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LAURANZA

Active
Private limited companyfounded 201610 yrs activeRue Edouard Dewèze 25, 7021 Mons, BelgiumKBO/BCE: BE 0648.684.035
Summary

The computed 12-month bankruptcy probability of LAURANZA is 1.8% (moderate). The 2025 annual accounts show equity of €17,719 and a net result of €21,960. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 13617 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability92▲+46
Solvency40▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.1 in 2024; short-term debt: 72.6% and cash: 63.5% of total assets), and 85.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.8%
Return on assets
18.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
10 d early
2023
5 d early
2022
3 d early
2021
5 d early
2020
31 d late
2019
66 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 February 2016, LAURANZA was incorporated.1 Total assets went from EUR 56,984 in 2018 to EUR 119,606 in 2025 and headcount from 1.6 to 11 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€234,040
EBIT margin
15.4%
Net result
€21,960▲ 8,894%
2024 · €244
Working capital
€8,859▲ 29.3%
2024 · €6,849
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€234,040
Operating result€35,942▲ 60.4%€16,082▼ 55.3%€12,600▼ 21.6%€8,969▼ 28.8%€32,659▲ 264%
Net result€34,185above the sector's middle half▲ 58.5%€12,612within the sector's middle half▼ 63.1%€8,919within the sector's middle half▼ 29.3%€244within the sector's middle half▼ 97.3%€21,960within the sector's middle half▲ 8,894%
EBIT margin15.4%
Equity€16,983within the sector's middle half▲ 73.3%€29,595within the sector's middle half▲ 74.3%€38,514within the sector's middle half▲ 30.1%€16,759within the sector's middle half▼ 56.5%€17,719within the sector's middle half▲ 5.7%
Total assets€109,506within the sector's middle half▲ 116%€95,661within the sector's middle half▼ 12.6%€103,147within the sector's middle half▲ 7.8%€87,837within the sector's middle half▼ 14.8%€119,606within the sector's middle half▲ 36.2%
Debt€92,523▲ 126%€66,066▼ 28.6%€64,633▼ 2.2%€71,078▲ 10.0%€101,888▲ 43.3%
Working capital€12,811within the sector's middle half▼ 4.9%€15,207within the sector's middle half▲ 18.7%€27,326within the sector's middle half▲ 79.7%€6,849within the sector's middle half▼ 74.9%€8,859within the sector's middle half▲ 29.3%
Solvency15.5%within the sector's middle half▼ 3.8pp30.9%within the sector's middle half▲ 15.4pp37.3%within the sector's middle half▲ 6.4pp19.1%within the sector's middle half▼ 18.3pp14.8%within the sector's middle half▼ 4.3pp
Current ratio1.16within the sector's middle half▼ 0.631.23within the sector's middle half▲ 0.071.43within the sector's middle half▲ 0.191.10within the sector's middle half▼ 0.331.10within the sector's middle half▲ 0.01
Return on assets (ROA)31.2%above the sector's middle half▼ 11.3pp13.2%within the sector's middle half▼ 18.0pp8.6%within the sector's middle half▼ 4.5pp0.3%within the sector's middle half▼ 8.4pp18.4%above the sector's middle half▲ 18.1pp
Staff (FTE)6▲ 140%9▲ 50.0%9=9=11▲ 22.2%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2021: €35,942€35,942Net result 2021: €34,185€34,185Operating result 2022: €16,082€16,082Net result 2022: €12,612€12,612Operating result 2023: €12,600€12,600Net result 2023: €8,919€8,919Operating result 2024: €8,969€8,969Net result 2024: €244€244Operating result 2025: €32,659€32,659Net result 2025: €21,960€21,96020212022202320242025€0€10,000€20,000€30,000Operating result 2023: €12,600€12,600Net result 2023: €8,919€8,920Operating result 2024: €8,969€8,970Net result 2024: €244€244Operating result 2025: €32,659€32,700Net result 2025: €21,960€22,000202320242025
The operating result recovers in 2025; 2025 is 264% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,606
Fixed assets €23,860 ▲ 141%
Current assets €95,746 ▲ 22.9%
Equity and liabilities €119,606
