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LAUJERIMMO

Active
Private limited companyfounded 20223 yrs activeZum Schieferstollen,Recht 35, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0794.416.043
Summary

The computed 12-month bankruptcy probability of LAUJERIMMO is 4.0% (moderate). The 2025 annual accounts show negative equity (-€27,146) and a net result of -€46,595. Equity is shrinking by ~175.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. The bankruptcy probability (4.0%) is taken into account and brings the score to 44. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+47
Solvency23▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.61 in 2024; short-term debt: 1% and cash: 0.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.9%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€27,146
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
53 d early
2024
34 d early
2023
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 December 2022, LAUJERIMMO was incorporated as a Private limited company.1 Total assets went from EUR 901,016 in 2023 to EUR 1.4 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€27,146
2024 · €19,449
Total assets
€1.4m▼ 4.4%
2024 · €1.5m
Net result
-€46,595▲ 4.2%
2024 · -€48,632
Working capital
-€4,687▼ 45.6%
2024 · -€3,219
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€22,865--€42,104▼ 84.1%-€46,271▼ 9.9%
Net result-€31,920--€48,632▼ 52.4%-€46,595▲ 4.2%
Equity€68,080-€19,449▼ 71.4%-€27,146
Total assets€901,016-€1.5m▲ 66.2%€1.4m▼ 4.4%
Debt€832,935-€1.5m▲ 77.4%€1.5m▼ 1.3%
Working capital-€49,338--€3,219▲ 93.5%-€4,687▼ 45.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2023: -€22,865-€22,865Net result 2023: -€31,920-€31,920Operating result 2024: -€42,104-€42,104Net result 2024: -€48,632-€48,632Operating result 2025: -€46,271-€46,271Net result 2025: -€46,595-€46,595202320242025-€60,000-€40,000-€20,000€0Operating result 2023: -€22,865-€22,900Net result 2023: -€31,920-€31,900Operating result 2024: -€42,104-€42,100Net result 2024: -€48,632-€48,600Operating result 2025: -€46,271-€46,300Net result 2025: -€46,595-€46,600202320242025
The operating result stays negative: a loss of €46,271 in 2025 against €42,104 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets €1.4m ▼ 4.7%
Current assets €9,522 ▲ 85.9%
Key figures and ratios
2025 value · change against 2024
EBITDA
€33,633▲
2024 · €3,009
Cash flow
€33,309▲
2024 · -€3,519
Solvency
-1.9%▼
2024 · 1.3%
Current ratio
0.67▲
2024 · 0.61
Debt to equity
-53.73▼
2024 · 75.98
ROA
-3.3%▼
2024 · -3.2%
Interest coverage
99.66▲
2024 · 0.45
Debt ≤ 1 year
€14,209▲
2024 · €8,342
Debt > 1 year
€1.4m▼
2024 · €1.5m
Income taxes
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,253 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
0.9% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,253 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.4m▼
Fixed assets21/28€1.5m€1.4m▼
Tangible fixed assets22/27€1.5m€1.4m▼
Land and buildings22€1.5m€1.4m▼
Other tangible fixed assets26€2,439€2,000▼
Current assets29/58€5,123€9,522▲
Amounts receivable within one year40/41€36€4▼
Trade receivables40€10-
Other amounts receivable41€26€4▼
Cash at bank and in hand54/58€5,087€9,518▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.4m▼
Equity10/15€19,449-€27,146▼
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14-€80,551-€127,146▼
Amounts payable17/49€1.5m€1.5m▼
Amounts payable after more than one year17€1.5m€1.4m▼
Other amounts payable178/9€1.5m€1.4m▼
Amounts payable within one year42/48€8,342€14,209▲
Trade debts44€5,924€681▼
Suppliers440/4€5,924€681▼
Other amounts payable47/48€2,418€13,528▲
Accrued charges and deferred income492/3€5,273€4,370▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45,113€79,904▲
Other operating charges640/8€2,100€5,940▲
Gross operating margin9900€5,109€39,572▲
Operating profit (loss)9901-€42,104-€46,271▼
Financial income75/76B€88€14▼
Recurring financial income75€88€14▼
Financial charges65/66B€6,616€337▼
Recurring financial charges65€6,616€337▼
Profit (loss) for the period before taxes9903-€48,632-€46,595▲
Income taxes67/77€0€0=
Profit (loss) for the period9904-€48,632-€46,595▲
Profit (loss) for the period to be appropriated9905-€48,632-€46,595▲
Appropriation of the result
Profit (loss) to be appropriated9906-€80,551-€127,146▼
Profit (loss) brought forward from the previous period14P-€31,920-€80,551▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,648€45,113€79,904▲ 77.1%
Other operating charges640/8€732€2,100€5,940▲ 183%
Gross operating margin9900-€6,486€5,109€39,572▲ 675%
Operating profit (loss)9901-€22,865-€42,104-€46,271▼ 9.9%
Financial income75/76B-€88€14▼ 84.4%
Recurring financial income75-€88€14▼ 84.4%
Financial charges65/66B€9,054€6,616€337▼ 94.9%
Recurring financial charges65€9,054€6,616€337▼ 94.9%
Profit (loss) for the period before taxes9903-€31,920-€48,632-€46,595▲ 4.2%
Income taxes67/77-€0€0-
Profit (loss) for the period9904-€31,920-€48,632-€46,595▲ 4.2%
Profit (loss) for the period to be appropriated9905-€31,920-€48,632-€46,595▲ 4.2%
Line202320242025Change
Assets
Total assets20/58€901,016€1.5m€1.4m▼ 4.4%
Fixed assets21/28€885,064€1.5m€1.4m▼ 4.7%
Tangible fixed assets22/27€885,064€1.5m€1.4m▼ 4.7%
Land and buildings22€883,656€1.5m€1.4m▼ 4.7%
Other tangible fixed assets26€1,409€2,439€2,000▼ 18.0%
Current assets29/58€15,952€5,123€9,522▲ 85.9%
Amounts receivable within one year40/41€2,999€36€4▼ 88.7%
Trade receivables40€2,999€10--
Other amounts receivable41-€26€4▼ 84.5%
Cash at bank and in hand54/58€12,953€5,087€9,518▲ 87.1%
Equity and liabilities
Total equity and liabilities10/49€901,016€1.5m€1.4m▼ 4.4%
Equity10/15€68,080€19,449-€27,146▼ 240%
Contributions10/11€100,000€100,000€100,000=
Profit (loss) carried forward14-€31,920-€80,551-€127,146▼ 57.8%
Amounts payable17/49€832,935€1.5m€1.5m▼ 1.3%
Amounts payable after more than one year17€765,000€1.5m€1.4m▼ 1.6%
Other amounts payable178/9€765,000€1.5m€1.4m▼ 1.6%
Amounts payable within one year42/48€65,290€8,342€14,209▲ 70.3%
Current portion of amounts payable after more than one year42€65,000---
Trade debts44-€5,924€681▼ 88.5%
Suppliers440/4-€5,924€681▼ 88.5%
Other amounts payable47/48€290€2,418€13,528▲ 459%
Accrued charges and deferred income492/3€2,645€5,273€4,370▼ 17.1%
Line202320242025Change
Profit (loss) for the period9904-€31,920-€48,632-€46,595▲ 4.2%
+ Depreciation and write-downs630€15,648€45,113€79,904▲ 77.1%
Operating cash flow (approximation)-€16,272-€3,519€33,309▲ 1,047%
Investment in fixed assets (approximation)--€651,990-€9,873▲ 98.5%
Change in cash--€7,866€4,431▲ 156%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€48,632
Net result drops to -€48,632, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zum Schieferstollen,Recht 354780 Sankt Vith
1 establishment unit
LAUJERIMMO
Zum Schieferstollen,Recht 35, 4780 Sankt VithReal estate activities
since 20222.338.875.579

Identification & contact

Identification
Legal formPrivate limited company
Founded05-12-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.