Latim
ActiveLatim has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €38k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 82% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+46
Solvency100▲+2
Growth63=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 8.58 against 4.09 in 2024; short-term debt: 11.6% and cash: 32.2% of total assets), and 12% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88%
Return on assets
3.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
89 d late
2022
28 d late
2021
57 d late
2020
28 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€312k▲ 2.6%
2021 · €304k
2018: €177k
2019: €168k
2020: €281k
2021: €304k
2018 → 2022
EBIT margin
89.6%▲ 0.8pp
2021 · 88.7%
2018: 57.4%
2019: 58.0%
2020: 86.0%
2021: 88.7%
2018 → 2022
Net result
€38k
2024 · €-348k
2018: €41k
2019: €42k
2020: €155k
2021: €180k
2022: €193k
2023: €198k
2024: €-348k
2018 → 2025
Working capital
€1.03M▲ 0.3%
2024 · €1.03M
2018: €-365k
2019: €-670k
2020: €-251k
2021: €-321k
2022: €-146k
2023: €-186k
2024: €1.03M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€304k-€312k▲ 2.6%
Equity€949k-€1.14M▲ 20.3%€1.34M▲ 17.3%€991k▼ 26.0%€1.03M▲ 3.9%
Operating result€270k-€280k▲ 3.6%€292k▲ 4.3%€-277k€42k
Net result€180k-€193k▲ 6.8%€198k▲ 2.7%€-348k€38k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €42k after a loss of €277k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.17M
Equity
€1.03M▲ 3.9%
Debt
€140k▼ 62.5%
The debt ratio falls from 27.3% to 12.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
88.0%▲
2024 · 72.7%
Current ratio
8.58▲
2024 · 4.09
Quick ratio
8.58▲
2024 · 4.09
Debt / equity
0.14▼
2024 · 0.38
ROE
3.7%▲
2024 · -35.1%
ROA
3.3%▲
2024 · -25.5%
Debt
€140k▼
2024 · €372k
Debt ≤ 1 year
€136k▼
2024 · €334k
Income taxes
€13k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.17M▼
Current assets29/58€1.36M€1.17M▼
Amounts receivable after more than one year29-€48k
Other amounts receivable291-€48k
Amounts receivable within one year40/41€100k€736k▲
Trade receivables40€80k€63k▼
Other amounts receivable41€20k€673k▲
Cash at bank and in hand54/58€1.26M€377k▼
Deferred charges and accrued income490/1-€9k
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.17M▼
Equity10/15€991k€1.03M▲
Contributions10/11€325k€325k=
Capital10€325k€325k=
Issued capital100€325k€325k=
Reserves13€260k€279k▲
Non-distributable reserves130/1€33k€33k=
Legal reserve130€33k€33k=
Tax-exempt reserves132€101k€120k▲
Distributable reserves133€126k€126k=
Profit (loss) carried forward14€407k€426k▲
Amounts payable17/49€372k€140k▼
Amounts payable within one year42/48€334k€136k▼
Trade debts44€65k€33k▼
Suppliers440/4€65k€33k▼
Taxes, remuneration and social security45€39k€9k▼
Taxes450/3€39k€9k▼
Other amounts payable47/48€230k€94k▼
Accrued charges and deferred income492/3€39k€4k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Other operating charges640/8-€380
Non-recurring operating charges66A€430k-
Gross operating margin9900€153k€43k▼
Operating profit (loss)9901€-277k€42k▲
Financial income75/76B-€13k
Recurring financial income75-€13k
Financial charges65/66B€41k€4k▼
Recurring financial charges65€41k€4k▼
Profit (loss) for the period before taxes9903€-317k€51k▲
Income taxes67/77€31k€13k▼
Profit (loss) for the period9904€-348k€38k▲
Transfer from tax-exempt reserves789€67k-
Transfer to tax-exempt reserves689-€19k
Profit (loss) for the period to be appropriated9905€-281k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€474k€426k▼
Profit (loss) brought forward from the previous period14P€755k€407k▼
Transfer to equity691/2€67k-
To other reserves6921€67k-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
14-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment3 facts ▸
- General meeting, 02/02/2026
- Director resignation, Christelle BELLENGER (administrateur)
- Director appointment, Luigi CAPONE (administrateur unique)
2025
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.58
Current ratio from 4.09 to 8.58; short-term debt falls from €334k to €136k.
31-12
Financial
Equity above €1MEq €1.03M ▲3.9%
Equity rises from €991k to €1.03M.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-348k ▼276%
Net result drops to €-348k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 4.09
Current ratio from 0.55 to 4.09; short-term debt falls from €411k to €334k.
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 89 days late
2023
31-12
Financial
Highest result since 2018net €198k ▲2.7%
Operating result €292k, net result €198k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Equity above €1MEq €1.14M ▲20.3%
5 profitable years in a row build equity to €1.14M.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 57 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 28 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
25-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 55 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Luigi CAPONE
CurrentAdministrateur unique · since 02-02-2026
14-08-2026
Christelle BELLENGER: Resigned as Director
02-02-2026
Luigi CAPONE: Appointed as Administrateur unique
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bertransart(GER) 346280 GerpinnesGround area
1.1 ha
Building footprint
1,507 m²
Volume, LiDAR
7,907 m³
2 parcels, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LATIM
since 20202.302.997.655
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25019B0139/00V000 | Wallonia | 8,927 m² | 1 · 1,350 m² | 6.1 m · 2 fl. |
| 52025A0313/00Y042 | Wallonia | 1,800 m² | 1 · 157 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COMINA
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DELIPACK
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 27,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-11-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.