LAURA
ActiveSummary
LAURA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €482k and a net result of €221k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+46
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.46 in 2024; short-term debt: 38% and cash: 3.8% of total assets), and 57.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
19.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
54 d early
2022
on the day
2021
38 d early
2020
2 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€482k▲ 23.8%
2024 · €389k
Total assets
€1.15M▲ 8.8%
2024 · €1.05M
Net result
€221k▲ 322%
2024 · €52k
Working capital
€-151k▲ 16.1%
2024 · €-180k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18k▼ 81.8%€91k▲ 395%€112k▲ 23.5%€142k▲ 27.3%€348k▲ 144%
Net result€7k▼ 86.5%€52k▲ 610%€104k▲ 99.2%€52k▼ 49.6%€221k▲ 322%
Equity€203k▲ 3.8%€256k▲ 25.7%€360k▲ 40.7%€389k▲ 8.2%€482k▲ 23.8%
Total assets€983k▼ 8.2%€1.11M▲ 12.7%€907k▼ 18.2%€1.05M▲ 16.1%€1.15M▲ 8.8%
Debt€741k▼ 11.1%€816k▲ 10.1%€513k▼ 37.1%€632k▲ 23.2%€634k▲ 0.4%
Working capital€-208k▼ 19.6%€-211k▼ 1.0%€-44k▲ 79.0%€-180k▼ 307%€-151k▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€862k ▼ 4.2%
Current assets
€284k ▲ 84.9%
Equity and liabilities €1.15M
Equity
€482k ▲ 23.8%
Provisions
€30k ▼ 6.1%
Debt
€634k ▲ 0.4%
Debt's share of the balance-sheet total falls from 60.0% to 55.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€389k▲
2024 · €175k
Cash flow
€263k▲
2024 · €85k
Current ratio
0.65▲
2024 · 0.46
Quick ratio
0.64▲
2024 · 0.43
Debt to equity
1.32▼
2024 · 1.62
ROE
45.9%▲
2024 · 13.5%
ROA
19.3%▲
2024 · 5.0%
Interest coverage
14.02▲
2024 · 2.65
Debt ≤ 1 year
€436k▲
2024 · €334k
Debt > 1 year
€191k▼
2024 · €283k
Income taxes
€104k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1k | - | €11k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €62k | €35k | €34k | €33k | €41k | ▲ 25.4% |
| Other operating charges640/8 | - | €8k | €12k | €3k | €5k | ▲ 81.4% |
| Non-recurring operating charges66A | - | €35k | - | €4k | - | - |
| Gross operating margin9900 | €89k | €168k | €158k | €182k | €394k | ▲ 116% |
| Operating profit (loss)9901 | €18k | €91k | €112k | €142k | €348k | ▲ 144% |
| Financial income75/76B | - | €2k | €53k | €3k | €3k | ▲ 4.7% |
| Recurring financial income75 | €2k | €2k | €53k | €3k | €3k | ▲ 4.7% |
| Financial charges65/66B | - | €10k | €13k | €66k | €28k | ▼ 58.0% |
| Recurring financial charges65 | €7k | €10k | €13k | €66k | €28k | ▼ 58.0% |
| Profit (loss) for the period before taxes9903 | €14k | €83k | €152k | €79k | €323k | ▲ 308% |
| Transfer from deferred taxes780 | - | €2k | €2k | €2k | €2k | ▼ 6.1% |
| Income taxes67/77 | €9k | €33k | €50k | €29k | €104k | ▲ 260% |
| Profit (loss) for the period9904 | €7k | €52k | €104k | €52k | €221k | ▲ 322% |
| Transfer from tax-exempt reserves789 | - | €5k | €4k | €4k | €4k | ▼ 6.1% |
| Profit (loss) for the period to be appropriated9905 | €12k | €57k | €108k | €56k | €225k | ▲ 298% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €983k | €1.11M | €907k | €1.05M | €1.15M | ▲ 8.8% |
| Fixed assets21/28 | €948k | €814k | €687k | €899k | €862k | ▼ 4.2% |
| Tangible fixed assets22/27 | €786k | €552k | €519k | €771k | €729k | ▼ 5.4% |
| Land and buildings22 | - | €511k | €491k | €713k | €685k | ▼ 3.9% |
| Plant, machinery and equipment23 | - | €1k | €922 | €13 | - | - |
| Furniture and vehicles24 | - | €38k | €25k | €56k | €42k | ▼ 24.6% |
| Other tangible fixed assets26 | - | €2k | €2k | €2k | €2k | = |
| Financial fixed assets28 | €162k | €262k | €168k | €129k | €132k | ▲ 3.0% |
| Current assets29/58 | €36k | €294k | €220k | €154k | €284k | ▲ 84.9% |
| Stocks and contracts in progress3 | €10k | €10k | €10k | €10k | €4k | ▼ 57.2% |
| Stocks30/36 | - | €10k | €10k | €10k | €4k | ▼ 57.2% |
| Amounts receivable within one year40/41 | €467 | €4k | €181k | €80k | €206k | ▲ 158% |
| Trade receivables40 | - | €357 | €14k | €255 | €90k | ▲ 35,261% |
