LAU'DENT
ActiveThe computed 12-month bankruptcy probability of LAU'DENT is 1.7% (moderate). The 2025 annual accounts show equity of €1k and a net result of €22k. Equity is shrinking by ~27.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 23% of 18281 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency27▲+1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
37%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 18281 sector peers (2025).
NBB · sector comparisonPosition among 18281 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
24 d early
2024
3 d early
2023
1 d early
2022
4 d early
2021
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k=
2024 · €1k
2021: €22k
2022: €45k
2023: €57k
2024: €1k
2021 → 2025
Total assets
€59k▼ 41.8%
2024 · €101k
2021: €32k
2022: €65k
2023: €106k
2024: €101k
2021 → 2025
Net result
€22k▲ 42.8%
2024 · €15k
2021: €21k
2022: €24k
2023: €13k
2024: €15k
2021 → 2025
Working capital
€-9k▼ 97.1%
2024 · €-5k
2021: €21k
2022: €43k
2023: €51k
2024: €-5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€45k▲ 105%€57k▲ 27.7%€1k▼ 98.2%€1k=
Operating result€27k-€30k▲ 12.6%€18k▼ 38.7%€21k▲ 15.3%€30k▲ 43.6%
Net result€21k-€24k▲ 13.6%€13k▼ 44.4%€15k▲ 15.3%€22k▲ 42.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€20k▼ 16.0%
Current assets
€38k▼ 49.9%
Equity and liabilities €59k
Equity
€1k=
Debt
€58k▼ 42.2%
The debt ratio falls from 99.0% to 98.3%. Debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €29k
Cash flow
€30k▲
2024 · €23k
Solvency
1.7%▲
2024 · 1.0%
Current ratio
0.81▼
2024 · 0.94
Quick ratio
0.81▼
2024 · 0.94
Debt / equity
57.56▼
2024 · 99.57
ROA
37.0%▲
2024 · 15.1%
Interest coverage
38.08▲
2024 · 14.90
Debt
€58k▼
2024 · €100k
Debt ≤ 1 year
€47k▼
2024 · €81k
Debt > 1 year
€10k▼
2024 · €18k
Income taxes
€8k▲
2024 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €59k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€59k▼
Fixed assets21/28€24k€20k▼
Tangible fixed assets22/27€24k€20k▼
Furniture and vehicles24€24k€20k▼
Current assets29/58€76k€38k▼
Amounts receivable within one year40/41€5k€17k▲
Trade receivables40€5k€14k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€72k€22k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€101k€59k▼
Equity10/15€1k€1k=
Contributions10/11€1k€1k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€100k€58k▼
Amounts payable after more than one year17€18k€10k▼
Financial debts170/4€18k€10k▼
Amounts payable within one year42/48€81k€47k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€357€398▲
Suppliers440/4€357€398▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€4k€647▼
Remuneration and social security454/9€950€950=
Other amounts payable47/48€68k€38k▼
Accrued charges and deferred income492/3€636€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€889€709▼
Gross operating margin9900€30k€39k▲
Operating profit (loss)9901€21k€30k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€19k€29k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€15k€22k▲
Profit (loss) for the period to be appropriated9905€15k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€22k▲
Transfer from equity791/2€56k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€71k€22k▼
Return on contributions (dividend)694€71k€22k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €13k ▼44.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €24k ▲13.6%
Net result €24k, the highest in the series.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnestraat 28400 OostendeGround area
268 m²
Building footprint
241 m²
Volume, LiDAR
2,423 m³
Parcel 35020B0128/00E003, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LAU'DENT
since 20202.308.953.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35020B0128/00E003 | Flanders | 268 m² | 1 · 241 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DC AUDIO
BE 0839.074.348
Rebecq · Eq €1k
BELTRAGEN
BE 0769.992.433
Fléron · Eq €1k
CAVELLOR
BE 0472.911.820
Waterloo · Eq €1k
ASC ortho for all
BE 1029.600.263
Lasne · Eq €1k
EPIDEMIC SAFETY EXPERT
BE 0752.690.997
Oostkamp · Eq €787
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 68 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2020
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
82300Organisation of conventions and trade shows
86909Human health activities
86999Other human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.