloze fusie” (deed in Dutch)
- Power of attorney
- Power of attorney, Katrijn Conjaerts
- Other provision, “bestuurders”, director discharge (deed in Dutch)
01-07
NBB filing
Annual accounts filed
financial year 2024 · abbreviated format
11-06
Gazette deed
RestructuringMerger · Director in office · Capital14 facts ▸
Gazette deed
Restructuring
Merger · Director in office · Capital14 facts ▸
- Merger, “fusie door overneming, verzekeringssector” (deed in Dutch)
- Director in office, Veronique Kmetyko (director (not named in the articles))
- Capital, €18,592.01
- Capital, €1,250
- Shareholding, 50
- Accounting effect, 01-01-2025
- Other provision, “rechten bijzondere rechthebbenden, artikel 12:50,3° WVV” (deed in Dutch)
- Other provision, “bijzonder voordeel bestuursorganen, artikel 12:50,4° WVV” (deed in Dutch)
- Other provision, “bodemsanering-onroerende goederen” (deed in Dutch)
- Net-asset statement, 31-12-2024
- Power of attorney, Topff,Lopez-Hernandez & Lauwers,geassocieerde notarissen
- Other provision, “fiscale verklaringen, artikelen 183bis en 211,§1 WIB,artikelen 11 en 18,§3 BTW-Wetboek,artikel 117 §1 W.Reg.” (deed in Dutch)
- +2 further facts in this act
2024
31-12
Financial
Highest result from 2018 to 2025net €96,599 ▲267%
Net result €96,599, the highest in the series.
31-12
Financial
Liquidity more than doubledcurrent ratio 4.03
Current ratio from 1.62 to 4.03.
19-12
Gazette deed
Registered officeRegistered-office move2 facts ▸
Gazette deed
Registered office
Registered-office move2 facts ▸
- Board meeting, 02-12-2024
- Registered-office move, ELISABETHWAL 27 BUS 2 3700 TONGEREN
01-07
NBB filing
Annual accounts filed
financial year 2023 · abbreviated format
2023
31-12
Financial
Equity above €150,000equity €160,605 ▲19.6%
2 profitable years in a row build equity to €160,605.
27-06
NBB filing
Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial
Back to profitnet €25,479
Net result €25,479 after one loss-making year.
06-07
NBB filing
Annual accounts filed
financial year 2021 · micro format
Show earlier events
2021
31-12
Financial
Weakest financial yearnet -€17,158
Net result drops to -€17,158, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
financial year 2020 · abbreviated format · 5 days late
2020
10-08
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format · 10 days late
2019
26-07
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format
2018
17-07
NBB filing
Annual accounts filed
financial year 2017 · abbreviated format
2017
05-07
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 27 annual accounts filed, the latest 10 are here; all 27 are under Financials.
3 of 6 deeds read
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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