LAUDUS IMMO
ActiveLAUDUS IMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €376k and a net result of €-47k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 47% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14=
Solvency54▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 2.72 in 2024; short-term debt: 6% and cash: 6.1% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-47k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
30 d early
2023
49 d late
2022
1 d late
2021
44 d late
2020
9 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€376k▼ 11.0%
2024 · €423k
2018: €61k
2019: €72k
2020: €291k
2021: €332k
2022: €385k
2023: €507k
2024: €423k
2018 → 2025
Total assets
€1.31M▼ 1.6%
2024 · €1.33M
2018: €1.40M
2019: €1.80M
2020: €1.79M
2021: €1.55M
2022: €1.49M
2023: €2.04M
2024: €1.33M
2018 → 2025
Net result
€-47k▲ 6.8%
2024 · €-50k
2018: €147k
2019: €85k
2020: €353k
2021: €65k
2022: €54k
2023: €189k
2024: €-50k
2018 → 2025
Working capital
€39k▼ 85.8%
2024 · €278k
2018: €-406k
2019: €-275k
2020: €-37k
2021: €620k
2022: €218k
2023: €906k
2024: €278k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€332k-€385k▲ 16.1%€507k▲ 31.6%€423k▼ 16.6%€376k▼ 11.0%
Operating result€107k-€87k▼ 18.2%€273k▲ 213%€-33k€-36k▼ 11.2%
Net result€65k-€54k▼ 17.5%€189k▲ 253%€-50k€-47k▲ 6.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2025 against €33k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€1.19M▲ 33.7%
Current assets
€118k▼ 73.1%
Equity and liabilities €1.31M
Equity
€376k▼ 11.0%
Debt
€934k▲ 2.8%
The debt ratio rises from 68.2% to 71.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-15k▲
2024 · €-23k
Cash flow
€-26k▲
2024 · €-40k
Solvency
28.7%▼
2024 · 31.8%
Current ratio
1.50▼
2024 · 2.72
Quick ratio
1.50▼
2024 · 2.72
Debt / equity
2.48▲
2024 · 2.15
ROE
-12.4%▼
2024 · -11.8%
ROA
-3.6%▲
2024 · -3.8%
Interest coverage
-1.49▼
2024 · -1.31
Debt
€934k▲
2024 · €908k
Debt ≤ 1 year
€79k▼
2024 · €162k
Debt > 1 year
€855k▲
2024 · €746k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.31M▼
Fixed assets21/28€892k€1.19M▲
Tangible fixed assets22/27€891k€1.19M▲
Land and buildings22€891k€1.19M▲
Financial fixed assets28€1k€1k=
Current assets29/58€439k€118k▼
Amounts receivable within one year40/41€54k€38k▼
Trade receivables40€23k-
Other amounts receivable41€32k€38k▲
Cash at bank and in hand54/58€385k€79k▼
Deferred charges and accrued income490/1€605€980▲
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.31M▼
Equity10/15€423k€376k▼
Contributions10/11€25k€25k=
Reserves13€448k€448k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€445k€445k=
Profit (loss) carried forward14€-50k€-97k▼
Amounts payable17/49€908k€934k▲
Amounts payable after more than one year17€746k€855k▲
Financial debts170/4€169k€255k▲
Other amounts payable178/9€578k€600k▲
Amounts payable within one year42/48€162k€79k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€58k€45k▼
Suppliers440/4€58k€45k▼
Taxes, remuneration and social security45€61k-
Taxes450/3€61k-
Other amounts payable47/48€32k€23k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€21k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€-19k€-12k▲
Operating profit (loss)9901€-33k€-36k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€17k€10k▼
Recurring financial charges65€17k€10k▼
Profit (loss) for the period before taxes9903€-50k€-47k▲
Profit (loss) for the period9904€-50k€-47k▲
Profit (loss) for the period to be appropriated9905€-50k€-47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-97k▼
Profit (loss) brought forward from the previous period14P-€-50k
Transfer from equity791/2€34k-
Profit to be distributed694/7€34k-
Return on contributions (dividend)694€34k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-50k ▼126%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 49 days late
2023
31-12
Financial
Equity above €500kEq €507k ▲31.6%
6 profitable years in a row build equity to €507k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 44 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 2.84
Current ratio from 0.96 to 2.84; short-term debt falls from €853k to €337k.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €353k ▲315%
Operating result €483k, net result €353k, both a record.
31-12
Financial
Equity above €200kEq €291k ▲305%
3 profitable years in a row build equity to €291k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlei 532280 GrobbendonkGround area
995 m²
Building footprint
170 m²
Volume, LiDAR
839 m³
Parcel 13010B0123/04_000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LAUDUS IMMO
since 20132.220.723.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0123/04_000 | Flanders | 995 m² | 1 · 170 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOSSUYT VASTGOED
BE 0444.148.152
Brugge · Eq €376k
DE SCHRIJVER PETER
BE 0896.133.906
Lede · Eq €376k
MEERTENS LUDY
BE 0882.091.868
Lanaken · Eq €376k
ELD PROJECTS
BE 0658.762.236
Knokke-Heist · Eq €376k
GERIMMA
BE 0400.052.942
Sint-Martens-Latem · Eq €377k
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 4,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2013
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.