Financials
- Fiscal year
- 2025
- Total assets
- €546,835
- Loss
- -€72,698
- Solvency
- 5.0%
Lauvia
ActiveSummary
The computed 12-month bankruptcy probability of Lauvia is 2.2% (moderate). The 2025 annual accounts show equity of €27,302 and a net result of -€72,698. Its solvency ranks better than 29% of 14676 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Event catering
NACE 56210
1 site
Size
€546,835total assets 2025
- Equity
- €27,302
- Loss
- -€72,698
Turnover not published (abridged schema)
Structure
Accounts filed 21 d late0 of 1 deed read
Why 52- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Loss of €72,698 (FY 2025)+ Size: total assets €546,835Show the evidence
Checked score
Score 2025
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
30
equity 5.0% of total assets
Liquidity
40
short-term debt 44.5% · cash 9.6%
Profitability
5
return on assets -13.3%
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 4.7%
02-2026: 5.0%▲ +7.0% vs 01-2026
03-2026: 5.0%● 0.0% vs 02-2026
04-2026: 5.5%▲ +8.8% vs 03-2026
05-2026: 5.5%▼ -0.4% vs 04-2026
06-2026: 5.3%▼ -3.6% vs 05-2026
07-2026: 5.3%▲ +0.7% vs 06-2026
08-2026: 5.8%▲ +8.6% vs 07-2026highest value
09-2026: 2.2%▼ -61.9% vs 08-2026lowest value
10-2026: 2.2%● 0.0% vs 09-2026lowest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Size: total assets €546,835 lowers the probability for this profile
- Founded in 2024 raises the probability for this profile
- Loss of €72,698 (FY 2025) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.71; short-term debt: 44.5% and cash: 9.6% of total assets), and 95% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 29%, liquidity 35%, profitability 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 21-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Event cateringNACE 56210
- Founded
- 30-08-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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