Debts
€64,348 93% of the balance sheet
Financial debts 12%Suppliers 10%Taxes and wages 4%Other 73%
Of this, €55,314 falls due within a year.
LAURENT
Lifetime
4 annual accounts with figures on one time axispeak €42,306 (2024)
€15,515▼ 63.3%
lowest -€32,800 (2023)
€5,482▼ 80.6%
peak €5,201 (2025)
€5,201▲ €5,482
€64,348▼ 29.0%
Board1 name since 2021
1 directorLaurent Hatert
Documentsfilings and deeds
18-09-202649 days late
2025micro format
Gross margin from €42,306 to €15,515Result from €28,327 to €5,482Registered office moved within Tienen 19-05Equity from -€281 to €5,201Debts from €90,585 to €64,348Cash from €5,424 to €10,284
Key points
from the 2025 annual accountsFilings
4 annual accounts 4 late
The 2023 accounts came latest: 70 days after the end of the period.
Position in the sector
€5,201
Less equity than 87% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Checked score
49
Fair
Financially stronger than 46% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.8%
01-2025: 5.7%▼ -0.1 percentage points vs 12-2024
02-2025: 5.7%● unchanged vs 01-2025
03-2025: 5.6%▼ -0.1 percentage points vs 02-2025
04-2025: 5.0%▼ -0.6 percentage points vs 03-2025
05-2025: 5.0%● unchanged vs 04-2025
06-2025: 8.3%▲ +3.3 percentage points vs 05-2025
07-2025: 8.3%● unchanged vs 06-2025
08-2025: 9.2%▲ +0.9 percentage points vs 07-2025
09-2025: 9.3%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 4.9%▼ -4.4 percentage points vs 09-2025
11-2025: 4.9%● unchanged vs 10-2025
12-2025: 4.9%● unchanged vs 11-2025
01-2026: 4.8%▼ -0.1 percentage points vs 12-2025
02-2026: 4.8%● unchanged vs 01-2026
03-2026: 4.8%● unchanged vs 02-2026
04-2026: 5.5%▲ +0.7 percentage points vs 03-2026
05-2026: 6.2%▲ +0.7 percentage points vs 04-2026
06-2026: 6.1%▼ -0.1 percentage points vs 05-2026
07-2026: 6.1%● unchanged vs 06-2026
08-2026: 7.1%▲ +1.0 percentage point vs 07-2026
09-2026: 7.8%▲ +0.7 percentage points vs 08-2026
10-2026: 3.8%▼ -4.0 percentage points vs 09-2026
11-2026: 3.7%▼ -0.1 percentage points vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 49 days late; 3 of the last 3 accounts late
Founded in 2021
1 change of registered office in 24 months
Equity €5,201 (7.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 12% of them on solvency, 14% on liquidity, 57% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as LAURENT has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of LAURENT itself is higher: 3.7% within 12 months. It rests on far more data about LAURENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for LAURENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 35136 sector peers (2025).
NBB · sector comparisonPosition among 35136 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · 2025 accounts filed 49 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
49 days late
2024
61 days late
2023
70 days late
2022
15 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 49 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved within Tienen
New registered office: Sint-Laurentiusstraat 49, 3300 Tienen · Previous registered office: Torenstraat 22, 3300 Tienen · General meeting of 02-05-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0772570059
First establishment
Laurent BV, Rue de la Tourette, L'Ecluse 3, Beauvechain
Incorporation
Founder: Laurent HATERT · 2,000 shares · Appointment: Laurent HATERT (director) · published on 18-08-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LAURENT Tienen | €69,549 | €15,515 | 7.5% | - |
| SGS CONCEPT Overijse | €70,790 | €16,403 | 41.6% | - |
| Henitec Westerlo | €70,178 | €15,033 | 86.3% | - |
| DELSIPEE CHAUFFAGE Namur | €73,039 | €16,765 | 35.0% | - |
| GM Energies Jalhay | €71,718 | €13,614 | 4.2% | - |
| AK-CONCEPT Beringen | €65,232 | €13,221 | 84.4% | - |
| ALEX OTLET Nassogne | €65,636 | €15,129 | 29.9% | - |
These companies have the same main activity as LAURENT: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €65,200 and €73,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 16-08-2021Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 5 others
- Establishment unit
- 2.320.476.7581320 Beauvechain, since 18-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on LAURENT
LAURENT files the micro format. That format states no turnover. The gross margin fell from €20,936 in 2022 to €15,515 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LAURENT
- What is the company number of LAURENT?
- The company number of LAURENT is 0772.570.059. The VAT number is the same number with BE in front: BE 0772.570.059.
- Where is LAURENT based?
- The registered office is at Sint-Laurentiusstraat 49, 3300 Tienen.Company details
- What does LAURENT do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of LAURENT?
- LAURENT is a private limited company (BV).
- When was LAURENT founded?
- LAURENT was founded on 16-08-2021.
- Is LAURENT still active?
- Yes, LAURENT is an active enterprise in the KBO register.
- How many employees does LAURENT have?
- LAURENT had an average of 1.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of LAURENT?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €15,515 and 32 comparable companies (NACE 43222). It probably lies between €130,000 and €290,000. It is a rough estimate.
- Is LAURENT profitable?
- In financial year 2025, LAURENT made a profit of €5,482.
- Where can I find the annual accounts of LAURENT?
- LAURENT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LAURENT due?
- LAURENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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