Financials
- Financial year
- 2025
- Total assets
- €117,133
- Profit
- €17,901
- Solvency
- 16.1%
Laura Legardien
ActiveSummary
Laura Legardien has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,901 and a net result of €17,901. Its solvency ranks better than 17% of 15,612 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Activities of lawyers
NACE 69101
1 site
Size
€117,133total assets 2025
- Equity
- €18,901
- Profit
- €17,901
Turnover not published (micro format)
Structure
Accounts 19 days early
Why 91raises riskFounded in 2025lowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed 12-07-2026)Size: total assets €117,133Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 69, micro)
Financial strength
Average
Solvency
41
equity 16.1% of total assets
Liquidity
49
short-term debt 40.6% · cash 14.8%
Profitability
88
return on assets 15.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.3%
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.37, below 1; short-term debt: 40.6% and cash: 14.8% of total assets), and 83.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 20% on solvency, 25% on liquidity and 48% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 15612 sector peers (2025).
NBB · sector comparisonPosition among 15612 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
19 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: LEGARDIEN Laura Sara (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of lawyersNACE 69101
- Founded
- 10-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 44
- Who signs
- Each director alone
- Annual meeting
- Fourth Thursday of June at 18:00
- Purpose
- “Het verrichten van alle roerende, onroerende of financiële handelingen; Het verwerven van…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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