LAUMAR
ActiveSummary
LAUMAR has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,298 and a net result of €20,963. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 16,816 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Staff
- 2 FTE
- Equity
- €33,298
- Profit
- €20,963
Why 89raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €104,895lowers riskLiquidity: current ratio 1.70, cash €45,030Founded in 2006Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 52% on solvency, 88% on liquidity, 82% on profitability and 93% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2019 to 2025net €20,963 ▲276%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 316% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 31,373 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,373 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €36,497 | €43,404 | €47,176 | €42,906 | ▼ 9.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,599 | €6,944 | €6,970 | €8,031 | €8,806 | €8,806 | €6,319 | ▼ 28.2% |
| Other operating charges640/8 | - | - | - | €1,911 | €2,074 | €2,186 | €2,283 | ▲ 4.5% |
| Gross operating margin9900 | €45,135 | €47,864 | €39,814 | €62,207 | €39,991 | €64,998 | €79,943 | ▲ 23.0% |
| Operating profit (loss)9901 | €13,523 | €18,334 | €19,896 | €15,768 | -€14,292 | €6,830 | €28,435 | ▲ 316% |
| Financial income75/76B | - | - | - | €58 | - | - | - | - |
| Recurring financial income75 | €58 | €24 | €35 | €58 | - | - | - | - |
| Financial charges65/66B | - | - | - | €805 | €936 | €992 | €2,747 | ▲ 177% |
| Recurring financial charges65 | €257 | €385 | €670 | €805 | €936 | €992 | €2,747 | ▲ 177% |
| Profit (loss) for the period before taxes9903 | €13,324 | €19,213 | €19,261 | €15,021 | -€15,227 | €5,838 | €25,687 | ▲ 340% |
| Income taxes67/77 | €197 | €235 | €249 | €260 | €267 | €262 | €4,724 | ▲ 1,701% |
| Profit (loss) for the period9904 | €13,127 | €18,978 | €19,012 | €14,761 | -€15,494 | €5,576 | €20,963 | ▲ 276% |
| Profit (loss) for the period to be appropriated9905 | €13,127 | €18,978 | €19,012 | €14,761 | -€15,494 | €5,576 | €20,963 | ▲ 276% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €29,620 | €59,132 | €63,062 | €68,229 | €73,083 | €39,170 | €104,895 | ▲ 168% |
| Fixed assets21/28 | €1,284 | €26,731 | €21,294 | €22,869 | €14,313 | €5,507 | €47,864 | ▲ 769% |
| Tangible fixed assets22/27 | €784 | €26,231 | €21,294 | €22,869 | €14,063 | €5,257 | €47,614 | ▲ 806% |
| Plant, machinery and equipment23 | - | - | - | €4,638 | €3,012 | €1,387 | €653 | ▼ 52.9% |
| Furniture and vehicles24 | - | - | - | €7,065 | €5,467 | €3,870 | €2,273 | ▼ 41.3% |
| Leasing and similar rights25 | - | - | - | €11,167 | €5,584 | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | - | - | €44,689 | - |
| Financial fixed assets28 | €500 | €500 | - | - | €250 | €250 | €250 | = |
| Current assets29/58 | €28,336 | €32,401 | €41,768 | €45,360 | €58,770 | €33,663 | €57,031 | ▲ 69.4% |
| Stocks and contracts in progress3 | €6,123 | €5,336 | €3,943 | €5,397 | €6,332 | €5,998 | €5,384 | ▼ 10.2% |
| Stocks30/36 | - | - | - | €5,397 | €6,332 | €5,998 | €5,384 | ▼ 10.2% |
| Amounts receivable within one year40/41 | €736 | €545 | €3,549 | €715 | €33,863 | €3,157 | €4,117 | ▲ 30.4% |
| Trade receivables40 | - | - | - | €715 | €1,157 | €1,057 | €992 | ▼ 6.1% |
| Other amounts receivable41 | - | - | - | - | €32,706 | €2,100 | €3,125 | ▲ 48.8% |
| Cash at bank and in hand54/58 | €20,516 | €25,234 | €34,276 | €35,469 | €15,586 | €21,623 | €45,030 | ▲ 108% |
| Deferred charges and accrued income490/1 | - | - | - | €3,779 | €2,989 | €2,885 | €2,500 | ▼ 13.4% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €29,620 | €59,132 | €63,062 | €68,229 | €73,083 | €39,170 | €104,895 | ▲ 168% |
| Equity10/15 | -€28,498 | -€9,520 | €9,492 | €22,253 | €6,759 | €12,335 | €33,298 | ▲ 170% |
| Contributions10/11 | €20,000 | - | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | €13,298 | ▲ 565% |
| Non-distributable reserves130/1 | - | - | - | €2,000 | - | - | - | - |
| Other1319 | - | - | - | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €2,000 | €2,000 | €13,298 | ▲ 565% |
| Profit (loss) carried forward14 | -€50,498 | -€31,520 | -€12,508 | €253 | -€15,241 | -€9,665 | - | - |
| Amounts payable17/49 | €58,117 | €68,652 | €53,570 | €45,976 | €66,323 | €26,835 | €71,597 | ▲ 167% |
| Amounts payable after more than one year17 | - | €16,911 | €11,731 | €6,661 | €2,515 | - | €36,675 | - |
| Financial debts170/4 | - | - | - | €6,661 | €2,515 | - | €36,675 | - |
| Amounts payable within one year42/48 | €54,063 | €49,436 | €41,282 | €38,258 | €62,745 | €25,770 | €33,604 | ▲ 30.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €5,070 | €4,146 | €2,515 | €6,107 | ▲ 143% |
| Trade debts44 | €21,343 | €15,017 | €13,084 | €21,654 | €18,652 | €14,760 | €16,924 | ▲ 14.7% |
| Suppliers440/4 | - | - | - | €21,654 | €18,652 | €14,760 | €16,924 | ▲ 14.7% |
| Taxes, remuneration and social security45 | - | - | - | €7,235 | €7,232 | €6,558 | €6,587 | ▲ 0.4% |
