Laurens Horré
ActiveThe computed 12-month bankruptcy probability of Laurens Horré is 3.8% (moderate). The 2025 annual accounts show negative equity (€-1k) and a net result of €-13k. Equity is shrinking by ~48.5% per year across the filed fiscal years. Its solvency ranks better than 9% of 27451 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-5
Solvency19▼-38
Growth32=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 1.25 in 2024; short-term debt: 106.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.3%
Return on assets
-71.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-1k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
21 d late
2023
20 d late
2022
20 d early
2021
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k
2024 · €12k
2021: €29k
2022: €38k
2023: €17k
2024: €12k
2021 → 2025
Total assets
€18k▼ 51.2%
2024 · €37k
2021: €56k
2022: €97k
2023: €43k
2024: €37k
2021 → 2025
Net result
€-13k▼ 139%
2024 · €-5k
2021: €26k
2022: €9k
2023: €-20k
2024: €-5k
2021 → 2025
Working capital
€-3k
2024 · €6k
2021: €10k
2022: €30k
2023: €17k
2024: €6k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€38k▲ 31.2%€17k▼ 54.6%€12k▼ 31.5%€-1k
Operating result€41k-€16k▼ 61.8%€-17k€-4k▲ 77.3%€-11k▼ 187%
Net result€26k-€9k▼ 65.8%€-20k€-5k▲ 73.9%€-13k▼ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€2k▼ 59.9%
Current assets
€16k▼ 49.6%
Key figures and ratios
EBITDA
€-8k▼
2024 · €819
Cash flow
€-9k▼
2024 · €-604
Solvency
-6.3%▼
2024 · 31.9%
Current ratio
0.82▼
2024 · 1.25
Quick ratio
0.82▼
2024 · 1.25
Debt / equity
-16.97▼
2024 · 2.13
ROA
-71.7%▼
2024 · -14.7%
Interest coverage
-5.38▼
2024 · 0.57
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€19k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€18k▼
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€31k€16k▼
Amounts receivable within one year40/41€31k€16k▼
Trade receivables40€5k€6k▲
Other amounts receivable41€26k€10k▼
Equity and liabilities
Total equity and liabilities10/49€37k€18k▼
Equity10/15€12k€-1k▼
Contributions10/11€3k€3k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€-25k€-38k▼
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Current portion of amounts payable after more than one year42€12k€7k▼
Financial debts43€9k€3k▼
Credit institutions430/8€9k€3k▼
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€281-
Remuneration and social security454/9€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€458€762▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€2k€-7k▼
Operating profit (loss)9901€-4k€-11k▼
Financial income75/76B€80-
Recurring financial income75€80-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-5k€-13k▼
Income taxes67/77€70-
Profit (loss) for the period9904€-5k€-13k▼
Profit (loss) for the period to be appropriated9905€-5k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-38k▼
Profit (loss) brought forward from the previous period14P€-19k€-25k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €-20k ▼330%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haaipanderstraat 528870 IzegemGround area
666 m²
Building footprint
177 m²
Volume, LiDAR
548 m³
Parcel 36492A0745/00M000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Laurens Horré
since 20202.309.102.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36492A0745/00M000 | Flanders | 666 m² | 1 · 177 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 295 EUR awarded · 295 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 295 EUR |
| 2022 | 1 | 295 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,010 companies in sector 43310 we hold annual accounts for 1,745. 1,121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2020
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:laurens.horre@hotmail.com
Phone:0479 89 44 37