LATKO RENO
ActiveSummary
The computed 12-month bankruptcy probability of LATKO RENO is 2.3% (moderate). The 2025 annual accounts show equity of €33k and a net result of €15k. Its solvency ranks better than 48% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency71▼-4
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.51 in 2024; short-term debt: 54.4% and cash: 77.6% of total assets), and 54.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.6%
Return on assets
20.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 63.7%
2024 · €20k
2024: €20k
2024 → 2025
Total assets
€72k▲ 79.1%
2024 · €40k
2024: €40k
2024 → 2025
Net result
€15k▼ 22.9%
2024 · €19k
2024: €19k
2024 → 2025
Working capital
€18k▲ 74.0%
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€20k-€33k▲ 63.7%
Operating result€28k-€21k▼ 23.5%
Net result€19k-€15k▼ 22.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€15k ▲ 52.9%
Current assets
€57k ▲ 87.6%
Equity and liabilities €72k
Equity
€33k ▲ 63.7%
Debt
€39k ▲ 94.5%
Debt's share of the balance-sheet total rises from 50.1% to 54.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €29k
Cash flow
€17k▼
2024 · €20k
Current ratio
1.46▼
2024 · 1.51
Debt to equity
1.19▲
2024 · 1.00
ROE
44.1%▼
2024 · 93.6%
ROA
20.1%▼
2024 · 46.7%
Interest coverage
305.16▼
2024 · 449.61
Debt ≤ 1 year
€39k▲
2024 · €20k
Income taxes
€6k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€72k▲
Fixed assets21/28€10k€15k▲
Tangible fixed assets22/27€10k€15k▲
Furniture and vehicles24€7k€8k▲
Other tangible fixed assets26€2k€7k▲
Financial fixed assets28€5€5=
Current assets29/58€31k€57k▲
Amounts receivable within one year40/41€4k€816▼
Trade receivables40€500€0▼
Other amounts receivable41€3k€816▼
Cash at bank and in hand54/58€27k€56k▲
Deferred charges and accrued income490/1€357€380▲
Equity and liabilities
Total equity and liabilities10/49€40k€72k▲
Equity10/15€20k€33k▲
Contributions10/11€3k€3k=
Reserves13€17k€30k▲
Distributable reserves133€17k€30k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€39k▲
Amounts payable within one year42/48€20k€39k▲
Trade debts44€736€5k▲
Suppliers440/4€736€5k▲
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€11k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€688▼
Gross operating margin9900€30k€24k▼
Operating profit (loss)9901€28k€21k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€65€77▲
Recurring financial charges65€65€77▲
Profit (loss) for the period before taxes9903€28k€21k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€19k€15k▼
Profit (loss) for the period to be appropriated9905€19k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€15k▼
Transfer to equity691/2€17k€13k▼
To other reserves6921€17k€13k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondse Steenweg 2419100 Sint-NiklaasGround area
486 m²
Building footprint
95 m²
Volume, LiDAR
546 m³
Parcel 46444D2360/00F000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LATKO RENO
since 20242.355.497.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46444D2360/00F000 | Flanders | 486 m² | 1 · 95 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Heusden-Zolder · Eq €33,031
VDB Woodconstruct
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JANSSEN RAMEN
BE 0413.901.473
Turnhout · Eq €33,022
WITTEVRONGHEL REBUILD
BE 0422.175.276
Lier · Eq €33,050
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.