Laurette Cosmetics
ActiveThe computed 12-month bankruptcy probability of Laurette Cosmetics is 2.1% (moderate). The annual accounts of Laurette Cosmetics for fiscal year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €12k and a net result of €-16k. Equity is growing by ~55.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 1512 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-93
Solvency43▼-13
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 9.8 against 6.63 in 2024; short-term debt: 9.3% and cash: 18.5% of total assets), but 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
-23.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
20 d late
2023
on the day
2022
20 d early
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 56.0%
2024 · €28k
2021: €-3k
2022: €6k
2023: €11k
2024: €28k
2021 → 2025
Total assets
€68k▼ 24.5%
2024 · €90k
2021: €37k
2022: €53k
2023: €65k
2024: €90k
2021 → 2025
Net result
€-16k
2024 · €18k
2021: €-8k
2022: €9k
2023: €5k
2024: €18k
2021 → 2025
Working capital
€56k▼ 22.0%
2024 · €72k
2021: €26k
2022: €39k
2023: €51k
2024: €72k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€6k€11k▲ 83.6%€28k▲ 167%€12k▼ 56.0%
Operating result€-8k-€9k€5k▼ 41.9%€22k▲ 318%€-16k
Net result€-8k-€9k€5k▼ 45.6%€18k▲ 267%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€6k▲ 0.6%
Current assets
€62k▼ 26.2%
Equity and liabilities €68k
Equity
€12k▼ 56.0%
Debt
€56k▼ 10.3%
The debt ratio rises from 68.8% to 81.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-13k▼
2024 · €24k
Cash flow
€-13k▼
2024 · €20k
Solvency
18.2%▼
2024 · 31.2%
Current ratio
9.80▲
2024 · 6.63
Quick ratio
2.10▼
2024 · 2.63
Debt / equity
4.50▲
2024 · 2.21
ROE
-127.1%▼
2024 · 62.6%
ROA
-23.1%▼
2024 · 19.5%
Interest coverage
-111.68▼
2024 · 214.43
Debt
€56k▼
2024 · €62k
Debt ≤ 1 year
€6k▼
2024 · €13k
Debt > 1 year
€49k=
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€68k▼
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€385€2k▲
Current assets29/58€84k€62k▼
Stocks and contracts in progress3€51k€49k▼
Stocks30/36€51k€49k▼
Amounts receivable within one year40/41€220-
Trade receivables40€220-
Cash at bank and in hand54/58€32k€13k▼
Deferred charges and accrued income490/1€941€738▼
Equity and liabilities
Total equity and liabilities10/49€90k€68k▼
Equity10/15€28k€12k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€23k€7k▼
Amounts payable17/49€62k€56k▼
Amounts payable after more than one year17€49k€49k=
Financial debts170/4€49k€49k=
Amounts payable within one year42/48€13k€6k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Other amounts payable47/48€3k€389▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€25k€-13k▼
Operating profit (loss)9901€22k€-16k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€114€117▲
Recurring financial charges65€114€117▲
Profit (loss) for the period before taxes9903€22k€-16k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€18k€-16k▼
Profit (loss) for the period to be appropriated9905€18k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€7k▼
Profit (loss) brought forward from the previous period14P€6k€23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-16k ▼189%
Net result drops to €-16k, the lowest in the series.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Highest result since 2021net €18k ▲267%
Operating result €22k, net result €18k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schapenstraat 1911750 LennikGround area
2,261 m²
Building footprint
357 m²
Volume, LiDAR
1,854 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Laurette Cosmetics
since 20202.306.087.601
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075A0239/00B000 | Flanders | 1,409 m² | 1 · 223 m² | 7.6 m · 2 fl. |
| 23072B0095/00Z000 | Flanders | 852 m² | 1 · 134 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 8,140 EUR awarded · 8,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,140 EUR | 1,140 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 421 companies in sector 77400 we hold annual accounts for 152. 76 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2020
Fiscal year end31-12
Activities, NACEBEL
77400Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.