Equity €17,719 ▲ 5.7%
Debt €101,888 ▲ 43.3%
Debt's share of the balance-sheet total rises from 80.9% to 85.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39,067▲
2024 · €12,977
Cash flow
€28,368▲
2024 · €4,252
Quick ratio
1.03▲
2024 · 1.03
Debt to equity
5.75▲
2024 · 4.24
ROE
123.9%▲
2024 · 1.5%
Interest coverage
9.84▲
2024 · 3.24
Debt ≤ 1 year
€86,887▲
2024 · €71,078
Debt > 1 year
€15,000
Income taxes
€7,322▲
2024 · €4,789
Staff costs
€129,921▲
2024 · €113,974
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,609 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
2.1% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,609 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,837€119,606▲
Fixed assets21/28€9,910€23,860▲
Tangible fixed assets22/27€5,515€19,465▲
Plant, machinery and equipment23€2,852€18,524▲
Furniture and vehicles24€1,784€852▼
Other tangible fixed assets26€879€89▼
Financial fixed assets28€4,395€4,395=
Current assets29/58€77,927€95,746▲
Stocks and contracts in progress3€4,820€5,844▲
Stocks30/36€4,820€5,844▲
Amounts receivable within one year40/41€1,727€13,936▲
Trade receivables40-€12,215
Other amounts receivable41€1,727€1,721▼
Cash at bank and in hand54/58€71,006€75,965▲
Deferred charges and accrued income490/1€374-
Equity and liabilities
Total equity and liabilities10/49€87,837€119,606▲
Equity10/15€16,759€17,719▲
Contributions10/11€15,000€15,000=
Reserves13€1,449€1,449=
Non-distributable reserves130/1€1,449€1,449=
Reserves not available under the articles1311€1,449€1,449=
Profit (loss) carried forward14€309€1,269▲
Amounts payable17/49€71,078€101,888▲
Amounts payable after more than one year17-€15,000
Financial debts170/4-€15,000
Amounts payable within one year42/48€71,078€86,887▲
Current portion of amounts payable after more than one year42-€6,069
Trade debts44€17,551€16,958▼
Suppliers440/4€17,551€16,958▼
Taxes, remuneration and social security45€32,485€33,008▲
Taxes450/3€19,042€15,449▼
Remuneration and social security454/9€13,442€17,559▲
Other amounts payable47/48€21,043€30,852▲
Income statement Code20242025
Remuneration, social security and pensions62€113,974€129,921▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,008€6,408▲
Other operating charges640/8€2,746€1,959▼
Gross operating margin9900€129,697€170,947▲
Operating profit (loss)9901€8,969€32,659▲
Financial income75/76B€64€594▲
Recurring financial income75€64€594▲
Financial charges65/66B€4,000€3,971▼
Recurring financial charges65€4,000€3,971▼
Profit (loss) for the period before taxes9903€5,033€29,282▲
Income taxes67/77€4,789€7,322▲
Profit (loss) for the period9904€244€21,960▲
Profit (loss) for the period to be appropriated9905€244€21,960▲
Appropriation of the result
Profit (loss) to be appropriated9906€22,309€22,269▼
Profit (loss) brought forward from the previous period14P€22,065€309▼
Profit to be distributed694/7€22,000€21,000▼
Return on contributions (dividend)694€22,000€21,000▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€234,040-----
Goods, raw materials, services and sundry goods60/61€140,159-----
Remuneration, social security and pensions62€53,948€107,549€122,033€113,974€129,921▲ 14.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,418€3,581€3,803€4,008€6,408▲ 59.9%
Other operating charges640/8€573€2,522€4,183€2,746€1,959▼ 28.7%
Gross operating margin9900€93,881€129,734€142,618€129,697€170,947▲ 31.8%
Operating profit (loss)9901€35,942€16,082€12,600€8,969€32,659▲ 264%
Financial income75/76B€0€1,003€792€64€594▲ 822%
Recurring financial income75€0€1,003€792€64€594▲ 822%
Financial charges65/66B€1,757€4,263€4,215€4,000€3,971▼ 0.7%
Recurring financial charges65€1,757€4,263€4,215€4,000€3,971▼ 0.7%
Profit (loss) for the period before taxes9903€34,185€12,821€9,178€5,033€29,282▲ 482%
Income taxes67/77-€209€258€4,789€7,322▲ 52.9%
Profit (loss) for the period9904€34,185€12,612€8,919€244€21,960▲ 8,894%
