LATOMA
ActiveLATOMA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €314k and a net result of €87k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 42% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+17
Solvency74▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.12 in 2023; short-term debt: 24.7% and cash: 0.2% of total assets), and 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
61 d late
2022
49 d late
2021
87 d late
2020
311 d late
2019
73 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€314k▲ 7.3%
2023 · €293k
2018: €273k
2019: €311k
2020: €352k
2021: €308k
2022: €290k
2023: €293k
2018 → 2024
Total assets
€639k▼ 1.8%
2023 · €651k
2018: €349k
2019: €373k
2020: €496k
2021: €641k
2022: €702k
2023: €651k
2018 → 2024
Net result
€87k▲ 2,971%
2023 · €3k
2018: €27k
2019: €38k
2020: €41k
2021: €-45k
2022: €-18k
2023: €3k
2018 → 2024
Working capital
€-149k▼ 19.2%
2023 · €-125k
2018: €-6k
2019: €31k
2020: €20k
2021: €-59k
2022: €-113k
2023: €-125k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€352k-€308k▼ 12.6%€290k▼ 5.8%€293k▲ 1.0%€314k▲ 7.3%
Operating result€76k-€-29k€-17k▲ 41.8%€7k€98k▲ 1,234%
Net result€41k-€-45k€-18k▲ 60.0%€3k€87k▲ 2,971%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1,234% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €639k
Fixed assets
€630k▼ 0.5%
Current assets
€8k▼ 51.0%
Equity and liabilities €639k
Equity
€314k▲ 7.3%
Provisions
€0▼ 100%
Debt
€325k▼ 3.5%
The debt ratio falls from 51.7% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€120k▲
2023 · €29k
Cash flow
€109k▲
2023 · €24k
Solvency
49.2%▲
2023 · 45.0%
Current ratio
0.05▼
2023 · 0.12
Quick ratio
0.05▼
2023 · 0.12
Debt / equity
1.03▼
2023 · 1.15
ROE
27.7%▲
2023 · 1.0%
ROA
13.6%▲
2023 · 0.4%
Interest coverage
37.26▲
2023 · 6.30
Debt
€325k▼
2023 · €336k
Debt ≤ 1 year
€158k▲
2023 · €142k
Debt > 1 year
€167k▼
2023 · €194k
Income taxes
€7k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€651k€639k▼
Fixed assets21/28€634k€630k▼
Tangible fixed assets22/27€634k€630k▼
Land and buildings22€633k€630k▼
Plant, machinery and equipment23-€452
Furniture and vehicles24€779€369▼
Current assets29/58€17k€8k▼
Amounts receivable within one year40/41€16k€7k▼
Trade receivables40-€7k
Other amounts receivable41€16k-
Cash at bank and in hand54/58€1k€965▼
Equity and liabilities
Total equity and liabilities10/49€651k€639k▼
Equity10/15€293k€314k▲
Contributions10/11€19k€19k=
Reserves13€67k€2k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€66k-
Profit (loss) carried forward14€207k€294k▲
Provisions and deferred taxes16€22k-
Deferred taxes168€22k-
Amounts payable17/49€336k€325k▼
Amounts payable after more than one year17€194k€167k▼
Financial debts170/4€194k€167k▼
Amounts payable within one year42/48€142k€158k▲
Current portion of amounts payable after more than one year42€31k€28k▼
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€7k€14k▲
Other amounts payable47/48€92k€109k▲
Income statement
Code20232024
Non-recurring operating income76A€32k€87k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€794€268▼
Gross operating margin9900€30k€120k▲
Operating profit (loss)9901€7k€98k▲
Financial income75/76B€116€165▲
Recurring financial income75€116€165▲
Non-recurring financial income76B-€165
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€3k€94k▲
Transfer from deferred taxes780€1k-
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€3k€87k▲
Transfer from tax-exempt reserves789€4k-
Profit (loss) for the period to be appropriated9905€6k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€207k€294k▲
Profit (loss) brought forward from the previous period14P€200k€207k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €87k ▲2971%
Operating result €98k, net result €87k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 311 days late
2021
31-12
Financial
Weakest financial yearnet €-45k ▼208%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 413 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.27
Current ratio from 0.84 to 2.27; short-term debt falls from €38k to €25k.
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 409 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 70 days late
13-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 197 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boskeetstraat 29031 GentGround area
819 m²
Building footprint
276 m²
Volume, LiDAR
973 m³
Parcel 44017A0803/00E000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A0803/00E000 | Flanders | 819 m² | 1 · 276 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Figure-of-Eight
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AXFIN-B
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LEON
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 37,862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.