LAUDE
ActiveSummary
The computed 12-month bankruptcy probability of LAUDE is 2.6% (moderate). The 2025 annual accounts show negative equity (€-638k) and a net result of €-186k. Equity is shrinking by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 10407 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.43 in 2024; short-term debt: 226.8% and cash: 10.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-126.8%
Return on assets
-37%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-638k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
25 d late
2023
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€7.83M
EBIT margin
-2.3%
Net result
€-186k▼ 60.1%
2024 · €-116k
2023: €-210klowest in 3 years
2024: €-116k▲ +44.7% vs 2023highest in 3 years
2025: €-186k▼ -60.1% vs 2024
2023 → 2025
Working capital
€-645k▼ 40.6%
2024 · €-459k
2023: €-339khighest in 3 years
2024: €-459k▼ -35.1% vs 2023
2025: €-645k▼ -40.6% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€7.83M
Equity€-335k-€-451k▼ 34.7%€-638k▼ 41.3%
2023: €-335khighest in 3 years
2024: €-451k▼ -34.7% vs 2023
2025: €-638k▼ -41.3% vs 2024lowest in 3 years
Operating result€-208k-€-115k▲ 44.9%€-181k▼ 57.5%
2023: €-208klowest in 3 years
2024: €-115k▲ +44.9% vs 2023highest in 3 years
2025: €-181k▼ -57.5% vs 2024
Net result€-210k-€-116k▲ 44.7%€-186k▼ 60.1%
2023: €-210klowest in 3 years
2024: €-116k▲ +44.7% vs 2023highest in 3 years
2025: €-186k▼ -60.1% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €181k in 2025 against €115k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €503k
Fixed assets
€7k ▲ 0.8%
Current assets
€496k ▲ 44.3%
Key figures and ratios
Solvency
-126.8%▲
2024 · -128.7%
Current ratio
0.43▲
2024 · 0.43
Quick ratio
0.17▼
2024 · 0.17
Debt to equity
-1.79▼
2024 · -1.78
ROA
-37.0%▼
2024 · -33.2%
Debt
€1.14M▲
2024 · €802k
Debt ≤ 1 year
€1.14M▲
2024 · €802k
Income taxes
€154▼
2024 · €212
Staff costs
€636k▲
2024 · €544k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€351k€503k▲
Fixed assets21/28€7k€7k▲
Financial fixed assets28€7k€7k▲
Current assets29/58€344k€496k▲
Stocks and contracts in progress3€210k€306k▲
Stocks30/36€210k€306k▲
Amounts receivable within one year40/41€54k€130k▲
Trade receivables40€37k€125k▲
Other amounts receivable41€17k€5k▼
Cash at bank and in hand54/58€55k€54k▼
Deferred charges and accrued income490/1€25k€6k▼
Equity and liabilities
Total equity and liabilities10/49€351k€503k▲
Equity10/15€-451k€-638k▼
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-466k€-652k▼
Amounts payable17/49€802k€1.14M▲
Amounts payable within one year42/48€802k€1.14M▲
Trade debts44€696k€1.06M▲
Suppliers440/4€696k€1.06M▲
Taxes, remuneration and social security45€105k€82k▼
Taxes450/3€14k€2k▼
Remuneration and social security454/9€91k€80k▼
Other amounts payable47/48€1k-
Income statement
Code20242025
Turnover70-€7.83M
Goods, raw materials, services and sundry goods60/61-€7.47M
Remuneration, social security and pensions62€544k€636k▲
Other operating charges640/8€11k€66k▲
Gross operating margin9900€441k€521k▲
Operating profit (loss)9901€-115k€-181k▼
Financial income75/76B€18€22▲
Recurring financial income75€18€22▲
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€-116k€-186k▼
Income taxes67/77€212€154▼
Profit (loss) for the period9904€-116k€-186k▼
Profit (loss) for the period to be appropriated9905€-116k€-186k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-466k€-652k▼
Profit (loss) brought forward from the previous period14P€-349k€-466k▼
Social balance
Average headcount (FTE)908715.417.9▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | - | - | €7.83M | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €7.47M | - |
| Remuneration, social security and pensions62 | €506k | €544k | €636k | ▲ 16.8% |
| Other operating charges640/8 | €11k | €11k | €66k | ▲ 472% |
| Gross operating margin9900 | €310k | €441k | €521k | ▲ 18.0% |