Profit (loss) for the period to be appropriated9905€34,185€12,612€8,919€244€21,960▲ 8,894%
Line20212022202320242025Change
Assets
Total assets20/58€109,506€95,661€103,147€87,837€119,606▲ 36.2%
Fixed assets21/28€16,725€15,486€11,683€9,910€23,860▲ 141%
Tangible fixed assets22/27€12,330€11,091€7,288€5,515€19,465▲ 253%
Plant, machinery and equipment23€7,361€7,567€5,209€2,852€18,524▲ 550%
Furniture and vehicles24€1,720€1,065€410€1,784€852▼ 52.2%
Other tangible fixed assets26€3,249€2,459€1,669€879€89▼ 89.9%
Financial fixed assets28€4,395€4,395€4,395€4,395€4,395=
Current assets29/58€92,781€80,175€91,464€77,927€95,746▲ 22.9%
Stocks and contracts in progress3€1,219€3,634€4,750€4,820€5,844▲ 21.2%
Stocks30/36€1,219€3,634€4,750€4,820€5,844▲ 21.2%
Amounts receivable within one year40/41€1,088€4,840€36,723€1,727€13,936▲ 707%
Trade receivables40€750-€32,785-€12,215-
Other amounts receivable41€338€4,840€3,939€1,727€1,721▼ 0.3%
Cash at bank and in hand54/58€90,473€71,453€49,636€71,006€75,965▲ 7.0%
Deferred charges and accrued income490/1-€248€354€374--
Equity and liabilities
Total equity and liabilities10/49€109,506€95,661€103,147€87,837€119,606▲ 36.2%
Equity10/15€16,983€29,595€38,514€16,759€17,719▲ 5.7%
Contributions10/11€15,000€15,000€15,000€15,000€15,000=
Reserves13€1,449€1,449€1,449€1,449€1,449=
Non-distributable reserves130/1€1,449€1,449€1,449€1,449€1,449=
Reserves not available under the articles1311€1,449€1,449€1,449€1,449€1,449=
Profit (loss) carried forward14€534€13,146€22,065€309€1,269▲ 310%
Amounts payable17/49€92,523€66,066€64,633€71,078€101,888▲ 43.3%
Amounts payable after more than one year17€12,553€979--€15,000-
Financial debts170/4€12,553€979--€15,000-
Amounts payable within one year42/48€79,970€64,968€64,138€71,078€86,887▲ 22.2%
Current portion of amounts payable after more than one year42€12,192€12,525€1,955-€6,069-
Trade debts44€5,381€13,056€23,374€17,551€16,958▼ 3.4%
Suppliers440/4€5,381€13,056€23,374€17,551€16,958▼ 3.4%
Taxes, remuneration and social security45€19,144€16,410€21,763€32,485€33,008▲ 1.6%
Taxes450/3€7,210€5,054€4,452€19,042€15,449▼ 18.9%
Remuneration and social security454/9€11,934€11,356€17,311€13,442€17,559▲ 30.6%
Other amounts payable47/48€43,253€22,977€17,046€21,043€30,852▲ 46.6%
Accrued charges and deferred income492/3-€119€495---
Line20212022202320242025Change
Profit (loss) for the period9904€34,185€12,612€8,919€244€21,960▲ 8,894%
+ Depreciation and write-downs630€3,418€3,581€3,803€4,008€6,408▲ 59.9%
Operating cash flow (approximation)€37,603€16,193€12,722€4,252€28,368▲ 567%
Investment in fixed assets (approximation)--€2,342€0-€2,235-€20,359▼ 811%
Change in cash--€19,021-€21,817€21,371€4,959▼ 76.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €244 ▼97.3%
Net result drops to €244, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €34,185 ▲58.5%
Operating result €35,942, net result €34,185, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Liquidity doublescurrent ratio 1.79
Current ratio from 0.73 to 1.79; short-term debt falls from €32,324 to €17,121.
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
1,233 m²
Building footprint
183 m²
Volume, LiDAR
1,503 m³
2 parcels, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La vache à carreaux
Rue de Nimy 22, 7000 MonsLimited-service restaurants
since 20162.250.306.958
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53038B0182/02Z000 Wallonia 1,092 m² 1 · 104 m² 8.3 m · 2 fl.
53403G0275/00E000
ProtectedMonument
Wallonia 141 m² 1 · 79 m² 12.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mons2.250.306.958
1 permission
Toelating · Eetgelegenheid · since 29-02-2016

Similar companies · same sector, comparable size

Of 21,853 companies in sector 56112 we hold annual accounts for 9,778. 7,930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0648684035
Also 9925:BE0648684035
Registered 01-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.