Equity
-€2,524
Debts exceed assets in financial year 2025.
Laurent GOBERT
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003peak €86,006 (2008)
€3,696▲ €7,970
lowest -€17,373 (2021)
-€4,803▲ €10,006
peak €38,575 (2020)
-€2,524▼ €4,803
€56,127▼ 3.5%
peak 3 FTE (2006)
-not published
Board1 name since 2013
1 directorLaurent GOBERT
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Gross margin from -€4,274 to €3,696Loss of €4,803Equity from €2,279 to -€2,524
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 15% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.3%▲ +0.1 percentage points vs 03-2025
05-2025: 1.6%▲ +0.3 percentage points vs 04-2025
06-2025: 2.7%▲ +1.1 percentage points vs 05-2025highest value
07-2025: 2.7%● unchanged vs 06-2025highest value
08-2025: 2.7%● unchanged vs 07-2025highest value
09-2025: 2.7%● unchanged vs 08-2025highest value
10-2025: 2.7%● unchanged vs 09-2025highest value
11-2025: 2.7%● unchanged vs 10-2025highest value
12-2025: 1.2%▼ -1.5 percentage points vs 11-2025lowest value
01-2026: 1.2%● unchanged vs 12-2025lowest value
02-2026: 1.2%● unchanged vs 01-2026lowest value
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.5%▲ +0.3 percentage points vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 1.5%● unchanged vs 07-2026
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 1.4%▼ -0.1 percentage points vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€2,524
Loss of €4,803, the second in a row (financial year 2025)
lowers risk
Size: total assets €53,603
Founded in 2002
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 13% of them on solvency, 25% on liquidity, 21% on profitability and 1% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as Laurent GOBERT has now. Each dot stands for 7 companies, two years later.
90.4%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Laurent GOBERT itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for Laurent GOBERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Short-term debt is 56.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€2,524
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 days early
2024
65 days early
2023
41 days early
2022
47 days early
2021
80 days early
2020
61 days early
2019
79 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 64 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointment: Laurent GOBERT (director)
Resignation: Laurent GOBERT (manager) · 186 shares · Director discharge: Laurent GOBERT (manager) · General meeting of 17-11-2023 · Gazette deed
First establishment
Poncheau 7, Leuze-en-Hainaut
Incorporation
published on 29-08-2002 · Gazette deed
Official details
Source: KBO- Status
- Active since 16-08-2002Normal situation
- Activity
- “L'activité de kinésithérapie, y compris sportive et vestibulaire ;” (deed in French)From the articles, 6 activitiesNo NACE code in the KBO yet
- Joint committee
- 145Horticulture · annual accounts 2023
- Establishment unit
- 2.115.528.4287901 Leuze-en-Hainaut, since 11-09-2002
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €28,000estimated
- €53,603▼ 11.3%
- Filing
- Filed on 18-05-2026, 74 days before the end of the filing period
Insights on Laurent GOBERT
Laurent GOBERT files the micro format. That format states no turnover. The gross margin fell from €78,103 in 2006 to €3,696 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Laurent GOBERT
- What is the company number of Laurent GOBERT?
- The company number of Laurent GOBERT is 0478.133.784. The VAT number is the same number with BE in front: BE 0478.133.784.
- Where is Laurent GOBERT based?
- The registered office is at Poncheau 7, 7901 Leuze-en-Hainaut.Company details
- What is the legal form of Laurent GOBERT?
- Laurent GOBERT is a private limited company (BV).
- When was Laurent GOBERT founded?
- Laurent GOBERT was founded on 16-08-2002.
- Is Laurent GOBERT still active?
- Yes, Laurent GOBERT is an active enterprise in the KBO register.
- How many employees does Laurent GOBERT have?
- Laurent GOBERT had an average of 0.5 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does Laurent GOBERT fall under?
- In its 2023 annual accounts, Laurent GOBERT states joint committee 145 (Horticulture).
- What is the turnover of Laurent GOBERT?
- The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €3,696 and 6,300 comparable companies of the same size. It probably lies between €13,000 and €68,000. It is a rough estimate.
- Is Laurent GOBERT profitable?
- In financial year 2025, Laurent GOBERT made a loss of €4,803.
- Where can I find the annual accounts of Laurent GOBERT?
- Laurent GOBERT filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Laurent GOBERT due?
- Laurent GOBERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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