| Other amounts receivable41 | - | €4k | €167k | €79k | €115k | ▲ 45.4% |
| Cash at bank and in hand54/58 | €7k | €255k | €6k | €39k | €44k | ▲ 12.5% |
| Deferred charges and accrued income490/1 | - | €25k | €23k | €26k | €31k | ▲ 20.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €983k | €1.11M | €907k | €1.05M | €1.15M | ▲ 8.8% |
| Equity10/15 | €203k | €256k | €360k | €389k | €482k | ▲ 23.8% |
| Contributions10/11 | - | €30k | €30k | €30k | €30k | = |
| Reserves13 | €173k | €225k | €330k | €359k | €452k | ▲ 25.8% |
| Tax-exempt reserves132 | - | €71k | €67k | €63k | €59k | ▼ 6.0% |
| Distributable reserves133 | - | €155k | €263k | €296k | €393k | ▲ 32.6% |
| Profit (loss) carried forward14 | €224 | €224 | €224 | €224 | €224 | = |
| Provisions and deferred taxes16 | €39k | €36k | €34k | €32k | €30k | ▼ 6.1% |
| Deferred taxes168 | - | €36k | €34k | €32k | €30k | ▼ 6.1% |
| Amounts payable17/49 | €741k | €816k | €513k | €632k | €634k | ▲ 0.4% |
| Amounts payable after more than one year17 | €496k | €311k | €246k | €283k | €191k | ▼ 32.5% |
| Financial debts170/4 | - | €311k | €246k | €283k | €191k | ▼ 32.5% |
| Amounts payable within one year42/48 | €244k | €505k | €264k | €334k | €436k | ▲ 30.4% |
| Current portion of amounts payable after more than one year42 | - | €75k | €66k | €116k | €117k | ▲ 0.6% |
| Financial debts43 | - | €338k | €50k | €49k | - | - |
| Credit institutions430/8 | - | €300k | €2k | €49k | - | - |
| Other loans439 | - | €38k | €49k | - | - | - |
| Trade debts44 | €6k | €8k | €5k | €11k | €23k | ▲ 97.1% |
| Suppliers440/4 | - | €8k | €5k | €11k | €23k | ▲ 97.1% |
| Taxes, remuneration and social security45 | - | €46k | €78k | €53k | €130k | ▲ 145% |
| Taxes450/3 | - | €46k | €78k | €53k | €130k | ▲ 145% |
| Other amounts payable47/48 | - | €38k | €66k | €104k | €166k | ▲ 59.4% |
| Accrued charges and deferred income492/3 | - | €323 | €3k | €15k | €8k | ▼ 48.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €52k | €104k | €52k | €221k | ▲ 322% |
| + Depreciation and write-downs630 | €62k | €35k | €34k | €33k | €41k | ▲ 25.4% |
| Operating cash flow (approximation) | €70k | €87k | €138k | €85k | €263k | ▲ 207% |
| Investment in fixed assets (approximation) | - | €99k | €93k | €-245k | €-4k | ▲ 98.4% |
| Change in cash | - | €249k | €-249k | €33k | €5k | ▼ 85.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €221k ▲322%
Operating result €348k, net result €221k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €7k ▼86.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €200kEq €203k ▲3.8%
3 profitable years in a row build equity to €203k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €196k ▲38.3%
2 profitable years in a row build equity to €196k.
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortemark · 3 establishment units since 2002
Ground area
2,314 m²
Building footprint
811 m²
2 parcels, Flanders. Linked by address, not a title deed.
4
companies at this address
See who is registered here
3 establishment units
Steenstraat 1B, 8610 Kortemark
since 20022.101.578.640
Zeedijk-Albertstrand 691-692, 8300 Knokke-Heist
since 20202.302.892.836
Zeedijk-Albertstrand 689-690, 8300 Knokke-Heist
since 20202.302.893.034
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32025A0664/00B002 | Flanders | 1,545 m² | 1 · 175 m² | - |
| 31013A0103/00B000indicative | Flanders | 769 m² | 1 · 635 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
| 2023 | 1 | 100 EUR | 100 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 34,948 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2001
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
47690Retail sale of other cultural and recreation goods
47791Retail sale of antiques
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
82990Other business support services
90111Literary creation
90120Visual arts creation
Scores and ratios are computed by Checked and are not a credit decision.