| Operating profit (loss)9901 | €-208k | €-115k | €-181k | ▼ 57.5% |
| Financial income75/76B | €38 | €18 | €22 | ▲ 22.2% |
| Recurring financial income75 | €38 | €18 | €22 | ▲ 22.2% |
| Financial charges65/66B | €2k | €1k | €5k | ▲ 273% |
| Recurring financial charges65 | €2k | €1k | €5k | ▲ 273% |
| Profit (loss) for the period before taxes9903 | €-210k | €-116k | €-186k | ▼ 60.2% |
| Income taxes67/77 | €112 | €212 | €154 | ▼ 27.4% |
| Profit (loss) for the period9904 | €-210k | €-116k | €-186k | ▼ 60.1% |
| Profit (loss) for the period to be appropriated9905 | €-210k | €-116k | €-186k | ▼ 60.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €356k | €351k | €503k | ▲ 43.4% |
| Fixed assets21/28 | €5k | €7k | €7k | ▲ 0.8% |
| Financial fixed assets28 | €5k | €7k | €7k | ▲ 0.8% |
| Current assets29/58 | €351k | €344k | €496k | ▲ 44.3% |
| Stocks and contracts in progress3 | €232k | €210k | €306k | ▲ 45.9% |
| Stocks30/36 | €232k | €210k | €306k | ▲ 45.9% |
| Amounts receivable within one year40/41 | €29k | €54k | €130k | ▲ 139% |
| Trade receivables40 | €17k | €37k | €125k | ▲ 234% |
| Other amounts receivable41 | €12k | €17k | €5k | ▼ 69.9% |
| Cash at bank and in hand54/58 | €67k | €55k | €54k | ▼ 1.8% |
| Deferred charges and accrued income490/1 | €24k | €25k | €6k | ▼ 75.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €356k | €351k | €503k | ▲ 43.4% |
| Equity10/15 | €-335k | €-451k | €-638k | ▼ 41.3% |
| Contributions10/11 | €13k | €13k | €13k | = |
| Reserves13 | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-349k | €-466k | €-652k | ▼ 40.0% |
| Amounts payable17/49 | €691k | €802k | €1.14M | ▲ 42.2% |
| Amounts payable within one year42/48 | €691k | €802k | €1.14M | ▲ 42.2% |
| Trade debts44 | €603k | €696k | €1.06M | ▲ 52.2% |
| Suppliers440/4 | €603k | €696k | €1.06M | ▲ 52.2% |
| Taxes, remuneration and social security45 | €86k | €105k | €82k | ▼ 22.1% |
| Taxes450/3 | €3k | €14k | €2k | ▼ 83.5% |
| Remuneration and social security454/9 | €83k | €91k | €80k | ▼ 12.6% |
| Other amounts payable47/48 | €2k | €1k | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-210k | €-116k | €-186k | ▼ 60.1% |
| Operating cash flow (approximation) | €-210k | €-116k | €-186k | ▼ 60.1% |
| Investment in fixed assets (approximation) | - | €-3k | €-60 | ▲ 97.8% |
| Change in cash | - | €-12k | €-983 | ▲ 92.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 5 establishment units since 2006
Ground area
8,249 m²
Building footprint
624 m²
Volume, LiDAR
4,174 m³
5 parcels, Brussels, Flanders, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
44
companies at this address
See who is registered here
5 establishment units
Night & !Day Presse
since 20062.153.771.073
Night & Day
since 20112.198.500.941
ND126 HUIZINGEN
since 20222.338.286.849
ND127 ANDERLECHT
since 20222.338.291.205
ND143 GAND
since 20242.366.847.411
5 parcels
Flanders
2
(40%)
Wallonia
2
(40%)
Brussels
1
(20%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0727/00M000 | Flanders | 3,518 m² | 1 · 160 m² | 5.3 m · 1 fl. |
| 23035A0570/00S002 | Flanders | 1,928 m² | 1 · 124 m² | 5.5 m · 1 fl. |
| 21308H0655/00L000 | Brussels | 1,567 m² | 1 · 77 m² | 3.9 m · 1 fl. |
| 92094B0311/00Z005 | Wallonia | 1,172 m² | 1 · 93 m² | 10.1 m · 2 fl. |
| 92094C0242/00G000 | Wallonia | 64 m² | 1 · 169 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
5 sitesAnderlecht2.338.291.205
Beersel2.338.286.849
Gent2.366.847.411
Namur2.153.771.073
Show 1 more sites
Namur2.198.500.941
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 1,893 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47621Retail sale of newspapers and periodicals
Contact
E-mail
laurentdeuxant@librairie.beNamur
Phone
0495/25.22.65Namur
Phone
081/24.15.75Namur
Fax
081/24.15.70Namur
Scores and ratios are computed by Checked and are not a credit decision.