LAUDEL
ActiveLAUDEL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191k and a net result of €-20k. Equity is shrinking by ~7.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
22
/ 100
Critical▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency67=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.01 in 2023), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.9%
Return on assets
-7.7%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
434 d late
2022
99 d late
2021
59 d late
2020
31 d late
2019
104 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€191k▼ 9.5%
2023 · €211k
2018: €303k
2019: €293k
2020: €277k
2021: €256k
2022: €227k
2023: €211k
2018 → 2024
Total assets
€258k▼ 2.4%
2023 · €264k
2018: €377k
2019: €332k
2020: €315k
2021: €304k
2022: €274k
2023: €264k
2018 → 2024
Net result
€-20k▼ 22.3%
2023 · €-16k
2018: €-2k
2019: €-10k
2020: €-17k
2021: €-21k
2022: €-29k
2023: €-16k
2018 → 2024
Working capital
€-52k▲ 2.6%
2023 · €-53k
2018: €-30k
2019: €-28k
2020: €-28k
2021: €-33k
2022: €-47k
2023: €-53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€277k-€256k▼ 7.5%€227k▼ 11.3%€211k▼ 7.2%€191k▼ 9.5%
Operating result€-16k-€-20k▼ 27.2%€-29k▼ 41.1%€-16k▲ 43.8%€-20k▼ 22.7%
Net result€-17k-€-21k▼ 23.9%€-29k▼ 40.0%€-16k▲ 43.6%€-20k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2024 against €16k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €258k
Fixed assets
€255k▼ 3.2%
Current assets
€2k▲ 578%
Equity and liabilities €258k
Equity
€191k▼ 9.5%
Debt
€67k▲ 25.4%
The debt ratio rises from 20.3% to 26.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-10k▼
2023 · €-6k
Cash flow
€-11k▼
2023 · €-7k
Solvency
73.9%▼
2023 · 79.7%
Current ratio
0.05▲
2023 · 0.01
Quick ratio
0.05▲
2023 · 0.01
Debt / equity
0.35▲
2023 · 0.25
ROE
-10.5%▼
2023 · -7.8%
ROA
-7.7%▼
2023 · -6.2%
Interest coverage
-31.17▼
2023 · -20.31
Debt
€67k▲
2023 · €54k
Debt ≤ 1 year
€54k▲
2023 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€264k€258k▼
Fixed assets21/28€264k€255k▼
Tangible fixed assets22/27€263k€255k▼
Land and buildings22€259k€251k▼
Plant, machinery and equipment23€4k€3k▼
Financial fixed assets28€610€610=
Current assets29/58€367€2k▲
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€367-
Equity and liabilities
Total equity and liabilities10/49€264k€258k▼
Equity10/15€211k€191k▼
Contributions10/11€131k€131k=
Capital10€131k€131k=
Issued capital100€131k€131k=
Revaluation surpluses12€309k€309k=
Profit (loss) carried forward14€-229k€-249k▼
Amounts payable17/49€54k€67k▲
Amounts payable within one year42/48€54k€54k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44€30k€33k▲
Suppliers440/4€30k€33k▲
Other amounts payable47/48€22k€22k=
Accrued charges and deferred income492/3-€13k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8-€3k
Gross operating margin9900€-6k€-8k▼
Operating profit (loss)9901€-16k€-20k▼
Financial charges65/66B€313€327▲
Recurring financial charges65€313€327▲
Profit (loss) for the period before taxes9903€-16k€-20k▼
Profit (loss) for the period9904€-16k€-20k▼
Profit (loss) for the period to be appropriated9905€-16k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-229k€-249k▼
Profit (loss) brought forward from the previous period14P€-213k€-229k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 434 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 99 days late
2022
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 104 days late
2019
17-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 78 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fond Agny 11380 LasneGround area
3,262 m²
Building footprint
258 m²
Volume, LiDAR
2,140 m³
2 parcels, Wallonia · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LAUDEL
since 20042.373.260.396
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0391/00X000 | Wallonia | 3,007 m² | 1 · 176 m² | 8.1 m · 2 fl. |
| 53405C0001/00X042 | Wallonia | 255 m² | 1 · 82 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-01-1999
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.