| Taxes450/3 | - | - | - | €5,820 | €5,573 | €4,822 | €2,783 | ▼ 42.3% |
| Remuneration and social security454/9 | - | - | - | €1,415 | €1,660 | €1,736 | €3,804 | ▲ 119% |
| Other amounts payable47/48 | - | - | - | €4,299 | €32,715 | €1,937 | €3,987 | ▲ 106% |
| Accrued charges and deferred income492/3 | - | - | - | €1,057 | €1,064 | €1,066 | €1,317 | ▲ 23.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,127 | €18,978 | €19,012 | €14,761 | -€15,494 | €5,576 | €20,963 | ▲ 276% |
| + Depreciation and write-downs630 | €4,599 | €6,944 | €6,970 | €8,031 | €8,806 | €8,806 | €6,319 | ▼ 28.2% |
| Operating cash flow (approximation) | €17,727 | €25,922 | €25,981 | €22,793 | -€6,688 | €14,382 | €27,282 | ▲ 89.7% |
| Investment in fixed assets (approximation) | - | -€32,391 | -€1,533 | -€9,607 | -€250 | €0 | -€48,676 | - |
| Change in cash | - | €4,718 | €9,042 | €1,193 | -€19,883 | €6,037 | €23,407 | ▲ 288% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 26-01-2026 | 2026-00013493 |
| 30-06-2024 | micro format | 29-01-2025 | 2025-00014024 |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00015540 |
| 30-06-2022 | micro format | 26-01-2023 | 2023-00004647 |
| 30-06-2021 | micro format | 28-01-2022 | 2022-02300250 |
| 30-06-2020 | micro format | 01-02-2021 | 2021-03200466 |
| 30-06-2019 | micro format | 31-01-2020 | 2020-03100106 |
| 30-06-2018 | micro format | 31-01-2019 | 2019-03100395 |
| 30-06-2017 | micro format | 30-01-2018 | 2018-02700240 |
| 30-06-2016 | abbreviated format | 31-01-2017 | 2017-02700243 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| WIELEMAN Ives |
|
Owners and capital
Capital and shareholders
- 27-11-2023 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
27-11
Gazette deed
Resignation: WIELEMAN Ives (statutory director)Appointment: WIELEMAN Ives (director) · Director discharge · Purpose change12 facts ▸
- General meeting, 09-11-2023
- Director resignation, WIELEMAN Ives (statutory director)
- Director discharge, WIELEMAN Ives
- Director appointment, WIELEMAN Ives (director (not named in the articles))
- Other provision, “verslag bestuurder over wijziging voorwerp, gelijktijdig als akte” (deed in Dutch)
- Purpose change
- Other provision, “formaliteiten artikel 5:101 als vervuld, als vervuld aanzien” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening, middelen beschikbaar voor uitkering” (deed in Dutch)
- Capital
- Power of attorney
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45423E0631/00L000 | Flanders | 445 m² | 1 · 446 m² | 14.6 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De uitbating van een café, bar, verbruikerssalon, drankgelegenheid, de bereiding van kleine eetwaren/snacks, de verkoop van kleine…” (deed in Dutch)
8 activities (deed in Dutch)
- De uitbating van een café, bar, verbruikerssalon, drankgelegenheid, de bereiding van kleine eetwaren/snacks, de verkoop van kleine eetwaren/snacks, dranken en ijs (roomijs), alcoholische en niet-alcoholische dranken, het ter beschikking stellen of verhuren van een gelagzaal en/of lokalen voor feesten en party’s.
- Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, het verlenen van advies, management en andere diensten aan of in overeenstemming met de activiteiten die de vennootschap zelf voert. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Het beleggen, intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, inschrijvingsrechten, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen, al dan niet onder de vorm van handelsvennootschappen, administratiekantoren, instellingen en verenigingen, al dan niet met een (semi-)publiekrechtelijk statuut.
- Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan alle verbonden ondernemingen of ondernemingen waarin ze een participatie bezit, alsmede het waarborgen van alle verbintenissen van zelfde ondernemingen.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten. De vennootschap kan derhalve ook contracten van onroerende leasing afsluiten.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen.
- Het verwerven en aanhouden van participaties, in eender welke vorm, in alle bestaande of op te richten, industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of -ondernemingen; het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht, alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
- Het waarnemen van functies of mandaten van bestuurder, directeur, commissaris of vereffenaar in andere vennootschappen, verenigingen, stichtingen of instellingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- LAUMAR
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)“9600 Ronse,Grote Markt 25, overgangsbepaling” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Aantal,duur opdracht en bij meerdere bevoegdheid, één of meer bestuurders” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met WVV-vermeldingen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Wednesday of December at 16:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed