LAUGI IMMO

Active

Private limited companyfounded 20233 yrs activeRue des Charbonniers (Sta) 19, 7973 Beloeil, BelgiumKBO/BCE: BE 0798.833.206

Summary

The computed 12-month bankruptcy probability of LAUGI IMMO is 8.8% (elevated). The 2025 annual accounts show equity of €24,181 and a net result of €10,999. Equity is growing by ~72.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 1420 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LAUGI IMMOActiveChecked score 36/100

Risk analysis Report Compare

Activity

Hotels and similar accommodation

NACE 55100

Size

€133,532total assets 2025

Equity: €24,181
Profit: €10,999

Turnover not published (abridged schema)

Financial health

36 Weak Checked score 2025

Bankruptcy chance 12 m: 8.8%

Structure

Accounts filed 29 d late0 of 5 deeds read

Why 36- 3 changes of registered office in 24 months- Founded in 2023- No establishment unit in the KBO+ Liquidity: current ratio 0.93, cash €99,755Show the evidence

Checked score

Score 2025

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 71% of its sector peers (NACE 55, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 43-2

equity 18.1% of total assets

Liquidity 55+13

short-term debt 81.9% · cash 74.7%

Profitability 79-5

return on assets 8.2%

Bankruptcy probability, 12 months

8.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,484 companies)

Last 24 months 11-2024: 5.4% 12-2024: 5.3%▼ -1.1% vs 11-2024lowest value 01-2025: 7.6%▲ +43.6% vs 12-2024 02-2025: 7.8%▲ +2.8% vs 01-2025 03-2025: 8.1%▲ +2.7% vs 02-2025 04-2025: 18.0%▲ +123% vs 03-2025 05-2025: 18.0%▲ +0.4% vs 04-2025 06-2025: 18.3%▲ +1.4% vs 05-2025highest value 07-2025: 18.3%● 0.0% vs 06-2025highest value 08-2025: 9.5%▼ -48.1% vs 07-2025 09-2025: 9.5%● 0.0% vs 08-2025 10-2025: 9.4%▼ -1.2% vs 09-2025 11-2025: 9.8%▲ +4.7% vs 10-2025 12-2025: 9.8%● 0.0% vs 11-2025 01-2026: 9.7%▼ -1.8% vs 12-2025 02-2026: 9.7%● 0.0% vs 01-2026 03-2026: 9.6%▼ -0.4% vs 02-2026 04-2026: 10.7%▲ +11.3% vs 03-2026 05-2026: 10.9%▲ +1.7% vs 04-2026 06-2026: 10.9%● +0.0% vs 05-2026 07-2026: 10.9%● 0.0% vs 06-2026 08-2026: 13.0%▲ +19.5% vs 07-2026 09-2026: 8.8%▼ -32.5% vs 08-2026 10-2026: 8.8%● 0.0% vs 09-2026

3 changes of registered office in 24 months raises the probability
Founded in 2023 raises the probability for this profile
No establishment unit in the KBO raises the probability
Liquidity: current ratio 0.93, cash €99,755 lowers the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.93 against 0.71 in 2024; short-term debt: 81.9% and cash: 74.7% of total assets), and 81.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 46%, liquidity 68%, profitability 78%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

3 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Liquidity: current ratio 0.93, cash €99,755

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

29 d late

2024

1 d early

2023

59 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 3 filed years within 31 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage